RNDpoint

𝗞𝗲𝗲𝗽 𝘁𝗵𝗲 𝗥𝗵𝘆𝘁𝗵𝗺 𝗥𝗶𝗴𝗵𝘁: 𝟵 𝗠𝗲𝗮𝘀𝘂𝗿𝗲𝗱 𝗦𝘁𝗲𝗽𝘀 𝘁𝗼 𝗕𝘂𝗶𝗹𝗱 𝗮 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗕𝗮𝗻𝗸 Bill Gates once said, “We need banking. We don’t need banks anymore.” That vision has become a reality. So, what makes digital banks so appealing? They offer 24/7 accessibility, eliminate face-to-face interactions, and process all operations digitally. This makes banking more efficient, cost-effective, and widely accessible. Building a successful digital bank requires a well-structured approach. From conducting market research to defining core features, partnering with an experienced tech team, and ensuring robust security measures — every step is crucial. While some opt for custom-built solutions, others go for white-label platforms like RNDpoint’s ProcessMIX that offer faster and more cost-effective alternatives. How to make use of these? Get a step-by-step guide on how to build a comprehensive digital bank in our blog article: https://lnkd.in/eef2yGuV #DigitalBanking #FinTech

𝗛𝗼𝘄 𝗔𝗜 𝗔𝗴𝗲𝗻𝘁𝘀 𝗜𝗺𝗽𝗮𝗰𝘁 𝘁𝗵𝗲 𝗙𝗶𝗻𝗧𝗲𝗰𝗵 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 2024 was a year of Generative AI. Although Gen AI is still at the forefront of the tech landscape, we can say that 2025 will be reinforced with agentic AI. Like many other industries, FinTech is gaining benefits from AI agents' capabilities. How exactly it works? 👇 As advanced software, AI agents perform tasks, make decisions, and interact with their environment intelligently and rationally. Specifically, it brings FinTech operational activity to the next level through:  ✅ 𝗘𝗻𝗵𝗮𝗻𝗰𝗲𝗱 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆: Routine tasks like data entry, compliance checks, and payment processing can be automated by AI agents. Thus, company employees can focus on strategic tasks and increase their performance while business owners significantly reduce operational costs. ✅ 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲𝗱 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗘𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲𝘀: Instant and customer-centric support available 24/7, efficient query routing, feedback collection, sentiment analysis, and more — AI agents got you covered. ✅ 𝗙𝗿𝗮𝘂𝗱 𝗣𝗿𝗲𝘃𝗲𝗻𝘁𝗶𝗼𝗻: With real-time monitoring that includes using pattern recognition, behavioral analysis, and anomaly detection, AI agents flag and prevent suspicious transactions and activities. ✅ 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗗𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀: FinTech companies enhance their credit risk management with predictive modeling, behavioral insights, and analysis of unconventional sources of data (e.g., social media). On top of that, the lending process happens faster due to underwriting automation, pre-approval decisions, and error reduction. ✅ 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: KYC and AML processes can be streamlined with automated identity verification, and continuous updating of rules in accordance with amendments in regulation requirements. At the same time, AI agents can generate required reports to financial regulatory authorities. These are just some of the many smart ways AI agents can help FinTech companies optimize their performance and get a winning edge in their sophisticated industry. 𝗦𝗼 𝘄𝗵𝗮𝘁’𝘀 𝗻𝗲𝘅𝘁? We have every reason to believe that enterprise-level FinTech companies will move their focus from generic AI apps to targeted solutions agentic AI can solve. The trend is clear — AI agents will transform workflows in various industries, specifically, in the FinTech. AI Co-Workers will assist with coding, research, marketing, and customer support, reducing manual workload. For instance, companies already delegate a significant part of customer support activities to AI capabilities. By processing massive datasets, AI agents will be able to provide enterprises with accurate insights about customers. Thus, companies will have actionable data to provide impactful outputs to their clients and targeted audiences. There's much more to explore! So stay tuned and see you soon. #aiagents #fintech

The year has just begun and the FinTech landscape is already saturated with news. Check out what’s new in the FinTech industry with our news digest: 1️⃣ 𝗔𝘀 𝗻𝗲𝗮𝗿𝗹𝘆 𝗵𝗮𝗹𝗳 𝗼𝗳 𝗨𝗞 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝗶𝗿𝗺𝘀 𝗮𝗿𝗲 𝘀𝗲𝘁 𝘁𝗼 𝗺𝗶𝘀𝘀 𝘁𝗼𝗱𝗮𝘆'𝘀 𝗗𝗢𝗥𝗔 𝗰𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗱𝗲𝗮𝗱𝗹𝗶𝗻𝗲, 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗹𝗲𝗮𝗱𝗲𝗿𝘀 𝘄𝗮𝗿𝗻 𝗼𝗳 𝗵𝗲𝗳𝘁𝘆 𝗳𝗶𝗻𝗲𝘀 𝗯𝘂𝘁 𝗿𝗲𝗺𝗮𝗶𝗻 𝗼𝗽𝘁𝗶𝗺𝗶𝘀𝘁𝗶𝗰 𝗮𝗯𝗼𝘂𝘁 𝗮 𝗽𝗮𝘁𝗵 As the EU's Digital Operational Resilience Act (DORA) takes effect today, 17th January 2025, a startling revelation has emerged: 43% of UK financial services institutions will miss the compliance deadline, despite having had two years to prepare. Learn more: https://lnkd.in/dKRtRcaZ 2️⃣ 𝗯𝘂𝗻𝗾 𝗶𝗻𝘁𝗿𝗼𝗱𝘂𝗰𝗲𝘀 𝗠𝗮𝘀𝘁𝗲𝗿𝗰𝗮𝗿𝗱 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝘁𝗼 𝗶𝘁𝘀 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗦𝗠𝗘𝘀 bunq, the second-largest neobank in Europe, announced their expanded collaboration with Mastercard. The program is specifically designed to help small and medium-sized businesses save money and benefit from innovative resources and digital tools, allowing them to focus on core business activities and achieve growth. Learn more: https://lnkd.in/e5CN5r8E 3️⃣ 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗮𝗻𝗱 𝗳𝗶𝗻𝘁𝗲𝗰𝗵 𝗲𝘃𝗲𝗻𝘁𝘀 𝘁𝗼 𝘃𝗶𝘀𝗶𝘁 𝗶𝗻 𝟮𝟬𝟮𝟱 Understanding the latest trends, networking and connections with FinTech visionaries, learning from the best minds, professional growth, and access to unique career and business opportunities — it’s all about visiting professional offline and online events. Here is a list of payments and fintech events in 2025, perfect for professionals looking to stay informed and connected. Learn more: https://lnkd.in/e3ep7CEM 4️⃣ 𝗔𝗜, 𝗯𝗹𝗼𝗰𝗸𝗰𝗵𝗮𝗶𝗻, 𝘀𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻, 𝗮𝗻𝗱 𝗘𝗦𝗚 𝗿𝗲𝗽𝗼𝗿𝘁𝗶𝗻𝗴: 𝘀𝗼𝗺𝗲 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗽𝗿𝗲𝗱𝗶𝗰𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗙𝗶𝗻𝗧𝗲𝗰𝗵 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗶𝗻 𝟮𝟬𝟮𝟱 As technology evolves and consumer preferences shift, the fintech industry is constantly adapting to stay ahead. Featuring insights from ClearBank, Griffin, Broadridge, Zumo, and more, FinTech Futures explores expert predictions for the future of the industry in 2025 and beyond. Learn more: https://lnkd.in/ebKfjsFN See three more news in the comment below. #fintech #fintechevents #dora 

💡Launching a fintech business in 2025? While finding reliable software developers is crucial, licensing is equally vital for your business success. From digital wallets to crypto and payment platforms, securing the right license ensures compliance, builds trust, and safeguards your operations. In our latest guide, we cover when your fintech business needs a license, key types of licenses, regional regulations across Europe, Canada, the US, and more. Gain clarity on the basics before consulting legal experts. Perfect for startups planning their next move 🚀 👉 Read more: https://lnkd.in/ePcUdccR #fintech #license #emilicense #vasp #businessgrowth #compliance #bankinglicense

🤖 With generative AI revolutionizing productivity, decision-making, and customer experience, businesses that adapt are set to thrive in 2025 and beyond. Discover the Top 10 AI Development Companies of 2025 to find your ideal partner in AI innovation. Whether you’re looking for automation, predictive insights, or enhanced customer interaction, these companies deliver measurable results tailored to your business needs. Why read? ✔ Understand why AI adoption is critical in 2025 ✔ Explore top companies delivering cutting-edge AI solutions ✔ Find your perfect match for next-gen business needs Don’t wait - explore your options now 👉 https://lnkd.in/ehRGvAfb #ai #artificialintelligence #aidevelopment #topaicompanies

🛍️ Is fraud eating into your Shopify store profits? Our latest project with a US-based startup shows how RNDpoint helped a Shopify-focused startup fight fraud with a robust AI solution. We developed a real-time fraud detection system that identifies 98% of fraudulent transactions and protects against unauthorized resellers—keeping sellers safe and customers satisfied. Curious how advanced AI solutions can transform your business? Check out the case study to learn more. 👉 https://lnkd.in/ef9dN7Y7 #ecommerce #shopify #frauddetection #artificialintelligence #machinelearning #mlsolutions #ecommerce

Happy Holidays from RNDpoint!🎅 What a year it’s been! Together, we’ve pushed the boundaries of fintech, delivered advanced solutions, and elebrated successesful projects. None of this would have been possible without your trust, collaboration, and support. We want to thank our clients, partners, and team for making this year extraordinary. Let's hope for even brighter 2025 filled with bold ideas, innovation, and success! Wishing you a joyful Christmas and a prosperous New Year! 🎉 #holidayseason #merrychristmas #newyear #fintech #innovation #growth 

🚗 Boosting Recruitment and E-Learning Efficiency with AI Discover how RNDpoint partnered with a leading German automaker to overcome the challenges of legacy systems and optimize HR and e-learning processes with advanced AI solutions. Our AI-powered solutions enabled: ✅ Automated CV screening and candidate ranking for faster, data-driven hiring decisions. ✅ A smart e-learning assistant for personalized training and instant user support. ✅ Scalable cloud infrastructure with Azure for future-proof growth. Looking to modernize your business with AI? Read the full case study to see how we can help you achieve similar results: https://lnkd.in/eRj7rJgd #ai #artificialintelligence #casestudy #cloudmigration #hr #elearning

🤝How can AI contribute to mental well-being? Our team has been recently working on an advanced mental health chatbot designed to provide empathetic, ethical, and personalized mental health support. Unlike generic solutions, this chatbot was tested and refined with licensed psychologists to ensure safe guidance for users facing mild to moderate mental health challenges. 🧠Built from scratch, it features human-like conversational flows, ethical safeguards, and techonolies like Langchain, RAG, and Whisper. 🔗 Read the full case study here: https://lnkd.in/eNbARhy8 #ai #mentalhealthtech #chatbotdevelopment #techforgood

📚 How can Swiss legal professionals process over 100,000 documents efficiently and accurately? Our latest case study showcases how RNDpoint built a custom AI legal assistant using GenAI, RAG technology, and an agent-based LLM system. The solution delivers: ✅ Accurate answers and summaries in real-time ✅ Smart data extraction from 100,000+ legal documents ✅ Integration with CosmosDB and web sources for up-to-date insights Explore how AI automates legal data processing and saves time for law professionals. ➔ https://lnkd.in/e_ct-9kR #generativeAI #ai #genai #legaltech #aidevelopment #casestudy #aiassistant