Harbour

We’re thrilled to finally announce Harbour to the world, a groundbreaking crypto-native banking experience defined by transparency. Our mission is to create the world’s most transparent banking experience, connecting traditional finance and crypto within a single app. Harbour’s platform is designed to revolutionise the banking experience by offering a comprehensive financial ecosystem that integrates traditional finance with the world of cryptocurrencies. With the launch of Harbour 1.0 this summer, users will enjoy a host of features, including: ✅ Full Reserve Fiat Account: A fully functional checking account for everyday finances. ✅ Secure Crypto Wallets: Effortless holding, sending, and receiving of crypto assets, with the ability to connect existing self-custody wallets for streamlined asset management. ✅ Seamless GBP: USDC Swaps: Instant and competitive-cost stablecoin swaps for faster and more affordable transactions. ✅ USDC Account and Card: A complete checking account for stablecoins, along with a physical debit card for spending USDC at retailers nationwide. ✅ iOS and Android Compatibility: A free, feature-rich app available for download on both iOS and Android devices. Harbour is committed to transparency and safety, ensuring that all fiat and crypto funds are held in insolvency remote accounts so your assets are always secure. By establishing on-chain proof of solvency for both crypto and fiat assets, Harbour allows users to verify their balances and transactions independently. As we embark on this journey, we invite you to join us in embracing the future of banking, where transparency, security, and ease of use take centre stage. To learn more about Harbour and sign up for early access, visit www.harbour.fi. #Harbour #TransparentBanking #Crypto #Fintech #Web3 #FinanceRevolution Haatch Cogitent Ventures Polygon Labs Blockchain Ventures Hub Delphi Digital

Stablecoins Near $200 Billion in Value This surge shows that stablecoins are becoming the bridge between traditional finance and blockchain, powering everything from payments to global commerce. At Harbour, we’re building the infrastructure to make these transitions seamless. With instant on/off ramps, we enable users to move between fiat and stablecoins in seconds, unlocking the full potential of digital assets. As stablecoins grow, so does the need for tools that are fast, secure, and intuitive. That’s the future we’re creating. https://lnkd.in/gG_KDfcn

Could Self-Custody Wallets Be The Next Generation Of Neo Banks? Imagine a world where your wallet isn’t just a tool for storing crypto, it’s your financial hub, the super app bridging traditional finance and Web3. A world where: ✅ Your wallet acts like a neo bank, giving users their own bank account coordinates for seamless fiat transfers ✅ Transfers between fiat and crypto happen instantly, with ultra-low fees ✅ Gas fees, seed phrases, and cross-chain complexities are abstracted away for a simple, intuitive user experience ✅ All the compliance and regulation is handled behind the scenes, so platforms can focus on building This is the promise of self-custody wallets powered by Harbour. By offering wallets the ability to integrate banking features, instant on/off ramps, and secure infrastructure, Harbour enables wallets to evolve into next-generation financial platforms. We handle the regulation, the complexity, and the infrastructure so wallets can focus on delivering the usability their users demand. The future of money management is secure, seamless, and interoperable. Harbour is helping make that future a reality. #SelfCustody #NeoBanking #Web3Payments #MagicRamp #FiatToCrypto #CryptoInnovation

Wallets and Platforms Can Be Live with Magic Ramp in Less Than a Day! Integrating the fastest, most cost-efficient on/off ramp in crypto has never been easier. Wallets and platforms can be live with Magic Ramp in less than a day. Here’s what your users will get: ✅ Transfers between fiat and crypto in under 60 seconds ✅ Ultra-low fees starting at just 0.5% ✅ A seamless, intuitive payment experience All the heavy lifting is handled, from compliance to infrastructure to speed, so you can focus on delivering an exceptional user experience. The future of seamless payments is just one day away. #Web3Payments #MagicRamp #BlockchainWallets #CryptoInnovation #FiatToCrypto

🌎 Harbour is on a mission to be in every leading wallet & platform in web3. We believe that seamless interoperability between crypto and traditional finance is the key to driving Web3 adoption. That’s why we’re dedicated to making Harbour the best off-ramp for speed, cost-efficiency, and a user experience that feels second nature. Over the next few weeks, we’ll be announcing some exciting partnerships within the space. These collaborations bring us closer to our vision of bridging the gap between fiat and crypto for everyone, where transferring funds between a bank account and a wallet takes seconds, not hours, and costs less than ever before. 💡 Why choose Harbour? • Speed: Transfers finalised in under 60 seconds. • Cost-Effectiveness: Fees as low as 0.5%. • Interoperability: Seamless fiat-to-crypto and crypto-to-fiat for a truly connected experience. We’re proud to work with wallets that share our vision of delivering innovative, frictionless payment solutions to their users. Stay tuned 🚀 #Web3Payments #MagicRamp #BlockchainWallets #FintechInnovation

🚀 Faster Than the Competition. Built for the Future. In the world of payments, speed changes everything. Why wait minutes, or even hours, for your funds to move when they could clear in under 60 seconds? With Harbour’s Magic Ramp, we’re setting a new standard for on/off ramps: ✅ Transfers finalised in seconds, not minutes. ✅ Effortless movement between fiat and crypto. ✅ User experience that’s fast, smooth, and seamless. We’ve put Magic Ramp to the test in a head-to-head race against the status quo, and the results speak for themselves: Harbour delivers the speed and cost-efficiency users demand. 📣 And we’re just getting started. Stay tuned as we partner with leading wallets to bring instant transactions to users worldwide. 💡 The future of payments is here #Web3Payments #BlockchainWallets #MagicRamp

🌍 Stablecoins Are Revolutionising Global Payments At Harbour, we believe in the transformative power of stablecoins to eliminate barriers in global finance. Here’s why they’re the future of money movement: ✅ Fast Transactions: Near-instant settlement, compared to traditional banking delays. ✅ Low-Cost: Save on fees with near-zero transaction costs. ✅ Global Reach: Seamless cross-border transactions, driving economic inclusion. ✅ Programmability: Automate payments and create innovative financial solutions with smart contracts. But there’s a challenge: stablecoins are held back by fragmentation and high ramp fees (up to 5%). 💡 Enter Harbour’s Magic Ramp: Our flagship product bridges traditional banking and blockchain by enabling: 🔹 Transfers in under 60 seconds (and in some cases, under 10!) 🔹 Fees starting at just 0.5% 🔹 A seamless experience for wallets and platforms At Harbour, we’re making global payments fast, affordable, and accessible for everyone. 🔗 Learn how Harbour can transform your wallet or platform: http://harbour.fi #Stablecoins #FintechInnovation #GlobalFinance

🌟 Imagine the Next Generation of Wallets Powered by Harbour’s Magic Ramp 🌟 💡 What if your wallet could do it all? Harbour’s Magic Ramp unlocks powerful new capabilities for Web3 wallets, enabling: • Native bank account functionality • Seamless fiat-to-crypto transfers • Integrated card spending and much more, all through a white-labeled solution. Here’s how the Magic Ramp transforms wallets: ✅ Bank-to-Wallet Transfers in Seconds: Users move funds effortlessly between their bank accounts and wallets, without ever leaving your app. ✅ Track Fiat and Crypto Balances Together: Offer a single view of fiat and stablecoin balances, giving users better control over their finances. ✅ Spend Directly with an Integrated Card: Enable users to spend fiat or stablecoin balances in the real world with a connected card. ✅ Global Accessibility at Ultra-Low Costs: Provide global compatibility across banks and blockchains, with fees as low as 0.5%. 💡 Why This Matters for Wallet Providers: By integrating Harbour’s Magic Ramp, you can: • Boost Retention: Offer seamless onboarding and unmatched utility. • Expand Offerings: Add fiat-stablecoin balance tracking and spending capabilities. • Gain a Competitive Edge: Deliver instant fiat-to-crypto transfers with a white-labeled, fully branded experience. At Harbour, we’re not just imagining the next generation of wallets. We’re building the infrastructure to make it a reality. 🌎 Ready to integrate? Let’s talk: https://lnkd.in/eKdPCmxa Hashtags: #NextGenWallets #Web3Payments #MagicRamp #BlockchainWallets #CryptoInnovation

Magic Ramp by Harbour is NOW LIVE on MetaMask Snaps! Transfer assets between your existing bank accounts and MetaMask wallet instantly with one click. Save on fees at the same time. (Initially EU customers only) With Magic Ramp, you get your own unique Magic IBAN, linked to your MetaMask wallet. Simply make a normal bank transfer to your Magic IBAN, and seconds later, receive stablecoins in your MetaMask wallet. On-Ramp: • Receive your unique Magic IBAN in your name. • Make a bank transfer to your Magic IBAN. • Instantly receive stablecoins in your MetaMask wallet. Off-Ramp: • Sign a transaction in your MetaMask wallet. • Seconds later, receive EUR in your everyday bank account. Simple, fast, effective. Experience the future of banking today with Magic Ramp in MetaMask Snap! Currently available for EU users. Learn more and get started: Magic Ramp on MetaMask Snap: https:// https://lnkd.in/e7FJYdAg #MagicRamp #HarbourLaunch #CryptoBanking #Web3 #FintechInnovation

We’ve managed to reduce the time for on-ramping from any bank to self custody wallet to around 5 seconds on the Aleph Zero chain. Friction reduced and efficiency increased.