Henry Stewart Publications

💡 Risk management is a multi-faceted discipline, and risk managers need to be able to understand and react to a multitude of different developments and mitigate their impact on the institution that they work for. The new issue of 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 reflects this plethora of risks, and includes papers on: • how operational risk management frameworks could be infused with a human perspective; • effective communication to counteract the ‘group think’ that may lead to poor decision making and could undermine the resilience of financial institutions; • incorporating climate risk into the pricing of loans through a three-layered framework; • risk management programmes in the insurance industry that move beyond traditional solutions; • new types of climate risks being faced by financial institutions, including reputational risk and litigations related to the concept of a financial institution’s ‘duty of care’; • signals of ‘cyberwashing’ to properly assess cyber-related risks; • a method that can help global investors, risk professionals and policymakers to analyse trade-related country risks; 🌐 To view the issue: bit.ly/4ghfZUB 🌐 For further information on this quarterly journal: bit.ly/3JA4Cc4 #riskmanagement #climatechange #financialinstitutions #cyberwashing #legalrisk #traderisk

💡 Risk management is a multi-faceted discipline, and risk managers need to be able to understand and react to a multitude of different developments and mitigate their impact on the institution that they work for. The new issue of 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 reflects this plethora of risks, and includes papers on: • how operational risk management frameworks could be infused with a human perspective; • effective communication to counteract the ‘group think’ that may lead to poor decision making and could undermine the resilience of financial institutions; • incorporating climate risk into the pricing of loans through a three-layered framework; • risk management programmes in the insurance industry that move beyond traditional solutions; • new types of climate risks being faced by financial institutions, including reputational risk and litigations related to the concept of a financial institution’s ‘duty of care’; • signals of ‘cyberwashing’ to properly assess cyber-related risks; • a method that can help global investors, risk professionals and policymakers to analyse trade-related country risks; 🌐 To view the issue: bit.ly/4ghfZUB 🌐 For further information on this quarterly journal: bit.ly/3JA4Cc4 #riskmanagement #climatechange #financialinstitutions #cyberwashing #legalrisk #traderisk

🚀 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐈𝐬𝐬𝐮𝐞: 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐃𝐚𝐭𝐚 𝐢𝐧 𝐌𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 𝐀𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬 𝐆𝐮𝐞𝐬𝐭 𝐄𝐝𝐢𝐭𝐨𝐫: Oliver Schiffers, Head of Customer Data Consulting, adesso Announcing a major Special Issue of 𝐀𝐩𝐩𝐥𝐢𝐞𝐝 𝐌𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 𝐀𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬 on customer data in marketing analytics and measurement: • 𝐄𝐝𝐢𝐭𝐨𝐫𝐢𝐚𝐥 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐝𝐚𝐭𝐚 𝐢𝐧 𝐦𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 𝐚𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬 𝘖𝘭𝘪𝘷𝘦𝘳 𝘚𝘤𝘩𝘪𝘧𝘧𝘦𝘳𝘴, 𝘢𝘥𝘦𝘴𝘴𝘰 𝘚𝘌 𝐏𝐚𝐩𝐞𝐫𝐬 • 𝐀 𝐛𝐫𝐢𝐞𝐟 𝐡𝐢𝐬𝐭𝐨𝐫𝐲 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐝𝐚𝐭𝐚 𝘑𝘪𝘮 𝘚𝘵𝘦𝘳𝘯𝘦, 𝘈𝘱𝘱𝘭𝘪𝘦𝘥 𝘛𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺 𝘌𝘷𝘢𝘯𝘨𝘦𝘭𝘪𝘴𝘵 & 𝘗𝘳𝘰𝘧𝘦𝘴𝘴𝘰𝘳 𝘛𝘩𝘰𝘮𝘢𝘴 𝘏. 𝘋𝘢𝘷𝘦𝘯𝘱𝘰𝘳𝘵, 𝘉𝘢𝘣𝘴𝘰𝘯 𝘊𝘰𝘭𝘭𝘦𝘨𝘦 • 𝐀𝐮𝐠𝐦𝐞𝐧𝐭𝐢𝐧𝐠 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐥𝐢𝐟𝐞𝐭𝐢𝐦𝐞 𝐯𝐚𝐥𝐮𝐞 𝐰𝐢𝐭𝐡 𝐨𝐦𝐧𝐢𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐞𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝘊𝘢𝘳𝘰𝘭𝘺𝘯 𝘛𝘢𝘯𝘨 𝘒𝘮𝘦𝘵 & 𝘑𝘰𝘯𝘢𝘵𝘩𝘢𝘯 𝘊𝘰𝘱𝘶𝘭𝘴𝘬𝘺, 𝘕𝘰𝘳𝘵𝘩𝘸𝘦𝘴𝘵𝘦𝘳𝘯 𝘜𝘯𝘪𝘷𝘦𝘳𝘴𝘪𝘵𝘺 • 𝐇𝐨𝐰 𝐝𝐨𝐞𝐬 𝐭𝐡𝐞 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 𝐟𝐫𝐨𝐦 𝐛𝐞𝐭𝐭𝐞𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐝𝐚𝐭𝐚? 𝘛𝘢𝘳𝘪𝘬 𝘒𝘪𝘭𝘪𝘯𝘤, 𝘢𝘥𝘦𝘴𝘴𝘰 𝘚𝘌 • 𝐓𝐡𝐞 𝐟𝐨𝐮𝐫 𝐂𝐬 𝐨𝐟 𝐁2𝐁 𝐭𝐚𝐫𝐠𝐞𝐭𝐢𝐧𝐠: 𝐔𝐬𝐢𝐧𝐠 𝐜𝐨𝐦𝐩𝐚𝐧𝐲, 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫, 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐚𝐧𝐝 𝐜𝐨𝐧𝐭𝐞𝐱𝐭𝐮𝐚𝐥 𝐝𝐚𝐭𝐚 𝐭𝐨 𝐬𝐡𝐫𝐢𝐧𝐤 𝐭𝐡𝐞 𝐚𝐮𝐝𝐢𝐞𝐧𝐜𝐞 𝐛𝐮𝐥𝐥𝐬𝐞𝐲𝐞 𝘚𝘵𝘦𝘱𝘩𝘦𝘯 𝘋𝘪𝘰𝘳𝘪𝘰, 𝘙𝘦𝘷𝘦𝘯𝘶𝘦 𝘌𝘯𝘢𝘣𝘭𝘦𝘮𝘦𝘯𝘵 𝘐𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 & 𝘙𝘪𝘤𝘩 𝘏𝘰𝘸𝘢𝘳𝘵𝘩, 𝘛𝘦𝘳𝘮𝘪𝘯𝘶𝘴 𝘚𝘰𝘧𝘵𝘸𝘢𝘳𝘦 • 𝐃𝐞𝐫𝐢𝐯𝐢𝐧𝐠 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐰𝐢𝐭𝐡 𝐬𝐞𝐠𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐢𝐝𝐞𝐧𝐭𝐢𝐭𝐲 𝐚𝐧𝐝 𝐜𝐨𝐧𝐬𝐞𝐧𝐭 𝘗𝘢𝘮𝘦𝘭𝘢 𝘊𝘢𝘴𝘵𝘳𝘪𝘤𝘰𝘯𝘦, & 𝘓𝘶𝘤𝘢𝘴 𝘓𝘰𝘯𝘨, 𝘐𝘯𝘧𝘰𝘛𝘳𝘶𝘴𝘵 • 𝐎𝐩𝐭𝐢𝐦𝐢𝐬𝐢𝐧𝐠 𝐥𝐞𝐚𝐝 𝐪𝐮𝐚𝐥𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐌/𝐋: 𝐀 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐝𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐚𝐩𝐩𝐫𝐨𝐚𝐜𝐡 𝘏𝘦𝘭𝘦𝘯 𝘑𝘰𝘴𝘦𝘱𝘩𝘪𝘯𝘦 𝘝 𝘓, 𝘊𝘩𝘳𝘪𝘴𝘵 𝘜𝘯𝘪𝘷𝘦𝘳𝘴𝘪𝘵𝘺 𝘦𝘵 𝘢𝘭 • 𝐏𝐨𝐰𝐞𝐫𝐟𝐮𝐥 𝐭𝐨𝐨𝐥𝐬 𝐟𝐨𝐫 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐬𝐚𝐭𝐢𝐨𝐧: 𝐔𝐬𝐢𝐧𝐠 𝐋𝐋𝐌-𝐛𝐚𝐬𝐞𝐝 𝐚𝐠𝐞𝐧𝐭𝐬, 𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 𝐠𝐫𝐚𝐩𝐡𝐬 𝐚𝐧𝐝 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐬𝐢𝐠𝐧𝐚𝐥𝐬 𝐭𝐨 𝐜𝐨𝐧𝐧𝐞𝐜𝐭 𝐰𝐢𝐭𝐡 𝐮𝐬𝐞𝐫𝐬 𝘚𝘦𝘵𝘩 𝘌𝘢𝘳𝘭𝘦𝘺, 𝘌𝘢𝘳𝘭𝘦𝘺 𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘚𝘤𝘪𝘦𝘯𝘤𝘦 & 𝘚𝘢𝘯𝘫𝘢𝘺 𝘔𝘦𝘩𝘵𝘢, 𝘒𝘪𝘯 + 𝘊𝘢𝘳𝘵𝘢 • 𝐇𝐨𝐰 𝐭𝐨 𝐫𝐞𝐭𝐚𝐢𝐧 𝐰𝐞𝐛𝐬𝐢𝐭𝐞 𝐭𝐫𝐚𝐟𝐟𝐢𝐜 𝐢𝐧 𝐚 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝐀𝐈 𝐰𝐨𝐫𝐥𝐝 𝘓𝘢𝘶𝘳𝘢 𝘗𝘢𝘵𝘵𝘦𝘳𝘴𝘰𝘯, 𝘝𝘪𝘴𝘪𝘰𝘯𝘌𝘥𝘨𝘦 𝘔𝘢𝘳𝘬𝘦𝘵𝘪𝘯𝘨 & 𝘑𝘢𝘤𝘲𝘶𝘦𝘭𝘪𝘯𝘦 𝘚𝘪𝘯𝘦𝘹, 𝘞𝘌𝘉𝘪𝘪 💡For more on 𝐀𝐩𝐩𝐥𝐢𝐞𝐝 𝐌𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 𝐀𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬 go to: https://lnkd.in/dAqbTkC7

𝐀𝐧𝐧𝐨𝐮𝐧𝐜𝐢𝐧𝐠 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐀𝐫𝐭𝐢𝐜𝐥𝐞𝐬 💡This year has witnessed a whole sequence of climate-related disasters, from catastrophic flooding, to devastating hurricanes or typhoons, and deadly landslides. The world has also seen one of the worst IT outages to date, in the Cloud Strike incident, and a relentless series of cyberattacks. Trade risks are also now firmly back on the risk management radar. The Journal of Risk Management in Financial Institutions covers these issues and many more. Some upcoming and recently published papers are below: 🚀𝐂𝐡𝐢𝐧𝐚 𝐓𝐫𝐚𝐝𝐞 𝐄𝐱𝐩𝐨𝐬𝐮𝐫𝐞 𝐈𝐧𝐝𝐞𝐱: Using principal component analysis to compare countries’ exposure to the Chinese economy Tuuli McCully, Bank of Finland Institute for Emerging Economies 🚀𝐂𝐲𝐛𝐞𝐫𝐰𝐚𝐬𝐡𝐢𝐧𝐠: The disconnect between cyber security claims and real practices Nigel Phair, Monash University 🚀Commercial real estate exposure and bank counterparty risk Paul H. Kupiec, American Enterprise Institute 🚀𝐒𝐢𝐥𝐢𝐜𝐨𝐧 𝐕𝐚𝐥𝐥𝐞𝐲 𝐁𝐚𝐧𝐤: What can be learned from its collapse Steve Lindo, Intelligent Risk Management LLC 🚀New legal risks for banks related to climate change and possible mitigation strategies Udo Milkau, Digital Counsellor 🚀𝐃𝐞𝐚𝐫 𝐂𝐑𝐎: Behavioural risk management is the new thing for you Wieke Scholten, BR Insights, and Alexandra Chesterfield, NatWest Group 🚀The human factor in operational risk management Bart Martens, formerly Citi 👉𝐅𝐨𝐫 𝐟𝐮𝐫𝐭𝐡𝐞𝐫 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥, 𝐪𝐮𝐚𝐫𝐭𝐞𝐫𝐥𝐲 𝐣𝐨𝐮𝐫𝐧𝐚𝐥 𝐩𝐥𝐞𝐚𝐬𝐞 𝐠𝐨 𝐭𝐨: https://bit.ly/3JA4Cc4

𝐂𝐚𝐥𝐥 𝐟𝐨𝐫 𝐏𝐚𝐩𝐞𝐫𝐬📜 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐈𝐬𝐬𝐮𝐞 𝐨𝐟 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 𝐌𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐑𝐢𝐬𝐤𝐬 𝐭𝐨 𝐑𝐞𝐚𝐩 𝐭𝐡𝐞 𝐑𝐞𝐰𝐚𝐫𝐝𝐬 𝐆𝐮𝐞𝐬𝐭-𝐞𝐝𝐢𝐭𝐨𝐫, 𝐃𝐫 𝐓𝐡𝐨𝐦𝐚𝐬 𝐖𝐢𝐥𝐬𝐨𝐧, 𝐂𝐄𝐎, 𝐀𝐥𝐥𝐢𝐚𝐧𝐳 𝐀𝐲𝐮𝐝𝐡𝐲𝐚 𝐏𝐜𝐥 𝐚𝐧𝐝 𝐞𝐱-𝐂𝐑𝐎, 𝐀𝐥𝐥𝐢𝐚𝐧𝐳 𝐆𝐫𝐨𝐮𝐩 𝐒𝐮𝐛𝐦𝐢𝐬𝐬𝐢𝐨𝐧 𝐝𝐞𝐚𝐝𝐥𝐢𝐧𝐞: 20𝐭𝐡 𝐉𝐚𝐧𝐮𝐚𝐫𝐲 2025 👉 𝐂𝐚𝐥𝐥 𝐟𝐨𝐫 𝐚𝐫𝐭𝐢𝐜𝐥𝐞𝐬 | 𝐇𝐞𝐧𝐫𝐲 𝐒𝐭𝐞𝐰𝐚𝐫𝐭 𝐏𝐮𝐛𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬: https://bit.ly/4eVBXMN Prior to 2022, FinTech was a bright spot in the financial services landscape: the rapid growth in FinTech financing and IPOs led to a staggeringly strong shareholder performance as illustrated by the F-Prime FinTech Index’s over 1,100% return for the period 2015-2021, a +41% CAGR, significantly greater than the S&P 500 (+4%) and NASDAQ Index (+12.7%). While market and financing conditions have changed post-2022, FinTech activities still attract significant attention, as well as investment from entrepreneurs, incumbent banks and insurers. Not surprisingly, outsized returns are often associated with outsized risks. More specifically, FinTech investors, entrepreneurs, incumbent banks and insurers must navigate the risk of: 𝐡𝐢𝐠𝐡 𝐟𝐚𝐢𝐥𝐮𝐫𝐞 𝐫𝐚𝐭𝐞𝐬, 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐟𝐚𝐢𝐥𝐮𝐫𝐞𝐬, 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬, 𝐜𝐡𝐚𝐧𝐠𝐢𝐧𝐠 𝐦𝐚𝐫𝐤𝐞𝐭 𝐝𝐲𝐧𝐚𝐦𝐢𝐜𝐬 𝐚𝐧𝐝 𝐝𝐢𝐬𝐫𝐮𝐩𝐭𝐢𝐨𝐧 𝐭𝐨 𝐢𝐧𝐜𝐮𝐦𝐛𝐞𝐧𝐭𝐬' 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐦𝐨𝐝𝐞𝐥𝐬. Papers are invited from risk management professionals (including investors, entrepreneurs, insurers, regulators and incumbent banks) around the world that address the key challenges, perspectives and developments in managing FinTech Risks and reaping the rewards. 𝐓𝐡𝐞 𝐜𝐨𝐩𝐲 𝐝𝐞𝐚𝐝𝐥𝐢𝐧𝐞 𝐟𝐨𝐫 𝐭𝐡𝐢𝐬 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐢𝐬𝐬𝐮𝐞 𝐢𝐬 20𝐭𝐡 𝐉𝐚𝐧𝐮𝐚𝐫𝐲 2025. 🌟 👉 𝐌𝐨𝐫𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐚𝐭: https://bit.ly/4eVBXMN 👉 𝐅𝐨𝐫 𝐟𝐮𝐫𝐭𝐡𝐞𝐫 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥, 𝐪𝐮𝐚𝐫𝐭𝐞𝐫𝐥𝐲 𝐣𝐨𝐮𝐫𝐧𝐚𝐥 𝐩𝐥𝐞𝐚𝐬𝐞 𝐠𝐨 𝐭𝐨: https://bit.ly/3JA4Cc4 https://lnkd.in/dy7iXGgw #riskmanagement #fintech #operationalrisk #regulation #businessmodels #banks #investors #entrepeneurs #insurers #regulators

🚀 New Issue of 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 & 𝐒𝐲𝐬𝐭𝐞𝐦𝐬 on The Importance of Data! We are delighted to announce the content for the new issue of 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 & 𝐒𝐲𝐬𝐭𝐞𝐦𝐬. This issue takes a closer look at developments in payments data for market participants and policy makers within the payments industry. You can see the online issue at: https://bit.ly/400D9dp and below is the contents list for this issue: 👉𝐄𝐝𝐢𝐭𝐨𝐫𝐢𝐚𝐥 Gerard Hartsink, Editor 👉𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐞 𝐏𝐚𝐩𝐞𝐫𝐬 • 𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐝𝐚𝐭𝐚 𝐞𝐜𝐨𝐧𝐨𝐦𝐲: Key considerations for decision makers in banking Mounaim Cortet, Vice President, Douwe Lycklama, Vice President & 𝐏𝐞𝐩𝐢𝐣𝐧 𝐆𝐫𝐨𝐞𝐧, Manager, Innopay • 𝐂𝐥𝐚𝐫𝐢𝐟𝐲𝐢𝐧𝐠 𝐭𝐨 𝐰𝐡𝐨𝐦, 𝐰𝐡𝐞𝐫𝐞, 𝐚𝐧𝐝 𝐰𝐡𝐞𝐧 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐚𝐫𝐞 𝐦𝐚𝐝𝐞: Recommendations from the ERPB Working Group on Transparency for Retail Payment End Users Diederik Bruggink, Head of Payments, Digital Finance and Innovation, European Savings and Retail Banking Group • Harmonising data standards for cross-border trade documents and cross-border payments to enable further digitisation of the financial and physical business processes of international trade Gerard Hartsink, Editor • 𝐓𝐡𝐞 𝐩𝐨𝐰𝐞𝐫 𝐨𝐟 𝐝𝐚𝐭𝐚: Transforming compliance with anti-money laundering measures in domestic and cross-border payments 𝐀𝐥𝐞𝐱𝐚𝐧𝐝𝐞𝐫 𝐆. 𝐑𝐨𝐳𝐦𝐚𝐧, Chief Compliance Officer, Exodus Movement • Harnessing synthetic data to address fraud in cross-border payments 𝐉𝐨𝐡𝐚𝐧 𝐁𝐫𝐲𝐬𝐬𝐢𝐧𝐜𝐤, Head of Product AI and Federated AI, Swift AI Center of Excellence et al. • 𝐓𝐡𝐞 𝐚𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐧𝐨𝐧-𝐋𝐚𝐭𝐢𝐧 𝐥𝐚𝐧𝐠𝐮𝐚𝐠𝐞 𝐝𝐚𝐭𝐚 𝐢𝐧 𝐭𝐫𝐚𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐜𝐫𝐨𝐬𝐬-𝐛𝐨𝐫𝐝𝐞𝐫 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬: A discussion Yi Zhang, Manager of Clearing Department, Bank of China • Why government should encourage and defer to, rather than compete with, private sector payment systems 𝐄𝐫𝐢𝐜 𝐆𝐫𝐨𝐯𝐞𝐫, Principal, Intrepid Ventures • The role of public-sector-led inclusive instant payment systems for growing the digital payments industry in Africa 𝐒𝐚𝐛𝐢𝐧𝐞 𝐌𝐞𝐧𝐬𝐚𝐡, Deputy Chief Executive, AfricaNenda • Can cash and mobile pay co-exist? What the data tell us Kevin Foster, Survey Director, Federal Reserve Bank of Atlanta, 𝐂𝐥𝐚𝐢𝐫𝐞 𝐆𝐫𝐞𝐞𝐧𝐞, Center Director, Payments Forum, Federal Reserve Bank of Atlanta, and Joanna Stavins, Senior Economist and Policy Advisor, Federal Reserve Bank of Boston 👉𝐁𝐨𝐨𝐤 𝐫𝐞𝐯𝐢𝐞𝐰 Everything you need to know about letters of credit — A comprehensive guide to document credit by Dave Meynell and Pradeep Taneja Reviewed by 𝐋𝐲𝐧𝐧 𝐍𝐠, Chair, ICC Banking Commission 💡For further information on the journal: https://lnkd.in/d4rvGnpF #payments #data #openbanking #digitalidentity #crossborderpayments #tradedata #artificialintelligence #antimoneylaundering #syntheticdata

📅 𝐑𝐞𝐠𝐞𝐧2024: https://lnkd.in/edWwBsUu - 10𝐭𝐡 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫, 𝐋𝐢𝐯𝐞𝐫𝐩𝐨𝐨𝐥, 𝐔𝐊 - In person event for urban regeneration, construction, property, housing, transport, and infrastructure professionals 🚀𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐔𝐫𝐛𝐚𝐧 𝐑𝐞𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐑𝐞𝐧𝐞𝐰𝐚𝐥 | 𝐇𝐞𝐧𝐫𝐲 𝐒𝐭𝐞𝐰𝐚𝐫𝐭 𝐏𝐮𝐛𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬: https://lnkd.in/dSQy9X9U is pleased to be partnering with #𝐑𝐞𝐠𝐞𝐧2024! #𝐑𝐞𝐠𝐞𝐧2024! Taking place on 10th September 2024 at the historic Titanic Hotel's Rum Warehouse, Liverpool, Regen 2024 is aimed at urban regeneration, construction, property, housing, transport, and infrastructure professionals. This one-day conference will gather thought leaders, experts, and innovators to explore the future of urban regeneration. 👉 𝐊𝐞𝐲 𝐭𝐨𝐩𝐢𝐜𝐬:  ✨ Freeports & Innovation Zones, with a spotlight on the Liverpool City Region Freeport ✨ Creativity & Sustainability in Neighbourhood Regeneration ✨ Panel discussions with industry leaders like Urban Splash & BAM UK & Ireland ✨ ‘Design for Regeneration’ – exploring innovative architecture, art & community projects With engaging Q&A sessions, networking opportunities, and exhibition hall, Regen 2024 is where the future of the UK urban landscapes will take shape. For further information and to book your tickets - www.regenfuture.co.uk #Regen2024 #UrbanRegeneration #Sustainability #Innovation #Infrastructure #Freeports #Liverpool #UrbanDevelopment #FutureCities #NetworkingEvent

📅 𝐑𝐈𝐒𝐊 𝐀𝐖𝐀𝐑𝐄𝐍𝐄𝐒𝐒 𝐖𝐄𝐄𝐊, 7-11𝐭𝐡 𝐎𝐜𝐭𝐨𝐛𝐞𝐫 - 𝐅𝐮𝐥𝐥𝐲 𝐎𝐧𝐥𝐢𝐧𝐞 𝐄𝐯𝐞𝐧𝐭 𝐟𝐨𝐫 𝐫𝐢𝐬𝐤 𝐚𝐧𝐝 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬 🚀 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥: https://lnkd.in/dX6mqYRy and 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐀𝐈, 𝐑𝐨𝐛𝐨𝐭𝐢𝐜𝐬 𝐚𝐧𝐝 𝐖𝐨𝐫𝐤𝐩𝐥𝐚𝐜𝐞 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐨𝐧 (𝐡𝐞𝐧𝐫𝐲𝐬𝐭𝐞𝐰𝐚𝐫𝐭𝐩𝐮𝐛𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬.𝐜𝐨𝐦): https://lnkd.in/dH3SZJxa are pleased to be partnering with 𝐑𝐈𝐒𝐊 𝐀𝐖𝐀𝐑𝐄𝐍𝐄𝐒𝐒 𝐖𝐄𝐄𝐊 2024: https://lnkd.in/geHsEpPY This online event will be taking place on 7-11th October and aims to help you improve your risk management capabilities through cutting-edge AI and quantitative techniques. The conference will be fully online and can be accessed on any device, from anywhere in the world, and watched unlimited times for flexibility and convenience. 👉 𝐖𝐡𝐚𝐭 𝐑𝐀𝐖2024 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐨𝐟𝐟𝐞𝐫𝐢𝐧𝐠: 🌟 𝐄𝐱𝐩𝐞𝐫𝐭 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬: Learn from industry leaders through hands-on workshops and in-depth sessions tailored to both new and experienced risk professionals. 🌟 𝐀𝐜𝐭𝐢𝐨𝐧𝐚𝐛𝐥𝐞 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬: Discover practical applications of AI models to enhance decision-making and risk management in your organization. 🌟 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 𝐞𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Join over 20,000 risk and decision professionals who have benefited from RAW over the past five years. Engage with peers, share your experiences, and build lasting connections. 🌟 𝐄𝐱𝐜𝐥𝐮𝐬𝐢𝐯𝐞 𝐚𝐜𝐜𝐞𝐬𝐬: Register early to gain exclusive access to premium workshops, early bird discounts, and VIP-only sessions. 🌟 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐠𝐫𝐨𝐰𝐭𝐡: Earn CPD credits while transforming your risk management career with advanced skills and knowledge. 👉 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬: 🌟 𝐏𝐫𝐞𝐩𝐚𝐫𝐞 𝐟𝐨𝐫 𝐮𝐧𝐜𝐞𝐫𝐭𝐚𝐢𝐧𝐭𝐲: Explore strategic scenario planning with no numbers needed, inspired by Hans Læssøe's groundbreaking approach. 🌟 𝐃𝐞𝐜𝐢𝐝𝐞 𝐭𝐨 𝐬𝐮𝐜𝐜𝐞𝐞𝐝: Dive into the quantitative Monte Carlo decision process that ensures project success. 🌟 𝐈𝐧𝐭𝐞𝐫𝐚𝐜𝐭𝐢𝐯𝐞 𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬: Participate in engaging activities, earn rewards, and inspire others by sharing your journey using the hashtag #RAW2024. 🌟 𝐍𝐞𝐭𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬: Connect with leading experts and peers in exclusive virtual networking events designed to foster collaboration and knowledge sharing. 💡 𝐅𝐨𝐫 𝐟𝐮𝐫𝐭𝐡𝐞𝐫 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐭𝐨 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐩𝐥𝐞𝐚𝐬𝐞 𝐯𝐢𝐬𝐢𝐭: https://lnkd.in/geHsEpPY Alex Sidorenko Prof. Dr. Ingrid Vasiliu-Feltes #RAW2024 #riskmanagement #AI 

𝐂𝐀𝐋𝐋 𝐅𝐎𝐑 𝐏𝐀𝐏𝐄𝐑𝐒 Building Survey, Appraisal and Valuation 📅 𝐒𝐮𝐛𝐦𝐢𝐬𝐬𝐢𝐨𝐧 𝐝𝐞𝐚𝐝𝐥𝐢𝐧𝐞: 17𝐭𝐡 𝐉𝐚𝐧𝐮𝐚𝐫𝐲, 2025 The Publisher and Editorial Board of Journal of Building Survey, Appraisal & Valuation invite the submission of content for future issues. Articles, papers, case studies and briefings from building surveying and other professionals and researchers on all aspects of surveying, appraising and valuing the built environment are welcome. 👉 𝐖𝐞 𝐚𝐫𝐞 𝐜𝐮𝐫𝐫𝐞𝐧𝐭𝐥𝐲 𝐬𝐞𝐞𝐤𝐢𝐧𝐠 𝐬𝐮𝐛𝐦𝐢𝐬𝐬𝐢𝐨𝐧𝐬 𝐨𝐧, 𝐛𝐮𝐭 𝐧𝐨𝐭 𝐥𝐢𝐦𝐢𝐭𝐞𝐝 𝐭𝐨, 𝐭𝐡𝐞 𝐟𝐨𝐥𝐥𝐨𝐰𝐢𝐧𝐠: • Building surveys; • Structural surveys; • Defect investigation; • Restoration projects; • Sustainable buildings and retrofitting; • Instrumentation and its use; • Repairs and maintenance; • Dilapidations; • Fit out and refurbishment; • Party wall issues; • Remedial works; • Building control and building regulations; • Valuation; • Acquisition surveys; • Insurance assessment and claims; • Project management and monitoring; • Dispute resolution; • Professional liability. 👉 𝐓𝐡𝐞 𝐟𝐨𝐥𝐥𝐨𝐰𝐢𝐧𝐠 𝐭𝐲𝐩𝐞𝐬 𝐨𝐟 𝐬𝐮𝐛𝐦𝐢𝐬𝐬𝐢𝐨𝐧𝐬 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫𝐞𝐝 𝐟𝐨𝐫 𝐩𝐮𝐛𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧: • 𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐞 𝐚𝐫𝐭𝐢𝐜𝐥𝐞𝐬: In-depth assessments of new strategies and techniques, best practice, analysis of trends and developments, thought pieces and other contributions by building professionals. • 𝐂𝐚𝐬𝐞 𝐬𝐭𝐮𝐝𝐢𝐞𝐬: Case studies should address questions including: What has worked? What did not go to plan? What lessons were learned? • 𝐑𝐞𝐬𝐞𝐚𝐫𝐜𝐡 𝐩𝐚𝐩𝐞𝐫𝐬: Contributions which present new models, theories and applied research in building survey, appraisal and valuation. These must have clear implications for professional practice. Contributions to the journal are welcome from professionals, researchers and academics. 👉 Articles should be 3,000–6,000 words and all submissions — and any queries — should be sent directly to Simon Beckett at simon@hspublications.co.uk. #Buildingsurveys #Structuralsurveys #Defectinvestigation #Restoration #Valuation #Repairs #Dilapidations #Refurbishment #Buildingcontrol #Buildingregulations #Partywall #Sustainablebuildings #Professionalliability.

𝐂𝐚𝐥𝐥 𝐟𝐨𝐫 𝐏𝐚𝐩𝐞𝐫𝐬📜 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐈𝐬𝐬𝐮𝐞 𝐨𝐟 𝐉𝐨𝐮𝐫𝐧𝐚𝐥 𝐨𝐟 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 & 𝐒𝐲𝐬𝐭𝐞𝐦𝐬 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭𝐬 𝐢𝐧 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐭𝐨 𝐦𝐞𝐫𝐜𝐡𝐚𝐧𝐭 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐒𝐮𝐛𝐦𝐢𝐬𝐬𝐢𝐨𝐧 𝐝𝐞𝐚𝐝𝐥𝐢𝐧𝐞: 15𝐭𝐡 𝐍𝐨𝐯𝐞𝐦𝐛𝐞𝐫 2024 👉 𝐂𝐚𝐥𝐥 𝐟𝐨𝐫 𝐚𝐫𝐭𝐢𝐜𝐥𝐞𝐬 | 𝐇𝐞𝐧𝐫𝐲 𝐒𝐭𝐞𝐰𝐚𝐫𝐭 𝐏𝐮𝐛𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 : https://lnkd.in/dkvM-A4z   Merchants are important market participants of any payment eco-system around the world, yet usually less visible or organised than banks, payment service providers or consumers. Merchants offer their consumers a mix of payment instruments that are available in their market and meet the business requirements and the needs of their customers. Each merchant category, including specialised shops, large supermarket chains (food or non-food), online merchants, government agencies, public services, healthcare service providers, public transport companies, parking venues, airlines, hospitality have their specific requirements to manage incoming payments to optimise the consumer experience and manage their operational costs and risks.   Papers are invited from payments professionals around the world that address the key challenges, perspectives and developments in consumer to merchant payments for both buyers and sellers of merchant payments.   𝐓𝐡𝐞 𝐜𝐨𝐩𝐲 𝐝𝐞𝐚𝐝𝐥𝐢𝐧𝐞 𝐟𝐨𝐫 𝐭𝐡𝐢𝐬 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐢𝐬𝐬𝐮𝐞 𝐢𝐬 15𝐭𝐡 𝐍𝐨𝐯𝐞𝐦𝐛𝐞𝐫 2024. 🌟 👉 𝐌𝐨𝐫𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐚𝐭: https://lnkd.in/dkvM-A4z 👉 𝐅𝐨𝐫 𝐟𝐮𝐫𝐭𝐡𝐞𝐫 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥, 𝐪𝐮𝐚𝐫𝐭𝐞𝐫𝐥𝐲 𝐣𝐨𝐮𝐫𝐧𝐚𝐥 𝐩𝐥𝐞𝐚𝐬𝐞 𝐠𝐨 𝐭𝐨: https://lnkd.in/d_CfWwc Gerard Hartsink Atze Faas #payments #merchantpayment #CentralBankDigitalCurrency #CrossBorderPayments #MerchantInitiatedTransaction #Regulation