Acorns

Americans are expected to shell out as much as $2,100 this holiday season, opening our wallets for things like gifts, food, and travel. You can receive bonus investments for all that shopping if you do it with Acorns Earn — it's like cash back, but with a chance to grow in the market. These bonus investments can add up over time. Take two average shoppers. Both spend $2,000 during the holidays, but Shopper A earns 3% in bonus investments and Shopper B earns 3% in cash back. Assuming an 8% average annual return, Shopper A would have more than tripled their bonus investments in 15 years. By investing and sticking with it, Shopper A was able to take advantage of the long-term potential power of compounding, while years of 2% inflation may have eaten away at Shopper B's cash back. Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.  Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing.  The hypothetical calculation is for illustrative purposes only and assumes one shopper receives a 8% fixed annual rate of return on a $60 one-time investment over 15 years. 8% annual return was selected as an arbitrary figure to show the potential of long-term investing and compound returns. The other shopper experiences a hypothetical situation where 2% yearly inflation eats away at their savings. Such results do not predict or represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Actual customers will achieve investment results materially different from those portrayed. Acorns receives compensation from business partners to promote or refer customers to such partners for the purchase of non-investment consumer products or services. This type of promotional partnership incentivizes Acorns to refer customers to these businesses instead of businesses that are not partners of Acorns. This affects the ability of Acorns to provide unbiased promotions and could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a customer than the products and/or services promoted by Acorns. Customers are not required to purchase any products and services Acorns promotes. All references to "the market" refer to the S&P 500. Automatic Investing and Dollar Cost Averaging does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels. Past performance does not guarantee future results. https://lnkd.in/gVMGHSNk

Bitcoin hit another all-time-high, jumping +10% to nearly $90,000. So, should YOU invest in Bitcoin? Here are 2 things to think about: - Bitcoin is like any other investment. Some days the price goes up, and other days it goes down.  - Bitcoin can have dramatic swings, but the cryptocurrency has been no more volatile than Nvidia or Tesla over the past year, for example. The takeaway: if you're going to invest in Bitcoin, make sure you're diversified. Say two hypothetical investors made investments of $500 in their overall portfolios at the start of 2022, then invested $10 every week until 11/2024. - Investor A put all their money in a portfolio consisting of 60% stocks and 40% bonds. - Investor B put 58% in stocks, 39% in bonds, and 3% in Bitcoin. Investor B would be up over 24.3% in (almost) three years, slightly higher than Investor A’s 20.7% return. Investor B was able to benefit from diversifying with Bitcoin. They just needed to stick with it through the ups and downs. ------------------------------------------------------------------------------- Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.  Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. The graphic comparing  the 60/40 portfolio and the portfolio with Bitcoin was based on calculations between 12/31/2021-11/13/2024. We used the S&P 500 Total Return Index for stocks, Bloomberg US Aggregate Bond Index for bonds, and Bitcoin itself for Bitcoin. References to total return include the reinvestment of dividends and results are not adjusted for inflation. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges. Past performance is no guarantee of future results. Acorns does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided to Acorns customers through an ETF that invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin-linked ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the prospectus carefully before you invest.

We just started what has historically been a good stretch for the market — and that could be more good news for investors! Since 1957, the S&P 500 has increased by an average of 6.7% during the six-month stretch between November and April. That well exceeds the 1.7% gains we’ve historically seen during the other half of the year. Just because the market has historically done better between November and April doesn’t mean you can’t see gains from May onward. If there are gains, you don’t want to miss out on them! As long as you’re diversified (think stocks, bonds, and maybe even Bitcoin) and invest consistently, you don’t have to try to guess what's best month to invest — your money is working for you year-round. ------------------------------------------------------------------------------- This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product. The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions. Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.  Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. The “More good times ahead?” graphic looks at the average S&P 500 returns from November to April and May to October between 4/30/1957 to 10/31/2024 All references to “the market” refer to the S&P 500 Index.  The S&P 500 Index is a weighted index of 500 leading publicly traded companies in the U.S and often used as a market benchmark. References to total return includes the reinvestment of dividends and results are not adjusted for inflation. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges. Past performance is no guarantee of future results.

Bitcoin hit a new all-time high last week, so you might be wondering if now is the right time to invest in the cryptocurrency. We can’t make that decision for you. What we can do is help you understand the potential investment opportunity — and risks — behind Bitcoin. Think of Bitcoin like any other investment. Some days the price goes up, and other days the prices go down. Except with Bitcoin, the swings are more extreme. That’s why we do Bitcoin the Acorns way — by helping you stay invested for the long-term with a diversified portfolio. With Acorns' Bits of Bitcoin, you can invest 1 to 5% of your existing portfolio in a Bitcoin linked ETF. Doing it this way means you don't have to make any tradeoffs. Your Acorns portfolio will still be diversified, and you won’t be taking so much risk that you jeopardize your long-term goals. Get started here: https://lnkd.in/gf2t2Pxj This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product. The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions. Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.  Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. Acorns does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided to Acorns customers through an ETF that invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.  Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the prospectus carefully before you invest.

It's about time in the market not timing the market. #Acorns #GrowYourOak -------------- Individual featured is an employee of Acorns. https://lnkd.in/gkArQCYE Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

What's going on in the markets? The market didn’t give us much in gains or losses in October, but it’s not necessarily a bad thing when you consider it’s still up 21% in 2024. On the economic front, we’re in a sweet spot: the inflation rate eased to 2.4% in September, the economy grew by  an annual rate of 2.8% in the third quarter, and unemployment came in at a historic low of 4.1% in October. Here's what to watch this week: The Federal Reserve meets this week to decide what to do with interest rates. Chances are interest rates are going down, but don’t expect as big of a move as September’s rate cut. Most investors expect the Fed to cut rates by 0.25%. Of course, the biggest news this week is the election. It’s normal for the market to hit a few hiccups around Election Day. No one knows who will win, and uncertainty tends to make the market a little jittery. But if we do hit some bumps, history shows it shouldn’t last too long. ---------------------- Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com

Halloween is all about diversification. Let us explain. Nobody is looking to come home with just a bag full of Tootsie Rolls — you want a little bit of everything. Your investment portfolio should look like your ideal trick-or-treating haul: diversified. There should be a variety of assets in both your pillowcase (e.g. chocolate, sour, chewy, fruity, and candy corn!) and your portfolio (e.g. small co. stocks, large co. stocks, bonds, treasuries, intl. stocks, etc.). Here’s our ideal diversified Halloween haul: 47% Snickers  6% Milky Way 3% Tootsie Rolls 24% 3 Musketeers 6% Sour Patch Kids 14% Starburst What would your diversified Halloween haul look like? —----- Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

We're honored to be featured on TIME World's Best Brands of 2024 list! #GrowYourOak #Acorns Especially honored that this list was determined by asking 22,000 consumers what they think are the best brands!

Full circle moment for me to sit down with Noah Kerner on my show this week. Noah is the CEO of Acorns - a company I’ve followed and been a fan of since their early days. Full episode can be listened to here: https://lnkd.in/eAcYxgCf

Noah Kerner, CEO/Chair of Acorns, joins Dante Simpson, Ph.D on the latest episode of The Table, to discuss how small amounts saved and invested everyday add up over time, through the power of compounding. According to Kerner, Acorns is built upon the premise, "putting the responsible tools of wealth-making in everyone's hands. Wealthy people make money putting assets in diversified portfolios, and holding it, not panicking". Join us to learn about the company's vision, their future and their various products. FINTECH.TV