What do you do if your finances as a self-employed consultant are in disarray?

Here are some points to help you regain control of your finances as a self-employed consultant: • Assess Reality • Create Budget • Track Spending • Reduce Debt • Increase Income • Consult financial experts if needed Remember, these steps can lead you out of disarray and toward financial stability!

I'm taking the first step to regain financial control by thoroughly assessing my current situation. I'm gathering all financial statements, bills, and records to understand my debts, payment schedules, and cash flow. This honest evaluation will serve as the foundation for my recovery plan, enabling me to make informed decisions moving forward.

After assessing my financial situation, I'm creating a budget that aligns with my income and expenses. This includes prioritizing debt repayment and reducing costs where possible. By sticking to this budget diligently, I aim to achieve financial stability and regain control of my finances.

I understand the importance of tracking my spending to ensure I stay within my budget and identify areas of potential overspending. I'm implementing a system, whether it's traditional or digital, to track my expenses consistently. This ongoing vigilance is crucial in maintaining financial discipline and preventing future financial disarray.

I have assessed people’s credit long before credit scores. So here are a human’s thoughts. 1. People have many reasons for money, budget, and credit issues. These issues can be fixed no matter how bad it is. Don’t give up. 2. Find a human that can read credit histories rather than a score 3. Together we find a reason for the issue and create a plan of action that will work even when all seems lost 4. Implement the plan. For the person who feels like they are drowning there are anchors available from people who know credit and monetary policies. What is recommended by the AI does not take into account the multitude problems that create money issues.

I have assessed people’s credit long before credit scores. So here are a human’s thoughts. 1. People have many reasons for money, budget, and credit issues. These issues can be fixed no matter how bad it is. Don’t give up. 2. Find a human that can read credit histories rather than a score 3. Together we find a reason for the issue and create a plan of action that will work even when all seems lost 4. Implement the plan. For the person who feels like they are drowning there are anchors available from people who know credit and monetary policies. What is recommended by the AI does not take into account the multitude problems that create money issues.