1st Choice mortgages

🏡 New Year, New Financial Goals: Let’s Make 2025 the Year of Homeownership! 🏡 As 2025 begins, now’s the perfect time to set your financial goals and get ready to make your homeownership dreams a reality! Whether you're thinking of buying, refinancing, or simply improving your financial situation, here are some resolutions to help you start the year strong: ✅ Check Your Credit Score – Your credit score plays a major role in securing favorable mortgage terms. Take a moment to review and improve it if needed. check your credit report https://lnkd.in/e24XsSYV ✅ Build Your Savings – Whether you're saving for a down payment or building an emergency fund, having a solid savings plan in place will set you up for success. ✅ Understand Your Budget – Knowing what you can afford is essential. Review your income, monthly expenses, and financial goals to get a clear picture of your budget. ✅ Get Ready for Homeownership – Dreaming of buying a home? Start organizing your documents, doing your market research, and getting pre-approved to make the process easier when the time comes. ✅ Review Your Current Mortgage – Already a homeowner? It might be worth revisiting your mortgage terms to see if you can save money or get a better deal. Whatever your financial goals are in 2025,We're with you every step of the way to turn your resolutions into reality. What are your top financial goals for the year ahead? Share with us in the comments! #ad #2025Goals #FinancialFreedom #MortgageAdvice #HomebuyingJourney #SmartSavings

🎯 Home Buying Myths Busted! 🏡 Hey Gen Z, Millennials, and first-time homebuyers, listen up! 👂 You've probably heard these home buying "rules," but we're here to set the record straight. Here are 5 BIG lies you've been told when buying a home: 1️⃣ Lie #1: You have to use the estate agent's mortgage advisor. Truth: Nope! You can choose any broker you want, and forcing you to use theirs is illegal. 🚫 2️⃣ Lie #2: You need a minimum of 25% deposit. Truth: You might actually need as little as zero deposit, depending on the scheme available. 💸 3️⃣ Lie #3: You need a perfect credit score. Truth: Many lenders cater to different credit solutions, so don't stress over a perfect score! 👍 4️⃣ Lie #4: If you're self-employed, you need at least two years of trading history. Truth: You can get a mortgage with just one year of trading accounts. 📊 5️⃣ Lie #5: You can't have any debt. Truth: You can have debt, as long as it's managed, affordable, and you pay it on time. 💳 Now that you know the truth, it's time to unlock your potential and make that dream home a reality! 🏠💪 #RealEstateUK #UKPropertyMarket #FirstHome #HouseHunting #mortgagebroker #mortgagebroker #mortgage #mortgagebroker #uktips #homebuying #homebuyingguide 

🥂🥂🥂 H A P P Y N E W Y E A R 🥂🥂🥂 hello 2025 👋 Is this the year you're looking for a new home or will your current mortgage be due for renewal in the next 6 months? If so, don't delay the process, get in touch ASAP Give us a call at 02080959030 #newyear #newpost #unitedkingdom #happynewyear #2025 #newhome #mortgage #mortgageadvice

Merry Christmas to all of you. Have a great year ahead At 1st Choice Mortgage Service, we offer a wide range of mortgage products and services to help you find the best financing solution for your mortgage needs. Whether you are a first-time home buyer, looking to refinance, or considering a purchase or investment property, we can help. We are grateful for your trust and support throughout the year. We look forward to continuing to serve you in the years to come. #uk #merrychristmas #christmas #christmas2024 #ukchristmas #uklife #mortgage #brokeruk

1. Applying for a Buy to Let mortgage? See if you qualify, know how much you can borrow, check costs for buying and running your Buy to Let property 2.Apply for an Agreement in Principle and finding the right property. When ready to view properties and make offers, talk to our mortgage advisor for an Agreement in Principle 3. Had an offer accepted? You're ready to start your mortgage application. 4. Conveyancing and exchange of contracts A licensed conveyancer helps with legal aspects of buying and selling property in Buy to Let 5. Landlord obligations and renting your property. If you're a landlord for Buy to Let, you have important duties. This involves agreements with tenants, deposits, fixing things, and other tasks. #UKMortgagePredictions #FinancialFreedom #RealEstateProspects We’re waiting for your call. +44 20 8095 9030 ricky@1cms.co.uk Follow us today to learn more about our mortgage broker services #remortgageuk #mortgageuk #mortgagebroker #creditscore #buytolet #buytoletinvestment #buytoletuk #buytolet #buytoletmortgage #mortgage #mortgagebroker #mortgagebrokerlife #mortgageadvice #buytoletinvestment #buytoletproperty #buytoletinvestments

Here is a DOs and DON'Ts when you look out for a mortgage process. DO: USE A TRUSTED MORTGAGE ADVISOR TO GET PRE APPROVED VIEW MULTIPLE TIMES AND GET SURVEYs DONE GET A GOOD TEAM BEHIND YOU TO PROGRESS THE TRANSACTION DON’T LOOK AT ONE MORTGAGE OPTION WITH THEBANK ONLY VIEW PROPERTIES ONLINE AND BY VIDEO CALL BE AFRAID TO ASK, NO QUESTION IS SILLY Call on 2080959030 1st Choice Mortgages #MortgageTips #HomeBuying #MortgageAdvice #HomeLoanTips #RealEstateAdvice #FirstTimeHomeBuyer #MortgageProcess #HomeOwnership #MortgageDosAndDonts #SmartHomeBuying #RealEstateTips #LoanApproval #MortgageEducation #HomeFinancing #BuyAHome

Don't lose hope! Getting a mortgage with bad credit may be challenging, but it's not impossible! Here are a few tips to consider: Specialized lenders Boost your score Save for a bigger deposit Seek professional advice Remember, lenders consider various factors beyond your credit scores, such as income, employment, and affordability. Research and compare different lenders to find the perfect fit for your situation. For more detailed information 02080959030 www.1cms.co.uk #MortgageCalculator #mortgageuk #commercialfinance #unitedkingdom #mortgage #buytolet #remortgage #bridgingfinance #mortgagebrokeruk

🏡✨ Transforming dreams into homes is our specialty at 1st Choice Mortgages! Let our experienced team guide you through the journey of making your dream home a reality. 💼💡 From financing options to expert advice, we're here to ensure your vision comes to life seamlessly. Contact us today to begin your journey towards the perfect home! 🌟 Contact Us +44 20 8095 9030 ricky@1cms.co.uk Follow us today to learn more about our mortgage broker services #ukmortgage #mortgageadvice #mortgagebrokers #bridgingloans #dreamhome #homeownership #1stChoiceMortgages #mortgage

Let us know if you would like to lower your monthly mortgage payments, We can guide you through the great deal. Give us a call at 02080959030 #mortgage #mortgagebroker #mortgagetips #mortgageadvice #mortgages #mortgageadvisor #mortgageadviser #mortgagebroker #mortgagebrokers

🏡✨ Transforming dreams into homes is our specialty at 1st Choice Mortgages! Let our experienced team guide you through the journey of making your dream home a reality. 💼💡 From financing options to expert advice, we're here to ensure your vision comes to life seamlessly. Contact us today to begin your journey towards the perfect home! 🌟 Contact Us +44 20 8095 9030 ricky@1cms.co.uk Follow us today to learn more about our mortgage broker services #ukmortgage #mortgageadvice #mortgagebrokers #bridgingloans #dreamhome #homeownership #1stChoiceMortgages #mortgage