Prosperity IFA

We’ve updated our Retirement Planning Video to reflect the key changes announced in the Autumn 2024 Budget. You can watch it here: https://lnkd.in/eFrXv9qY #prosperity #finance #financialadvice #uk #financetips #wealth #wealthmanager

Another happy client! At Prosperity IFA, we’re proud to help people like you make sense of their financial future. Whether it’s consolidating pensions, preparing for retirement, or planning your investments, our expert team is here to guide you every step of the way. Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

The latest Budget has sparked significant discussion among UK businesses, with tax rises on National Insurance and inheritance tax creating fresh hurdles. As highlighted at the CBI annual conference, these changes could impact hiring, expansion, and investment across various sectors. At Prosperity IFA, we understand the strain this can put on your financial planning and long-term goals. While the government emphasises “difficult choices” to stabilise public finances, it’s crucial to explore proactive strategies to safeguard your business’s future. From efficient tax planning to tailored financial advice, our team is here to help you adapt to these changes, reduce financial strain, and position your business for growth in a challenging environment. Take a look at this article for more information: https://lnkd.in/e7SyWMQ7 Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

We’re committed to keeping you informed about the latest financial changes. That’s why we’ve updated our Inheritance Tax Frozen Allowances video to reflect the key updates from the Autumn 2024 Budget. Here’s what you need to know: 📌 Thresholds frozen: ‣ The nil-rate band remains at £325,000. ‣ The residence nil-rate band stays at £175,000, with the taper starting at £2 million. 📌 Who’s impacted? ‣ Estates exceeding the nil-rate or residence nil-rate band. ‣ Trustees of relevant property trusts facing periodic or exit charges. ‣ Individuals making lifetime chargeable transfers. These changes, now extended to 2029/30, aim to support public finances—but they also mean careful planning is more important than ever to reduce potential IHT liabilities. 🎥 Watch our updated video to learn how these changes could affect you or your clients, and discover strategies to make the most of the allowances. Watch it here: https://lnkd.in/eQT6seeT Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

With mortgage rates now averaging 5.5% for a two-year fixed deal, it’s clear that the recent interest rate cut hasn’t brought the relief many hoped for. Market uncertainty and rising borrowing costs mean competitive deals are disappearing fast. If your fixed-rate mortgage is nearing its end—or you’re a first-time buyer—now could be the ideal time to act. At Prosperity, we can help you navigate these challenging times with tailored advice to lock in the best deal for your circumstances. Here’s why it’s smart to act now: ‣ Rates may remain "higher for longer," according to market trends. ‣ Lenders are adjusting deals rapidly, and the best rates don’t last long. ‣ We’ll guide you through options like overpayments, interest-only mortgages, or extending your term to make repayments more manageable. Don’t let rising rates take you by surprise. Contact our team today to explore your mortgage options and secure a brighter financial future. You can read more about why rates are still increasing here: https://lnkd.in/edDXwg_c Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

Client feedback like this reminds us why we do what we do! Simon has been helping clients like Victor simplify their finances, consolidate workplace pensions, and make the most of their inheritance through smart investment strategies. Victor is already seeing positive results, despite the natural ups and downs of the market—a great example of how tailored financial advice can make a difference. Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

The latest Budget from Chancellor Rachel Reeves introduces significant measures that could reshape the property market. Here’s how it could impact you! Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits #autumnbudget #labour #budget2024

In the recent Autumn Budget, Chancellor Rachel Reeves introduced changes to Capital Gains Tax (CGT) aimed at addressing the UK’s fiscal challenges. From 30 October 2024, CGT rates will increase to 18% for lower-rate taxpayers and 24% for higher-rate taxpayers—up from the previous 10% and 20% rates, respectively. For residential property, rates remain the same at 18% and 24%. Here's what it could mean for you 👇 Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

We’re thrilled to celebrate our sponsored driver, Árón Taylor-Smith, as he claims the title of BTCC Independents Champion at the prestigious awards gala at Silverstone! With 20 independent wins, two podium finishes, and the incredible achievement of scoring points in every single race, Árón has truly made his mark on the grid this season. This impressive result is a testament to his hard work, relentless drive, and the power of teamwork with Evans Halshaw Power Maxed Racing. What’s next? Plans for the 2025 season are already in motion! For an inside look at his journey, achievements, and next steps, click the link to read the full article: https://lnkd.in/esWqaaak Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits #BTCC #AronTaylorSmith

The Bank of England’s base rate cut from 5% to 4.75% may seem like great news for borrowers, but there’s more to consider. This latest reduction marks the second cut in a year, yet many fixed-rate mortgages and savings products have increased in response to broader market conditions and anticipated inflationary pressures. So, what should you know? 👇 Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits