Abojani Investment

Never underestimate the power of small, consistent habits. They make a big difference over time. Tomorrow, 15th January at 7:00 PM EAT, Rose Muturi, Managing Director at Branch International, East Africa, will be sharing simple tips to help us build good money habits that stick. She will guide us on starting where we are, and taking one step at a time. Zoom Link: https://lnkd.in/d_ppVd-k Passcode: Smart2025

Wealth creation begins with the right ingredients. Every decision you make shapes your financial future and directly impacts your outcomes. That’s why it’s important to equip yourself with the right tools, knowledge, and strategies that align with your goals. Success in wealth creation is about informed choices and a plan that works for you. Start today and set the foundation for a financially secure future.

We all make money mistakes, but the good news is, we can learn to avoid them. Join us tomorrow, 15th January at 7:00 PM EAT, as Rose Muturi, Managing Director at Branch International, East Africa, shares how to avoid common financial pitfalls by making smart money moves, and get on the right track this year. Zoom Link: https://lnkd.in/d_ppVd-k Passcode: Smart2025

#ICYMI  John Gachora, NCBA Group's MD & CEO, and Stella Njunge, Managing Director and CEO of NCBA Insurance, were recently recognized as part of Business Monthly's Top 25 Most Amazing CEOs Leading with Ethics and Integrity. A big congratulations to both for this well-deserved recognition!

Some usually focus on building wealth through growth (stocks, real estate), while others prioritize stability (bonds, savings accounts). Both are necessary, but the question is: which one are you giving more of your attention to? If you're only focusing on stable investments, you might not be capitalizing on the potential for growth. But if you're going all in on high-risk assets, are you prepared for downturns? Balanced Approach: Diversifying your portfolio with both high-growth and stable investments can ensure you build wealth while protecting against risk.

"Don’t tell your money where to go after it’s gone. Tell it where to go in advance!" This quote is a perfect reminder of the power of financial planning. Taking charge of your money means setting clear goals, tracking your spending, and making intentional decisions before it’s too late. Start today—give every shilling a purpose!

Did you know that most people learn about money through experience? Our mindset about money shapes the way we manage it. Those who view money as a tool tend to make smarter decisions, focusing on wealth building and investing, while those who see it as a stressor might hold onto it tightly, missing opportunities for growth. Want to learn how to set smart financial goals for 2025? Join us on Wednesday, January 15th at 7:00 PM EAT as Rose Muturi, Managing Director at Branch International East Africa, shares valuable insights. Don’t miss out on this valuable session! https://lnkd.in/d_ppVd-k Passcode: Smart2025

The Price-to-Book (P/B) ratio can provide insights into a company's valuation. Here's how: ☑️ When the P/B ratio is less than 1, it may suggest that the company is undervalued (market price is below its book value). ☑️ A P/B ratio greater than 1 could indicate that the company is overvalued (market price exceeds its book value). ☑️ A P/B ratio of 1 typically signifies a fair valuation (market price is equal to the book value). Note: The P/B ratio should not be used in isolation. Other factors should also be considered for a comprehensive assessment. 

Using credit cards may feel like a lifeline, but most credit card debts can take years to clear on minimum repayment. If you take on a KES 50,000 debt on minimum repayment you will end up paying approximately KES 87,500 over 35 months! Unlike overdraft services, credit cards often have higher interest rates, and can therefore can easily spiral into a financial burden.  Taking on any kind of debt requires planning to ensure it doesn’t become overwhelming or damaging to your financial health. Plan to repay your credit card debt quickly to avoid excessive fees. The most dangerous debts are often the ones that don’t seem like debts—don’t let convenience derail your financial goals.

Why does learning about money matter? We talk about money as something we work hard to earn more of, but we often overlook a key aspect: money makes more of itself. The true power of wealth lies not just in how much you earn, but in how you use it to grow and multiply. Smart investing is the key to making your money work for you. Instead of simply saving what you earn, you put your money into assets that generate returns over time, whether through stocks, bonds, real estate, or other investment opportunities. Through strategic investments, your money starts working while you’re not working. It grows passively, earning income or appreciating in value, which creates a cycle of financial growth that can continue even when you're not actively making efforts.