Que faites-vous si votre carrière dans le domaine de l’assurance se heurte à un obstacle ?

Son muchos los obstáculos superados en 38 años. La vida me llevó a ellos y soy muy feliz de los logros y los obstáculos superados. El primer obstáculo es que es un mundo técnico y especial. Por tanto me capacité. Segundo obstáculo superar las propuestas para defraudar (en todo sentido) pues es un mundo donde la ubérrima buena fe debe realmente ser aplicada. Tercero estar sobrecalificada y no conseguie trabajo o lo contrario no tener suficientes títulos. . Asi que capacité. Transferir el conocimiento se trasciendes y validas que vale la pena ser asegurador. Un asegurador es quien con su trabajo permite la continuidad de las empresas. La continuidad de la economia. La con tinuidad de un país. La continuidad de la vida. Es maravilloso!!!

Feeling stuck in insurance? Identify the roadblock (promotion stall, lack of skills). Talk to your manager for feedback or consider extra certifications (e.g., underwriting specialization) to boost your resume. This shows initiative and helps you stand out.

My career probably won't hit any roadblocks, as I own my own business and have a sellable asset. Maybe sales could slow down but I would still be able to sell. I made a wise choice 21 years ago (21 years on 4/1/2024) to leave as a producer at an insurance agency and start my own agency from scratch. Now I have and ongoing and very sellable business of my own.

Hacer una carrera en seguros no es fácil ni nadie entra a este mercado siendo un experto, los seguros se van aprendiendo con los años y la experiencia que se va adquiriendo, yo diría que los seguros son de transferencia de conocimiento y de día a día estar aprendiendo; hay que revisar si la situación se está generando por desconocimiento, por práctica o por qué las cosas cambiaron y para cada una de estas situaciones hay un camino, pero, primero es identificar ¿Que hace que se presente esa situación? En esta parte comienza a visualizar a quién o con quién puedo llegar a fortalecer esa falencia que se me está presentando para superar la situación.

Specifically for P&C Carrier side. Insurance career growth is a three legged stool: 1. Experience. 2. Education. 3. Networking. Experience only comes with time. Education can be gained quickly and can help you get to the right role to get the right experience. Ten years stuck in the call center is not the same as 2 years in the call center, 2 in claims, 5 in underwriting and 1 in product. If you're in the very entry level chances are the role is not designed for growth, it's designed to handle a basic function for the company. The company is not in charge of your growth, you are! You must get the day job done adequately, but beyond that you're better off investing your time and effort into some designations, especially CPCU.

Tendemos a pensar que la industria y venta de seguros, es una industria, lenta y con poca dinámica de innovación, eso hace que al menor tropiezo, lo veamos como un bloqueo. Mi recomendación es siempre tener mentalidad de emprendedor/startupero, se puede innovar de muchas maneras: creando o redifiniendo su marca personal, explorando mercados por fuera de su zona de confort, incorporando nuevos productos a su oferta, aprendiendo nuevas competencias, estudiando algo diferente, enseñando a nuevas generaciones, escribiendo sus experiencias y documentando sus casos de éxito y fracasos. El aprendizaje en seguros en continuo, y solo si estamos dispuestos a hacer cosas diferentes y, equivocarnos, podemos crecer, y superar nuestros obstáculos.

Let your manager know that you're seeking career growth and what your tentative plan is. Ask for their feedback. Get a couple of mentors and do the same with them. You should have both an internal and an external mentor. As you grow to the manager level and beyond you'll also need a sponsor. Mentors don't need to be part of a formal mentoring program, in fact many mentors don't know they're your mentor. To find external mentors look at organizations like the CPCU Society and RISE Professionals.

I'm happy to help you come up with a plan for free at ChatwithTony.com Take the feedback from your manager, mentors, and other trusted sources who understand insurance and come up with a short and long-term plan and then create SMART goals for the short-term plan.

Take action on your smart goals. Do at least a little bit every single day to move the ball forward. The reassess maybe quarterly and especially annually.

When I first started in claims I wanted to be a Master Claims Rep, a super cool job title at Nationwide that no longer exists. Then when I jumped into CPCU, I decided the long-term goal was to become CEO of Nationwide or if that failed, a smaller carrier. After many, many changes in direction today I don't even want to be a manager. I realized that the sweet spot for me is sales and motivation type work. Don't be afraid to change course and move around different departments and different companies!

The major road block to a career in insurance can be handled by these major limits 1. The believe you can't do the job. But hard work and an openess to learning will give you the skills 2. Having the required education. Some jobs are specialised so make sure you either have the degree for the role or get the degree. 3. Don't pigeon hole yourself. Look for opportunities to learn by joining work teams in other departments, volunteer, when you have free time assist in other department. All these help you gain knowledge. There are other items but I think these are critical factors.

Finding a mentor or someone willing to challenge you every time you think, this is a dead end, there has to be more, why can’t I get promoted is a valuable step. Sometimes we have to work on ourselves before we change jobs or positions.

Lean on the power of LinkedIn and the community and followers that you should have built. The insurance industry is quite tight so lean on connections to spread the word that you are looking for new opportunities.

From my experience: 1. Engage with Mentorship: I was lucky enough that Zurich offered such a program. In the industry many would love to help if asked. 2. Explore Cross-Departmental Projects: Volunteering for projects outside my immediate department expanded my skills and network. 3. Broaden Your Role Perspective: Open yourself to roles adjacent to traditional insurance positions. Engaging in roles that touch on new technologies or methodologies can provide a fresh set of skills, making you more versatile. 4. Invest in Continuous Learning: Earning certifications like the CPCU required dedication, including early mornings, late evenings.This commitment is vital for professional growth and is recognized within the industry.