Monese

With Black Friday just around the corner, cybercriminals are gearing up too — so it’s more important than ever to stay vigilant! 🛍️💻🔒 While you’re on the lookout for great deals, make sure to protect yourself from phishing scams trying to steal your personal info. Here are 3 key tips to stay safe during the shopping season: 🔍 1. Verify the Sender – Be cautious of fake Black Friday offers via email or text. Always double-check the sender’s address before clicking on any links. 🔐 2. Don’t Share Personal Info – Monese will never ask for your PIN, password, or security codes. Be wary of anyone who does! 🚫 3. Use Strong Passwords & Two-Factor Authentication – Strengthen your account security with strong passwords and enable two-factor authentication for an extra layer of protection. If something doesn’t feel right, trust your gut and report it! At Monese, we’re here to help you shop smart and stay safe this holiday season. 🎁💳 #BlackFriday #StaySafeOnline #PhishingAwareness #MoneseSecurity #CyberSecurity #ShopSmart #OnlineSafety #ProtectYourself

From 7 October 2024, APP (Authorised Push Payment) fraud reimbursement is now live, giving victims better protection if they’ve fallen for this type of scam. At Monese, we’re committed to keeping you informed and safe, which is why we want to highlight how to recognise these scams before they happen. APP fraud is when you’re tricked into authorising a payment to a fraudster – and with scammers becoming more sophisticated, it’s crucial to stay aware and cautious. 💸 Here’s how to protect yourself before making any payments: 1️⃣ Is it too good to be true? Beware of unusually low prices, huge rewards, or offers that seem just a little too perfect. 2️⃣ Does the communication feel off? Was the message expected? Are there strange wordings or demands? Most APP scams start online, often via social media. 3️⃣ Feeling pressured? Scammers try to rush you into acting fast, but genuine organisations won’t push you for immediate payments. 4️⃣ Is the payment method familiar? Double-check the recipient – would you normally send this much money to them? 5️⃣ Been asked for personal info? Never share sensitive details over email, text, or unfamiliar platforms. 👉 Be cautious with unsolicited requests and take a moment to think it through. Pay attention to any warnings during the payment process! APP scams often impersonate trusted organizations, from banks to utility providers, law enforcement, investment advisors, and even potential romantic partners. Always question the urgency they create and verify their claims before acting. To learn more about APP scams and how to protect yourself, visit our 👉 Keep Safe from Fraud page https://lnkd.in/ezs7dcB4 and check out resources like 👉 Action Fraud https://lnkd.in/g2vbT5i 👉 Take Five https://lnkd.in/eEN8xBNh 👉 Money Helper https://lnkd.in/esqddE3k 👉 Citizens Advice https://lnkd.in/eY9EBJhU 💡 Remember: If something feels wrong, trust your instincts. Stay vigilant and protect your money from fraudsters!

With the new year just around the corner, it’s the perfect time to take control of your finances and set yourself up for success in 2025. Whether you’re aiming to put more money aside or spend smarter, setting clear and achievable financial resolutions is key! Here are some tips to help you get started: 💡 Set Clear, Specific Goals: Vague resolutions like "save more" are harder to stick to. Instead, aim for something like “save £200 per month for an emergency fund."  📊 Create a Realistic Budget: Use Monese budgeting tools to understand your income and expenses, then set a budget that aligns with your financial goals. Small adjustments can make a big impact!  🏦 Automate Your Savings: Make it easier by setting up automatic round-ups to your Monese pot. Out of sight, out of mind! 🔄 Track Your Progress: Regularly review and adjust your plan as needed. Celebrate small wins along the way! At Monese, we’re here to support you on your financial journey. Ready to start planning for a better financial future? Let’s make 2025 your best year yet! 💪💸 (*Monese pots have no added interest) monese.com #FinancialGoals #Monese #SmartSaving #Budgeting #FinancialFreedom #PersonalFinance #MoneyMatters

At Monese, we’re grateful to have such an amazing community of customers who trust us with their financial needs every day. Your support and feedback drive us to keep improving and delivering the best experience possible. 🙌 We want to remind you of an exciting way to earn rewards with Monese: our Referral Program for our customers in Belgium, Germany, Lithuania and Italy.  Here’s how it works: ✅ Share Monese with your friends and family using your unique referral link. When they sign up and make their first card transaction, you’ll both receive a reward — up to 10 EUR each! 💸 ✅ The more people you invite, the more you can earn. You can invite up to 15 friends, so spread the word and watch your rewards grow! ✅ Referring is easy — just head to the Monese app, grab your referral link, and start sharing. Your rewards will be credited directly to your account. Thank you for being a part of the Monese family! Together, let’s continue to grow and help more people experience the freedom and convenience of Monese. 👉 Get started with referrals today: https://lnkd.in/dC-un_Zs #MoneseCommunity #ReferralProgram #InviteAndEarn #Monese

We are excited to announce that Monese has agreed terms for Pockit to acquire Monese, subject to FCA approval, creating the leading fintech for financially underserved consumers across the UK and Europe. The combined business will serve c.3 million customers in over 30 countries who will benefit from an expanded product offering. With an additional injection of up to £15 million in equity capital, the group will be well positioned for future growth and advancing the shared mission of providing essential financial services in an accessible, transparent and affordable way. You can read more here: https://lnkd.in/efb3cPCN #Monese #Pockit #Fintech #FinancialInclusion #Business

Planning to work remotely for a few months? Whether you're setting up your office in a Bali café, enjoying the beach in Portugal, or finding your groove in Mexico City, Monese is your ideal  companion for short-term remote adventures. 🌴💻 With Monese, your money is always within reach, no matter where you are. You can manage your finances effortlessly from anywhere, ensuring a smooth remote work experience. Additionally, whether you’re paying for your coworking space in Bangkok or sending money back home, Monese makes it quick, easy, and often cheaper than traditional banks. Here’s some inspiration for a short-term remote work this autumn 🌟 🌎Bali, Indonesia with a vibrant digital nomad scene. 🌎Lisbon, Portugal where you can enjoy historic charm and modern conveniences. 🌎Mexico City, Mexico for work in trendy coworking spaces surrounded by rich culture. 🌎Chiang Mai, Thailand is a budget-friendly spot with a thriving remote work community. 🌎Barcelona, Spain to bask in the Mediterranean sun while managing your projects. Ready to get going? Open your account today (before you relocate!) and get ready to explore.

Take control of your business finances with a Monese business account, designed specifically for Monese customers with UK-registered companies. For just £9.95 a month, you’ll get all the benefits of our Monese Classic plan, plus advanced features to keep your business finances in check. Here’s what Monese offers: ✅ Separate Business and Personal Finances: Keep your business and personal expenses separate with dedicated cards for each account. Simplify your financial management while maintaining control over your cash flow. ✅ Easy Money Management: Need to top up your business account? You can easily add funds at over 40,000 PayPoint or Post Office locations across the UK. Prefer bank transfers? Add money via bank transfer or between Monese accounts for free! ✅ Simple Invoicing: Create and send invoices directly from the Monese app with just a few taps: simply fill in the details and send it off to your clients with no fuss. You can also save drafts and finalise them when you’re ready. ✅ Global Access to Your Money: Whether you’re at home or abroad, Monese keeps your money accessible. Travel with peace of mind knowing your business funds are always within reach. ✅ Affordable International Transfers: Send and receive money from abroad quickly and securely, often at a lower cost than with traditional banks. Join other UK businesses that trust Monese to handle their finances with ease. Get started today and focus on growing your business! 🚀 #UKBusiness #MoneseForBusiness #GlobalBusiness #Monese #Entrepreneurship

Your financial well-being is as important as your physical health. 💪 Now’s the perfect time to check in on your financial goals and make sure you’re on the right track. Here are a few tips to help you get started: 1️⃣ Set Clear Financial Goals: Whether it's saving for a rainy day, buying a home, or planning a holiday, knowing your goals is the first step to achieving them. *Monese pots have no added interest 2️⃣ Track Your Spending: Understanding where your money goes is key to managing it better. Use Monese budgeting tools or apps to keep an eye on your expenses and identify areas where you can save. 3️⃣ Boost Your Credit Score with Monese Credit Builder: Regularly checking your credit report is important, but building your credit score is even better. With Monese Credit Builder for just £2.50 a month, you can improve your score over time by demonstrating responsible financial behavior — all within your Monese app! 📱 At Monese, we’re here to support you every step of the way. Let’s work together to build a brighter financial future. 💰✨ #FinancialHealth #CreditScore #MoneseCreditBuilder #Budgeting #FinancialGoals #Monese #MoneyMatters

🌿💰 Taking care of your finances is a crucial part of overall self-care. On this Self-Care Monday, let’s focus on assessing and improving your financial health with a comprehensive wellness checklist. At Monese, we believe that financial well-being is a cornerstone of a balanced life. Here’s how you can get started: 📝 Review Your Budget - Regularly update and review your budget. Make sure your income covers all necessary expenses and allows for savings. Adjust as needed to reflect changes in your financial situation. 📊 Track Your Spending - Use Monese budgeting tools to track your daily expenses. Identify areas where you can cut back and allocate those funds towards investments. 🚨Build an Emergency Fund - Aim to save at least 3-6 months' worth of living expenses in an easily accessible account. Use Monese pots to create and manage your emergency fund effortlessly.  *Monese pots have no added interest 📈Check Your Credit Score - Monitor your credit score regularly. A good credit score can save you money on loans and insurance. Trying to grow your score? Monese Credit Builder could help build your credit score! https://lnkd.in/dSuT7SRu 🏠Plan for Major Expenses  - Whether it’s buying a home, starting a business, or planning a holiday, having a financial plan in place for major expenses helps you prepare and avoid unnecessary debt. 🎯Set Financial Goals - Define short-term and long-term financial goals. Having clear goals keeps you motivated and focused on your financial journey. Taking time each week to focus on your financial health is a powerful form of self-care. By following this checklist, you can make meaningful progress towards a more secure and stress-free financial future. Let Monese be your partner in achieving financial wellness!

Whether you're planning a summer getaway or a weekend escape, being well-prepared can make all the difference. At Monese, we're here to help you travel smartly with these top tips for budgeting and packing essentials: 💰 Start by determining how much you can afford to spend on your trip. Include all potential expenses like accommodation, food, activities, and transportation. 📅 Book flights and accommodations well in advance to secure the best prices. Use apps to track fare changes and set alerts for when prices drop. 📉 Set daily spending limits to avoid overspending. Use the Monese app to track your expenses in real-time and stay within your budget. 🚨 Always set aside a small emergency fund. Unforeseen expenses can arise, and having a financial cushion ensures peace of mind. 🧳 Stick to the essentials and avoid overpacking. Choose versatile clothing items that can be mixed and matched. Travelling should be an enjoyable experience, not a stressful one. By budgeting wisely and packing thoughtfully, you can focus on making memories and exploring new places. Monese is here to support your financial needs wherever you go! #TravelEssentials #BudgetingTips #PackingTips #TravelSmart #Monese #TravelHacks #FinancialPlanning #ExploreTheWorld