Registry Trust Ltd

Registry Trust’s CEO Chris Dick was a guest panel member on Ripon Ray (CertMap)’s ‘Debt Talk’ podcast, providing insight into the crucial topic of ‘Credit Ratings & Debt’. Chris discusses the difference between credit reference agency data and Registry Trust’s data, clarifying how criminal court judgments and civil money judgments are handled differently. He highlights how data corrections are made by going back to the relevant judges and shares insights into how innovation is driven by the data Registry Trust captures. With contributions from experts at @Experian, @Equifax, and the @Credit Services Association, this episode offers valuable tips on improving credit ratings and resolving debt issues. Click here to listen to the full episode: https://spoti.fi/3QE06NL To find out more about Registry Trust, visit www.registry-trust.org.uk   Visit www.trustonline.org.uk to check a CCJ status for any individual or business.

MUST READ: Our Q4 2024 and year statistics are out now.   The total value of judgments across all jurisdictions in Q4 2024 was £595 million, a year-on-year increase of 19%.   The total number of judgments against corporate businesses increased by 34% from 21,130 in Q4 2023 to 28,344 in Q4 2024. The total value of debt registered against businesses increased by 19% year-on-year, from £100 million in Q4 2023 to £118 million in Q4 2024.   These figures highlight the increasing financial pressures on businesses, signalling a challenging landscape ahead in 2025.   Click the link below to read our full report, access our dashboard and download the Q4 2024 stats book.   Q4 2024 Stats – https://bit.ly/3Krl7Yk To find out more about Registry Trust, visit www.registry-trust.org.uk   Visit www.trustonline.org.uk to check a CCJ status for any individual or business.

MUST READ: Our Q4 2024 and year statistics are out now.   The total value of judgments across all jurisdictions in Q4 2024 was £595 million, a year-on-year increase of 19%.   The total number of judgments against corporate businesses increased by 34% from 21,130 in Q4 2023 to 28,344 in Q4 2024. The total value of debt registered against businesses increased by 19% year-on-year, from £100 million in Q4 2023 to £118 million in Q4 2024.   These figures highlight the increasing financial pressures on businesses, signalling a challenging landscape ahead in 2025.   Click the link below to read our full report, access our dashboard and download the Q4 2024 stats book.   Q4 2024 Stats – https://bit.ly/3Krl7Yk To find out more about Registry Trust, visit www.registry-trust.org.uk   Visit www.trustonline.org.uk to check a CCJ status for any individual or business.

Yesterday, we were pleased to be at a powerful exhibition in parliament organised by the APPG on Fair Banking, Fair By Design and The Poverty Alliance highlighting how the shutters can come down on access to lifeline affordable credit when people on low incomes lose their jobs, become full-time carers, get sick, have their fridge and washing machine break down. It was good to listen to MPs Lloyd Hatton and Navendu Mishra and Lib Dem Treasury Spokesperson Daisy Cooper talk about ending the poverty premium. We were lucky to be able to talk to some of the real people behind the stories and pictures too. In keeping with our mission to use #publicdataforpublic good, we hope that the information we have on monetary judgments can play a part.

Our chairman, Mick McAteer, has been recognised as one of Big Issue’s Changemakers of 2025 for his outstanding contributions to financial inclusion and social justice. Mick’s work has been instrumental in advocating for fairer credit systems, tackling financial exclusion, and driving meaningful change in economic policy. This recognition is a testament to Mick’s unwavering dedication and the real-world impact of his work. We are incredibly proud to have him at Registry Trust and look forward to continuing our mission to promote #PublicDataForPublicGood. Read more about Mick and other Changemakers here: https://bit.ly/3PW6GP7 To find out more about Registry Trust, visit www.registry-trust.org.uk Visit www.trustonline.org.uk to check a CCJ status for any individual or business.

Yesterday, the entire Registry Trust team came together for our Kickstart 2025 event at the Barbican Centre, which was an incredible opportunity to connect, collaborate, and align on our vision for the year ahead. The day was all about teamwork, strategy, and shared goals, ensuring we’re energised and ready for what’s to come. But it wasn’t all business - we wrapped up with an escape room challenge at Escape Arcade! From cracking codes to solving puzzles under pressure, it was a fantastic way to test our problem-solving skills and have some fun as a team. A huge shout-out to everyone who brought their enthusiasm, ideas, and energy to both the planning sessions and the escape room adventure. Here’s to another exciting and impactful year ahead.

Recent data from GfK - An NIQ Company highlights a concerning trend in the UK economy: consumer confidence has sharply declined, and more businesses are increasingly facing financial distress. GfK's consumer confidence index dropped five points to -22 in January, marking the lowest score in a year. This decline reflects growing consumer apprehension about economic conditions. Simultaneously, there's been a significant rise in debt judgments against incorporated businesses in England and Wales. In Q3 2024, such judgments more than doubled from 22,328 in Q3 2023 to 46,226. While the total value of these debts increased by 24%, the average debt value decreased by 40%, suggesting a surge in the number of smaller debt cases. These developments underscore the challenges businesses face amid declining consumer spending and increasing financial obligations. It's crucial for companies to monitor these trends and implement strategies to navigate the evolving economic landscape. Click here to read the full article: https://bit.ly/4gi1tvz Click here to read our ‘Sharp rise in company debt judgments in England and Wales’ blog: https://bit.ly/3W9GDYp Visit www.trustonline.org.uk to check a CCJ status for any individual or business. To find out more about Registry Trust, visit www.registry-trust.org.uk

TrustOnline is a simple and reliable way to check the official register for Judgments, Orders & fines registered against individuals and businesses across the UK. Whether you're a business making informed decisions, or an individual ensuring your financial health is in check, TrustOnline provides accurate and secure data at your fingertips. Empower yourself with knowledge and take control of your financial future. Visit www.trustonline.org.uk today to learn more. To find out more about Registry Trust, visit www.registry-trust.org.uk #FinancialHealth #TrustOnline #PublicDataForPublicGood #CCJ

Our dedicated team at Registry Trust strives to deliver exceptional customer service every day, and feedback like this inspires us to continue going above and beyond for our customers.

Last night, during the Adjournment Debate on debt advice services in the House of Commons, Registry Trust were recognised by Stella Creasy MP for our insights on financial vulnerability, quoting “4.6 million people having 1 or more CCJs”. The full speech highlights the need for debt advice services and support mechanisms to address the growing challenges of insolvency and financial distress. Our TrustOnline platform is a simple and reliable way to check the official register for Judgments, Orders & fines registered against individuals and businesses across the UK. Whether you're a business making informed decisions, or an individual ensuring your financial health is in check, TrustOnline provides accurate and secure data at your fingertips. Visit www.trustonline.org.uk today to learn more. To find out more about Registry Trust, visit www.registry-trust.org.uk If you want to watch the full debate click here: Parliamentlive.tv - House of Commons