Centrus Financial Strategies

Centrus 2024, A Year In Pictures

Maximizing Year-End Charitable Contributions As the year winds down, reviewing your charitable contributions is a great time. Did you know that giving appreciated assets, like stocks, can provide a charitable deduction and help avoid capital gains tax? Talk to us to see how to maximize your giving while optimizing tax benefits. #YearEndGiving #CharitablePlanning#CentrusFinancial

Holiday Spending That Won’t Derail Your Goals Are you planning for holiday expenses? Before you dive into gift lists and travel plans, set a budget that aligns with your financial goals. Small adjustments, like prioritizing meaningful gifts over costly ones, can help keep your spending on track. Need help creating a holiday budget? Reach out—we’re here to help. #HolidayBudget #FinancialGoals #SmartSpending#CentrusFinancial

Family Financial Conversations Over the Holidays Family gatherings during the holidays are great for meaningful conversations, including discussions about family finances and values. If your family supports causes or has financial goals, talking openly can help align everyone’s efforts. Here are some ways to approach the conversation to make it positive and constructive!  1. Set a Relaxed Tone 2. Use Open-Ended Questions 3. Focus on Shared Goals 4. Avoid Pressuring 5. Keep It Short and Positive 6. Follow-Up Later #FamilyFinances #FinancialWellbeing#CentrusFinancial

Celebrate Giving Tuesday Wisely Giving Tuesday is the perfect day to kick off the season of giving! But remember, it’s easy to get swept up in the excitement. Plan for which causes or organizations you want to support and how much you can give without stretching your budget. Thoughtful giving is impactful giving! #GivingTuesday #CharitableGiving #GratefulGiving#CentrusFinancial

Tips for Managing Holiday Giving with Kids Teaching kids about the value of giving can start with simple holiday activities. Involve them in choosing a charity, donating gently used toys, or saving a portion of their allowance to give back. Small steps like these can instill lifelong values of gratitude and generosity. #FinancialEducation #GivingBack #FamilyTraditions#CentrusFinancial

Gratitude as a Financial Habit Gratitude isn’t just for Thanksgiving—it’s a mindset that can influence spending, saving, and giving. Focusing on what we’re grateful for makes us less likely to overspend impulsively. This season, try listing three things you’re grateful for each day to reinforce a positive financial mindset. #Gratitude #FinancialMindfulness #HolidaySeason#CentrusFinancial

Charitable Giving Made Easy with Donor-Advised Funds Are you looking for a tax-efficient way to give back this holiday season? Donor-advised funds (DAFs) can be a great solution. DAFs allow you to make a charitable contribution, receive an immediate tax deduction, and recommend grants from the fund over time. Ask us about how DAFs can help you create a strategic giving plan for years to come. #CharitableGiving #DonorAdvisedFunds #HolidayGiving#CentrusFinancial