Mortgage Decisions

Barclays UK has become the first major lender since early October to announce large-scale mortgage rate cuts, as per This Is Money article. Barclays said it will take as much as 0.20 percentage points from some products from tomorrow...click on the link to read more - https://lnkd.in/efeK8KNx To get the right mortgage advice, give our team of Mortgage & Protection specialists a call. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £595.

We are seeking a qualified Protection Adviser to join our team on a self-employed basis. The ideal candidate will be self-motivated, detail-oriented, and highly customer-focused. In return, we offer a competitive commission structure based on various lead sources. This role is an excellent opportunity for a dedicated and experienced Protection Adviser who wants to partner with an innovative and growing mortgage services brand. With over 930 five-star customer reviews on Trustpilot and Google, we are committed to delivering exceptional service to our clients. #careers #protectionadvisers #mortgageservices #mortgages #jobs 

We partner with leading property businesses across Hampshire and Surrey to provide exceptional mortgage and protection services, ensuring clients receive customised financial solutions that enhance their property buying experience. Recently, we received a wonderful email from one of our estate agency partners praising Mortgage Decisions and our Business Development Manager, Louis, for the team’s success in securing fantastic rates! If you're an estate agent looking to partner with an award-winning financial services company for a comprehensive mortgage and protection service, or if you're interested in discussing mortgage options and securing the best rates and coverage get in touch to see how we can support you on 03454 500200 or via our website: https://lnkd.in/ei7QSPet #EstateAgents #FinancialServices #MortgageSolutions #ProtectionServices #PartnerWithUs #ClientCare #HomeBuying #MortgageRates #BusinessSupport #AwardWinning #Hampshire #Surrey #FinancialWellbeing #RealEstate #PropertyMarket #MortgageDecisions

Falling mortgage rates are helping boost sales levels. There were 332,200 sales agreed across the UK in Q3 2024, 23% above the same period last year. While 2023 was a low base to compare with, Q3 2024 sales were also 7% ahead of the same quarter in 2019 (a stronger year for comparison purposes). Average two- and five-year fixed mortgage rates fell to 5.0% and 4.5% respectively over September. These rates are now at their lowest level since April and May 2023. All regions saw an annual increase in sales, with the East of England and East Midlands leading with 28% rises. The supply of properties for sale also rose 456,902, up 9% year on-year and its highest level in six years. #mortgages #mortgagerates #bankofengland Source: TwentyCi, Bank of England Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £595.

We gathered in Winchester on Friday to celebrate our quarterly performance awards, a wonderful occasion for the team to come together and acknowledge everyone's hard work throughout July, August, and September. A special congratulations goes to Kevin Hogan, Louis Renn, Jonathan Chalk and Tom Davies for their outstanding achievements in their respective roles. If you are a CeMAP qualified Mortgage & Protection Adviser seeking an exciting and fast-paced environment, where you can engage with leads from various sources, we would love to hear from you! Visit our careers page at www.mortgagedecisions.com to learn more. #careers #careerdevelopment #jobsatisfaction #mortgagerates #mortgageadvisers Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £595.

When the Bank of England voted to keep rates at 5% in the September meeting, having cut them in August, they stated more cuts are on the cards if inflation stays low. The latest consensus forecast for the Bank rate is to be 4.7% in Q4 2024, suggesting economists expect one more 25 basis point cut before the year end. Mortgage rates have already fallen significantly, pricing in the potential for further interest rate cuts. A 5 year fixed mortgage (on a 75% LTV*) is now 4.3%, down from 5.2% a year ago and not far off the September 2022 rate (4.0%). Increased competition in the mortgage market suggests rates will go even lower over the next few months and will be further supported by any further Bank of England cuts. Notably the US cut interest rates this month: signalling that inflation was under control and that further cuts would be forthcoming. If you are looking to get onto the property ladder, needing to remortgage, or would like advice, please speak to one of our Mortgage & Protection experts today. Call the team on 03454 500200. Source: Dataloft (now PriceHubble), Bank of England, HM Treasury Consensus Forecasts. *Loan to Value. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £595. #mortgagerates #mortgages #interestrates #bankofengland

Are you looking for a new role? Due to business growth, Mortgage Decisions is excited to welcome a Mortgage Processor to our team! • Location: Mortgage Hub, Chandler's Ford • Hours: Monday to Friday, 9:00 am - 5:30 pm • Position: Full-time, office-based Role Overview: Assist our advisors with Mortgage and Protection business, ensuring a smooth client experience. If you have experience in Mortgage Administration and outstanding communication skills, we are keen to hear from you. Click here to see the full job advert: https://lnkd.in/e-Gpm4mZ Apply today by contacting Christie West on careers@mortgagedecisions.com #Hiring #MortgageProcessor #ChandlersFord #JoinOurTeam

With the ongoing reduction in mortgage rates, now is the perfect opportunity to consult with one of our experienced Mortgage & Protection Advisers. They can help you find the mortgage product that best meets your needs. Don’t miss out on this chance to secure the right financing for your future! Call us on 03454 500200 or email hello@mortgagedecisions.com. https://lnkd.in/e9sdcWae #mortgagerates #mortgages #interestrates #mortgageexperts

Thank you to Emma who sent us a wonderful email about the level of service she has received during her mortgage application journey! Emma worked with Matt Pickett CeMAP on the team who is one of our experienced Mortgage & Protection Advisers. Emma explained thatr they had been in the process of buying a property for over a year due to various delays from the builder. Matt helped them with their mortgage which had to be renewed three times due to the delays with the house! Great work Matt, this is testament to your hard work. Finding the right mortgage for people is more than just form filling. It's also about forming relationships and trust. To read our 424 only-five-star reviews, please visit our Trustpilot page - https://lnkd.in/e-4cp-Qc. If you would like to join our growing team of Mortgage & Protection Advisers, please visit https://lnkd.in/eDXZZhwh. #mortgages #mortgagerates #customerservice #customerjourney

July data just released by the Bank of England saw a pick-up in mortgage approvals to just shy of 62,000, the highest monthly rate since the Truss mini-budget in September 2022. This July mortgage data precedes the Bank of England's first interest rate cut in August but shows the building sentiment towards the housing market as mortgage rates moved down ahead of the Bank of England meeting. With mortgage rates moving lower again since, mortgage approval volumes should strengthen further over the next few months which in turn will feed into higher transaction numbers. To get the right mortgage advice, call the team on 03454 500200 or email hello@mortgagedecisions.com. #mortgages #mortgagerates #financialservices #bankofengland Source: Dataloft by PriceHubble, Bank of England