LBS Intermediary

For intermediaries only We’re celebrating a cracking 2024. For helping us achieve great things this year, we’re giving you the chance to win something special 🎅 From award wins, to launching innovative new products, we’ll be shouting about our highlights of the year over the next couple of weeks. To kick things off, we’re giving away three Bettys Christmas Celebration gift boxes worth £100 each, filled with festive treats. Here’s how to enter: 🎄 Make sure you’re following LBS Intermediary on LinkedIn 🎄 Using the comments section below, let us know your Christmas wish for the UK mortgage market in 2025! All entrants must be 18 or over and a UK mortgage broker. Entries must be submitted by Friday 13th December at 5pm. Three winners will be selected at random and contacted by Monday 16th December. Full terms and conditions: https://lnkd.in/eNWz-W_t

For intermediaries only Granting wishes across the nation, we helped thousands onto the housing ladder this year! 🎄 In 2024 we launched our Income Plus and Reach Mortgages, designed to give more options to first time buyers. And with the extra sparkle of Experian Boost, we can take ‘boosted’ credit scores into account. We also launched our First Time Buyer Guide, giving you the information you need to get someone mortgage ready. Don’t forget, as part of our look back on the year, three Betty’s Christmas Celebration gift boxes worth £100 are up for grabs – visit the pinned post to enter our Christmas competition which closes today at 5pm! 🎅

For intermediaries only We made changes to our workshop, and improved the rate switch service 🎄 This year our elves made it even simpler for you to move clients onto a new product with us. By moving rate switches (formerly product transfers) to Mortgage Hub, we made it easier for you and your clients with features such as a paperless journey, simplified ID, and more accurate valuations.   You can read more about those changes here - https://lnkd.in/dwWKwgvf Don’t forget, as part of our look back on the year, three Bettys Christmas Celebration gift boxes worth £100 are up for grabs – visit the pinned post to enter our Christmas competition! 🎅 Entries must be submitted by Friday 13th December at 5pm.

For intermediaries only We continue to crack it with Shared Ownership – back in November we were crowned what MORTGAGE's Best Shared Ownership Lender for a ninth year running! We believe in Shared Ownership as a great option for potential homeowners, and this award showcases how we’re going that extra mile for your clients! Don’t forget, as part of our look back on the year, three Bettys Christmas Celebration gift boxes worth £100 are up for grabs – visit the pinned post on our page to enter our Christmas competition! 🎅 Entries must be submitted by Friday 13th December at 5pm.

For intermediaries only It’s been a cracker of a year when it comes to making first time buyers’ dreams come true. We know building a deposit is one of the main barriers to home ownership, so we raised LTVs on new build and standard mortgages giving homebuyers greater flexibility. This gives you more chances to say yes to your clients. Don’t forget, as part of our look back on the year, three Bettys Christmas Celebration gift boxes worth £100 are up for grabs – visit the pinned post on our page to enter our Christmas competition! 🎅 Entries must be submitted by Friday 13th December at 5pm.

For intermediaries only Our new mortgage range could help you say ‘yes’ to first time buyers. This range is for first time buyers and includes our new Income Plus mortgage products which have an enhanced, but responsible, affordability model. With an LTI of 5.5 and lending up to 95% LTV to clients with a minimum household income of £40,000, the Income Plus mortgage products are fixed for at least five years and offer a free standard mortgage valuation up to £999. Visit our website to discover more about Income Plus ➡️ https://brnw.ch/21wPdjR

For intermediaries only 2024’s been a cracker – we took Limited Company Buy to Let to the next level, making submitting cases quicker and easier than ever before 🎄 From expanding our specialist underwriting team to improving our lending criteria, we added some sparkle to our service and support. Discover more about LCBTL 👉  https://lnkd.in/ePGY-VmE Don’t forget, as part of our look back on the year, three Bettys Christmas Celebration gift boxes worth £100 are up for grabs – visit the pinned post on our page to enter our Christmas prize draw! 🎅 Entries must be submitted by Friday 13th December at 5pm.

For intermediaries only We're getting into the festive spirit, but our team are still on hand to help you support your clients onto and up the property ladder in the lead up to Christmas 🎅 Our round up of our latest* key mortgage processing service levels is here. Take a look below to see how we’re performing 👇 If you need an update on a case, get in touch with us 👉 https://lnkd.in/eNYsM3-4 *Average based on the last 7 days

For intermediaries only If you’ve got clients saving for their first home, we might have the savings account to help them reach their deposit target. 🏡 Our Home Deposit Saver is designed to encourage would-be home buyers to save regularly and build interest towards that important lump sum. Discover how we can help first time buyers together by checking out our guide 👉 https://lnkd.in/e_ak3W3D

The Mortgage Finance Gazette Rated for Service Awards 2025 have officially opened! 👏   After being voted as 'Top Rated' by brokers two years in a row, we're keen to hear what you have to say!    You can complete the survey here 👉 https://lnkd.in/etMQsc7q   #MFG