Forth Capital

𝗙𝗶𝗻𝗱 𝗬𝗼𝘂𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗙𝗿𝗲𝗲𝗱𝗼𝗺 𝑆𝑒𝑐𝑢𝑟𝑒 𝑦𝑜𝑢𝑟 ‘𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑓𝑟𝑒𝑒𝑑𝑜𝑚’ 𝑎𝑛𝑑 𝑡ℎ𝑒 𝑝𝑒𝑎𝑐𝑒 𝑜𝑓 𝑚𝑖𝑛𝑑 𝑡ℎ𝑎𝑡 𝑐𝑜𝑚𝑒𝑠 𝑤𝑖𝑡ℎ 𝑖𝑡 We spend time to understand your circumstances, priorities, and aspirations, then create a clear, effective financial plan for you - enabling you to make key life choices on your own terms. And with a detailed plan in place to secure your financial freedom, you can live in the moment, safe in the knowledge that tomorrow is taken care of, wherever you are in the world, and wherever you choose to go next. To book a free initial consultation, contact 𝗣𝗮𝘂𝗹 𝗗𝗼𝗰𝗵𝗲𝗿𝘁𝘆 pauldocherty@forthcapital.com https://lnkd.in/gm5HacyB #financialfreedom #internationalfinancialplanning #internationalwealthmanagement

𝗙𝗜𝗡𝗗 𝗬𝗢𝗨𝗥 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗙𝗥𝗘𝗘𝗗𝗢𝗠 𝑀𝑎𝑘𝑖𝑛𝑔 𝑡ℎ𝑒 𝑐𝑜𝑚𝑝𝑙𝑒𝑥 𝑠𝑖𝑚𝑝𝑙𝑒, 𝑓𝑜𝑟 𝑜𝑢𝑟 𝑐𝑙𝑖𝑒𝑛𝑡𝑠 𝑤𝑜𝑟𝑙𝑑𝑤𝑖𝑑𝑒 Forth Capital provides award winning international financial planning, wealth management and pensions advice, from dual qualified advisors authorised and regulated in the UK, Switzerland, the EU, Australia, the US, and Hong Kong. With offices across four continents, our expertise and international licenses enable us to provide the right cross-border financial solutions wherever you are in the world. Winners at the 2024 International Investor Awards for 'Excellence in Advisory Best Practice' and rated ‘Excellent’ by our clients on Trustpilot, our advisors provide continuity of advice and exceptional service wherever you are in the world, and wherever you choose to go next. https://lnkd.in/dMvmR4B8 #financialfreedom #internationalfinancialplanning #internationalwealthmanagement #internationalpensionsadvice

We pride ourselves on 'making the complex simple' for our clients, wherever they are in the world, so it’s fantastic to receive feedback like this, from Trish, attesting to the "exceptional" advice and service she has received from Niamh, as she's focused on building financial security for her expanding family. https://lnkd.in/eU7rrhFM "𝐼 ℎ𝑎𝑣𝑒 𝑏𝑒𝑒𝑛 𝑤𝑖𝑡ℎ 𝐹𝑜𝑟𝑡ℎ 𝐶𝑎𝑝𝑖𝑡𝑎𝑙 𝑎𝑛𝑑 𝑁𝑖𝑎𝑚ℎ 𝑓𝑜𝑟 3 𝑦𝑒𝑎𝑟𝑠 𝑜𝑟 𝑚𝑜𝑟𝑒 𝑎𝑛𝑑 𝐼 𝑐𝑎𝑛 ℎ𝑜𝑛𝑒𝑠𝑡𝑙𝑦 𝑠ℎ𝑎𝑟𝑒 𝑡ℎ𝑒 𝑠𝑒𝑟𝑣𝑖𝑐𝑒 𝑖𝑠 𝑒𝑥𝑐𝑒𝑝𝑡𝑖𝑜𝑛𝑎𝑙 . 𝐼 𝑎𝑚 𝑎 𝑛𝑒𝑟𝑣𝑜𝑢𝑠 𝑖𝑛𝑣𝑒𝑠𝑡𝑜𝑟 𝑎𝑛𝑑 𝑏𝑢𝑖𝑙𝑑𝑖𝑛𝑔 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑠𝑒𝑐𝑢𝑟𝑖𝑡𝑦 𝑓𝑜𝑟 𝑚𝑦 𝑒𝑣𝑒𝑟 𝑒𝑥𝑝𝑎𝑛𝑑𝑖𝑛𝑔 𝑓𝑎𝑚𝑖𝑙𝑦 ℎ𝑎𝑠 𝑏𝑒𝑒𝑛 𝑎 𝑝𝑟𝑖𝑜𝑟𝑖𝑡𝑦. 𝑇ℎ𝑒 𝑎𝑑𝑣𝑖𝑐𝑒 ℎ𝑎𝑠 𝑏𝑒𝑒𝑛 𝑒𝑥𝑐𝑒𝑝𝑡𝑖𝑜𝑛𝑎𝑙 𝑎𝑛𝑑 𝑟𝑒𝑡𝑢𝑟𝑛𝑠 𝑠𝑜 𝑓𝑎𝑣𝑜𝑢𝑟𝑎𝑏𝑙𝑒. 𝑇ℎ𝑎𝑛𝑘𝑦𝑜𝑢 𝑎𝑛𝑑 𝑙𝑜𝑛𝑔 𝑚𝑎𝑦 𝑜𝑢𝑟 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑟𝑒𝑙𝑎𝑡𝑖𝑜𝑛𝑠ℎ𝑖𝑝 𝑙𝑎𝑠𝑡." 𝑇𝑟𝑖𝑠ℎ #financialplanning #financialsecurity #estateplanning

Wishing all our clients and colleagues in the United States a very Happy Thanksgiving

One of the most significant changes confirmed in the 2024 Autumn Budget was a shift from the current domicile-based system of Inheritance Tax (IHT) to a new residence-based system. The effective date for this reform is 6 April 2025. This development presents a compelling opportunity to protect your assets from IHT, which under current legislation could see up to 40% of your global wealth paid to HMRC rather than being passed on to your family and beneficiaries... 𝗥𝗲𝗮𝗱 𝗺𝗼𝗿𝗲 >> https://lnkd.in/dGwFvsUq #IHT #IntergenerationalPlanning #InternationalFinancialPlanning #InternationalWealthManagement

We pride ourselves on 'making the complex simple' for our clients, wherever they are in the world, so it’s fantastic to receive feedback like this from Claire Taylor's client, highlighting that she is "exceptionally supportive", "really knows her stuff" and "has a lovely friendly manner". https://lnkd.in/e5zbxA99 #internationalfinancialplanning #internationalwealthmanagement

𝗦𝘂𝗿𝘃𝗲𝘆 𝗥𝗲𝘃𝗲𝗮𝗹𝘀 𝗦𝗶𝗴𝗻𝗶𝗳𝗶𝗰𝗮𝗻𝘁 𝗚𝗮𝗽𝘀 𝗶𝗻 𝗥𝗲𝗮𝗱𝗶𝗻𝗲𝘀𝘀 𝗳𝗼𝗿 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 We wanted to find out exactly how 'retirement ready' people are by asking ten simple but important questions. The questions in our '𝗔𝗿𝗲 𝘆𝗼𝘂 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗿𝗲𝗮𝗱𝘆?' survey ranged from asking respondents whether they had thought about when and where they wanted to retire, to asking them if they knew how many company pensions they had accumulated over the course of their career, and how confident they were that these funds would sustain the kind of lifestyle they envisaged in later life. Our research highlighted that the majority of people, before they become a client of Forth Capital, have a number of significant gaps in their retirement planning. We were surprised by some of the 300+ responses we received, and we think you might be too >> https://lnkd.in/ePjDGD4H And in less time than it takes to make a cup of tea you can find out how 'retirement ready' you are, with your own personal score out of 10 >> https://lnkd.in/e-yjVdTP #RetirementReady #LaterLifePlanning #FinancialPlanning #RetirementPlanning

We pride ourselves on 'making the complex simple' for our clients, wherever they are in the world, so it’s fantastic to receive feedback like this, from Mark in Switzerland, highlighting Jamie's ability "to explain complex financial concepts in an accessible way", and provide "clear, actionable" guidance. https://lnkd.in/ep7QCE_w "𝐼 𝑟𝑒𝑐𝑒𝑛𝑡𝑙𝑦 𝑤𝑜𝑟𝑘𝑒𝑑 𝑤𝑖𝑡ℎ 𝐽𝑎𝑚𝑖𝑒 𝑇𝑢𝑙𝑖𝑝, 𝑎 𝑐ℎ𝑎𝑟𝑡𝑒𝑟𝑒𝑑 𝑖𝑛𝑡𝑒𝑟𝑛𝑎𝑡𝑖𝑜𝑛𝑎𝑙 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑝𝑙𝑎𝑛𝑛𝑒𝑟 𝑓𝑜𝑟 𝐹𝑜𝑟𝑡ℎ 𝐶𝑎𝑝𝑖𝑡𝑎𝑙. 𝐻𝑒 𝑝𝑟𝑜𝑣𝑖𝑑𝑒𝑑 𝑖𝑛𝑣𝑎𝑙𝑢𝑎𝑏𝑙𝑒 𝑔𝑢𝑖𝑑𝑎𝑛𝑐𝑒 𝑜𝑛 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑛𝑔 𝑚𝑦 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡. 𝐽𝑎𝑚𝑖𝑒 𝑡𝑜𝑜𝑘 𝑡ℎ𝑒 𝑡𝑖𝑚𝑒 𝑡𝑜 𝑡ℎ𝑜𝑟𝑜𝑢𝑔ℎ𝑙𝑦 𝑢𝑛𝑑𝑒𝑟𝑠𝑡𝑎𝑛𝑑 𝑚𝑦 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑠𝑖𝑡𝑢𝑎𝑡𝑖𝑜𝑛 𝑎𝑛𝑑 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡 𝑔𝑜𝑎𝑙𝑠, 𝑐𝑟𝑎𝑓𝑡𝑖𝑛𝑔 𝑎 𝑝𝑒𝑟𝑠𝑜𝑛𝑎𝑙𝑖𝑠𝑒𝑑 𝑠𝑡𝑟𝑎𝑡𝑒𝑔𝑦 𝑡ℎ𝑎𝑡 𝑝𝑜𝑖𝑛𝑡𝑒𝑑 𝑜𝑢𝑡 𝑏𝑜𝑡ℎ 𝑡ℎ𝑒 𝑝𝑜𝑠𝑖𝑡𝑖𝑣𝑒𝑠 𝑎𝑛𝑑 𝑡ℎ𝑒 𝑛𝑒𝑔𝑎𝑡𝑖𝑣𝑒𝑠. 𝐽𝑎𝑚𝑖𝑒’𝑠 𝑐𝑜𝑚𝑝𝑟𝑒ℎ𝑒𝑛𝑠𝑖𝑣𝑒 𝑎𝑝𝑝𝑟𝑜𝑎𝑐ℎ 𝑐𝑜𝑣𝑒𝑟𝑒𝑑 𝑎𝑙𝑙 𝑎𝑠𝑝𝑒𝑐𝑡𝑠 𝑜𝑓 𝑒𝑎𝑟𝑙𝑦 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡 𝑝𝑙𝑎𝑛𝑛𝑖𝑛𝑔, 𝑓𝑟𝑜𝑚 𝑖𝑛𝑣𝑒𝑠𝑡𝑚𝑒𝑛𝑡𝑠 𝑡𝑜 𝑡𝑎𝑥 𝑖𝑚𝑝𝑙𝑖𝑐𝑎𝑡𝑖𝑜𝑛𝑠. 𝐻𝑖𝑠 𝑟𝑒𝑐𝑜𝑚𝑚𝑒𝑛𝑑𝑎𝑡𝑖𝑜𝑛𝑠 𝑤𝑒𝑟𝑒 𝑐𝑙𝑒𝑎𝑟, 𝑎𝑐𝑡𝑖𝑜𝑛𝑎𝑏𝑙𝑒, 𝑎𝑛𝑑 𝑡𝑎𝑖𝑙𝑜𝑟𝑒𝑑 𝑡𝑜 𝑚𝑦 𝑟𝑖𝑠𝑘 𝑡𝑜𝑙𝑒𝑟𝑎𝑛𝑐𝑒 𝑎𝑛𝑑 𝑙𝑜𝑛𝑔-𝑡𝑒𝑟𝑚 𝑜𝑏𝑗𝑒𝑐𝑡𝑖𝑣𝑒𝑠. 𝐼 𝑝𝑎𝑟𝑡𝑖𝑐𝑢𝑙𝑎𝑟𝑙𝑦 𝑎𝑝𝑝𝑟𝑒𝑐𝑖𝑎𝑡𝑒𝑑 ℎ𝑖𝑠 𝑎𝑏𝑖𝑙𝑖𝑡𝑦 𝑡𝑜 𝑒𝑥𝑝𝑙𝑎𝑖𝑛 𝑐𝑜𝑚𝑝𝑙𝑒𝑥 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑐𝑜𝑛𝑐𝑒𝑝𝑡𝑠 𝑖𝑛 𝑎𝑛 𝑎𝑐𝑐𝑒𝑠𝑠𝑖𝑏𝑙𝑒 𝑤𝑎𝑦, 𝑚𝑎𝑘𝑖𝑛𝑔 𝑚𝑒 𝑓𝑒𝑒𝑙 𝑐𝑜𝑛𝑓𝑖𝑑𝑒𝑛𝑡 𝑎𝑛𝑑 𝑖𝑛𝑓𝑜𝑟𝑚𝑒𝑑 𝑡ℎ𝑟𝑜𝑢𝑔ℎ𝑜𝑢𝑡 𝑡ℎ𝑒 𝑝𝑟𝑜𝑐𝑒𝑠𝑠. 𝐻𝑒 𝑤𝑎𝑠 𝑎𝑙𝑤𝑎𝑦𝑠 𝑎𝑣𝑎𝑖𝑙𝑎𝑏𝑙𝑒 𝑡𝑜 𝑎𝑛𝑠𝑤𝑒𝑟 𝑞𝑢𝑒𝑠𝑡𝑖𝑜𝑛𝑠, 𝑝𝑟𝑜𝑣𝑖𝑑𝑒 𝑟𝑒𝑎𝑠𝑠𝑢𝑟𝑎𝑛𝑐𝑒, 𝑎𝑛𝑑 𝑎𝑑𝑗𝑢𝑠𝑡𝑒𝑑 𝑡ℎ𝑒 𝑝𝑙𝑎𝑛 𝑎𝑠 𝑛𝑒𝑒𝑑𝑒𝑑. 𝑇ℎ𝑎𝑛𝑘𝑠 𝑡𝑜 ℎ𝑖𝑠 𝑔𝑢𝑖𝑑𝑎𝑛𝑐𝑒, 𝐼 𝑛𝑜𝑤 ℎ𝑎𝑣𝑒 𝑎 𝑠𝑜𝑙𝑖𝑑 𝑝𝑙𝑎𝑛 𝑖𝑛 𝑝𝑙𝑎𝑐𝑒 𝑎𝑛𝑑 𝑓𝑒𝑒𝑙 𝑚𝑜𝑟𝑒 𝑐𝑜𝑛𝑓𝑖𝑑𝑒𝑛𝑡 𝑎𝑏𝑜𝑢𝑡 𝑚𝑦 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡. 𝐼 ℎ𝑖𝑔ℎ𝑙𝑦 𝑟𝑒𝑐𝑜𝑚𝑚𝑒𝑛𝑑 𝐽𝑎𝑚𝑖𝑒 𝑡𝑜 𝑎𝑛𝑦𝑜𝑛𝑒 𝑠𝑒𝑒𝑘𝑖𝑛𝑔 𝑒𝑥𝑝𝑒𝑟𝑡 𝑎𝑑𝑣𝑖𝑐𝑒 𝑎𝑛𝑑 𝑠𝑢𝑝𝑝𝑜𝑟𝑡 𝑜𝑛 𝑡ℎ𝑒𝑖𝑟 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑗𝑜𝑢𝑟𝑛𝑒𝑦." 𝑀𝑎𝑟𝑘 𝐶𝑢𝑟𝑡𝑖𝑠, 𝑆𝑤𝑖𝑡𝑧𝑒𝑟𝑙𝑎𝑛𝑑 #pillar2 #pillar3 #financialfreedom #retirementplanning

𝗟𝗲𝗮𝘃𝗶𝗻𝗴 𝗦𝘄𝗶𝘁𝘇𝗲𝗿𝗹𝗮𝗻𝗱? 𝗠𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂 𝗿𝗲𝗮𝗹𝗶𝘀𝗲 𝘁𝗵𝗲 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗦𝘄𝗶𝘀𝘀 𝗽𝗲𝗻𝘀𝗶𝗼𝗻𝘀 Many expats are not aware that, having accrued Swiss pension assets whilst living and working in Switzerland, they can subsequently withdraw these funds if they leave Switzerland permanently. However, each of Switzerland's 26 Cantons has the power to set its own withholding tax rate, so your tax liability can vary significantly. Forth Capital can help you to minimise the amount of withholding tax you incur when moving the funds out of Switzerland, to maximise the value of your withdrawal. To find out how much you could save, use 𝗼𝘂𝗿 𝘀𝗶𝗺𝗽𝗹𝗲 𝗼𝗻𝗹𝗶𝗻𝗲 𝗰𝗮𝗹𝗰𝘂𝗹𝗮𝘁𝗼𝗿 >> https://lnkd.in/e5hQscpN It’s important to realise the potential of the pension assets accrued whilst you were resident in Switzerland - so to help you navigate this challenge, our team of international advisors and pension experts have created an 𝗘-𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗲𝘅𝗽𝗹𝗮𝗶𝗻 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 >> https://lnkd.in/e9iHwrcq From our offices in Switzerland and the UK, Forth Capital’s dual-qualified financial planners can provide expert advice on the tax efficient transfer, withdrawal, and reinvestment of your Swiss pension assets to maximise their value. To discuss your Swiss pensions and how we could help you, go to https://lnkd.in/ehMxdiJe #financialplanning #wealthmanagement #swisspension #pillar2 #pillar3