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Learning how to save money more effectively can be a wonderful experience. Unfortunately, the process of building a successful budget is often exhausting for most of us. Whether you like to think of yourself as a savvy spender, or you know you have issues with being frugal, it’s tough to count every penny you spend […]

There are few feelings as satisfying as checking your bank balance at the end of the month and discovering that you’ve managed to keep some extra money for yourself. No matter how hard many of us attempt to manage our money, it’s all too easy for expenses to get on top of you – particularly […]

Every month, we go through the same experience like clockwork. You have a moment of delight when your pay lands in your bank account, then a few days later, you’re left with virtually nothing to spend on the things you really want. Monthly bills quickly rob us of our disposable income, and often, we’re paying […]

Frugal living is a growing trend in today’s world. Most of us are struggling with less cash and lower income than ever before. That means that we need to be cautious about where we use our cash if we want it to last longer. The problem is, as valuable as it can be to plan […]

These days, simply placing your money in a bank account doesn’t do much for you in the long-term. It used to be that consumers could rely on things like interest rates and bonuses to help their money continue to grow when they weren’t touching it. However, unless you’re willing to sit on all of your […]

Often, it can feel as though money rules your life. Every decision you make is based on the amount of cash you have left in your bank account or pocket. However, with the right strategy, and a few changes to your routine, you can get to a point where you control your money. Budgeting can […]

In your 20s, you feel invincible. The world is at your feet, and you’ve got your whole live ahead of you to achieve your goals. That means you’re less likely to worry about things like saving for the future or planning for retirement. However, faster than most of us realise, our first decade of adulthood […]

Creating a financial plan that you can live by is one of the most important things anyone can do. Though counting every penny and watching your money each day might not sound like a lot of fun, it’s the best way to ensure that you’re not over-spending on things that don’t matter or losing cash […]

It’s never too early to teach your kids how to better manage their money. After all, although your youngsters will learn a lot of valuable things in school, skills like how to manage cash and afford debt are often missing from the curriculum. That means that it’s up to us as parents to not only […]

We all like the idea of being able to put more money in our savings, and less of our cash towards things like bills and must-have expenses. Unfortunately, it seems like every time your wages arrive in your bank account, they quickly disappear on things that you need, like food, gas, electricity, and even council […]