Rivers Finance Group

We're a modern business with a dynamic approach and a can-do attitude when it comes to lending. However, we have one crucial, old fashioned value that we aim to uphold in all the little actions we take each day... Here's how we strive to honour respect for our relationships in everything we do. https://lnkd.in/eWk833uc #RiversFinanceGroup #BusinessLoans #AssetFinance #BusinessFunding #BusinessFinance 

With the arrival of the holiday season, it's fitting that our Deal of the Month sees us supporting an events company specialising in weddings, birthdays, corporate entertainment, and even the odd musical 🎶 The events industry is a sector that many lenders shy away from, making it difficult for companies to find the finance solutions they need to grow. When one of our trusted brokers brought us a funding request from a thriving events company, they had already been turned down by other lenders, not because of their financials but simply because of the sector they operate in. Specialising in providing cash machines for outside events, including festivals and parties, it was an uncommon business type. However, as we are a lender that's non-sector specific, and willing to consider soft and tricky assets, they had come to the right place. We were able to give them the £75,000 they were looking for, over a 60-month term. Hopefully we will be invited to the next party!🎉 #RiversFinanceGroup #brokers #leasing #loans #assetfinance

Do you face difficulty securing finance for soft or tricky assets? What if you could find a funder that considered both soft and hard assets, and was prepared to think outside the box? https://lnkd.in/es5Nqvja #RiversFinanceGroup #assetfinance #funding #finance #businessloans

As a business, we value the relationships we have with both our clients and our brokers. So, when an existing client in the haulage industry, with a medium-term business loan and an excellent track record, approached us for a short-term Cash Flow Solutions business loan, we were happy to help. Having always liaised with Business Operations Manager, Rishi Shah, he introduced them to our Business Development Manager, Ian Mills, who specialises in that area. The nature of short-term loans is that they need to be approved promptly, but even the client was surprised by our turnaround time! Within three days, the application was approved and they had cash in the bank. #RiversFinanceGroup #RiversFunding #businessloan #businessloans

Setting sail!⛵ The Marine Group is a multifaceted marine business spanning marinas, dredging works, consulting, acquisitions, waterside properties and a host of other services. After a period of difficulty resulting from the pandemic, the company was able to restructure and get back on track, but they required different levels of funding in order to have the right working capital to roll out effectively. Following an introduction by Halo Corporate Finance Limited, Rivers was able to help in three ways: 1) Arranging seed capital: In the initial instance, Rivers was able to arrange seed capital, which enabled them to complete the restructuring process as well as access larger funding opportunities and investment. 2) Working capital loans: Once the seed capital was repaid, the company came to us for the next stage of their development, seeking working capital for their marine services arm at Cardiff Marine Village. By delivering the business loan, they have been able to hit the ground running, recruiting staff and covering initial operating costs. 3) Asset finance: Rivers was also able to support the team with a third round of funding, this time through asset finance. In partnership with another specialist lender, we worked together to arrange funds for the acquisition of new dredging equipment for the final branch of the business to get underway. Director of The Marine Group, Christopher Odling-Smee, said: "The Marine Group is quite a complex business, and Rivers was willing to take the time to understand how it worked and what we were looking for. We needed to work with people who were sophisticated in their understanding, and they delivered that. I think it's also important to note that behind the business transactions there's a human reality - families who need jobs and communities seeking business growth. Most lenders want two years of trading accounts and as a restarting story we couldn't provide that. Of course we have provided security for the finance, but they have really learned about what we're doing and as a result given us the ability to recruit and grow again." https://lnkd.in/enXFbUZD

Having celebrated 10 years of working with capital markets and investments firm LGB & Co. Limited this year, Rivers is delighted to have followed several previous investment rounds, as well as happy (and repaid) investors, with the extension of our MTN loan note limit to £40m. https://lnkd.in/emiyk-jg #RiversFinanceGroup #businessloan #businessloans #assetfinance #SME 

At Rivers our brokers are an essential part of our business, and we always seek to show how much we value our relationships with them in practice as well as in theory. A scenario our Business Development Manager – Corporate Loans, Ian Mills, had a few weeks ago seemed to embody that perfectly. Here, he shares it for those who might be considering Rivers for a business loan. #Rivers #RiversFinanceGroup #RiversFunding #businessloans #brokers 

If you're an SME looking for a business loan or asset finance, what makes Rivers a purposeful, positive choice with a difference? https://lnkd.in/ePh5_uFp #RiversFinanceGroup #businessloan #businessloans #assetfinance #SME 

We are always delighted to support new businesses with vision, and the founders of The Cat Show Live have that in abundance. An industry disrupter taking the pet sector by storm this September, the team is highly experienced and knowledgeable and have set out to create a world-leading, non-competitive cat show celebrating its inaugural event this month. Presented by former Olympic medallist, Iwan Thomas MBE, the event is hailed as the 'Crufts of cats', underpinned by compassion, education and an opportunity to meet pedigree cats and world-renowned judges at their dedicated 'Cat Village'. With an inspired idea that was already well underway, the team came to Rivers seeking business finance to contribute to the set up of the exhibition, purchasing key equipment and investing in event advertising. Naturally, we will be attending The Cat Show Live powered by Vetz Petz [Antinol®] on the 14th of September 2024 at The NEC, Birmingham, along with the wonderful people from The Big Cat Sanctuary. There are a few tickets still available - we hope to see you there! https://lnkd.in/eHjbwZtY #Rivers #RiversFinanceGroup #businessloans #events Felis Britannica, The Governing Council of the Cat Fancy, The International Cat Association, Inc. (TICA), Edition Cat Magazine, Kittilitt, Scrumbles | B Corp™, Litter Genie

This month's deal of the month was for £81,750 of salon equipment, for which we financed £73,575 over a five-year term. The client owns a profitable business and wanted to borrow the funds to buy two new pieces of equipment that would help them grow. While they had financial resources to fund the purchase themselves, they preferred to borrow it as part of a sensible and measured approach to cash flow. #RiversFinanceGroup #businessloans #salonequipment #finance #funding #leasing #loans #dealofthemonth