Action Financial Strategies, LLC (Investment Management, Financial Planning)

🎄✨ From all of us at Action Financial Strategies, we wish you a holiday season filled with joy, laughter, and plenty of fun facts! As we reflect on 2024 and look forward to 2025, we’re reminded that it’s the little discoveries—whether surprising insights or new strategies—that make life richer. Thank you for trusting us with your financial journey. We’re excited to continue learning and growing together in the new year. Cheers to a bright and merry season! Happy Holidays, Teresa, Sam, Brian Ruh, Brad Ruh, Krista, Wendy #HappyHolidays #AFSTeam #GratefulForYou #DoLifeBetter

🛡️ Are you a business owner worried about protecting your hard-earned business from life’s uncertainties? Whether it’s due to a partner’s unexpected exit, disability, or even a divorce, having a buy-sell agreement in place is essential to ensure smooth ownership transitions and shield your business from financial shocks. In this week’s video, Brad explains how buy-sell agreements can safeguard your business from costly legal and tax issues, detailing smart strategies like installment payments, life insurance funding, and structured buyouts for smooth transitions. These practical solutions can help secure your business’s future and avoid the unexpected hurdles that come with ownership changes. ➡️ Tune in to see how these powerful agreements can help you avoid common pitfalls and ensure a stable, prosperous future for your business! WEBINAR Ready to learn more? Watch our Retirement Readiness Webinar made exclusively for small business owners: https://lnkd.in/gPY8uuTZ #BuySellAgreement #BusinessPlanning #ProtectYourBusiness #FinancialProtection #SmallBusinessTips #BusinessOwners #PartnershipPlanning #BusinessSuccession #SecureYourFuture #ExitStrategy #BusinessStrategy #AvoidCostlyMistakes #PlanAhead #BusinessGrowth #ActionFinancialStrategies

Feeling the sting of high taxes as a business owner? In today’s video, Brad reveals powerful tax strategies with Section 179 and Bonus Depreciation to help you maximize deductions and reinvest in your business. Imagine being able to write off your latest equipment purchase or tech investment against this year’s income—offering immediate cash flow relief and setting the stage for future growth. Takeaways: • Section 179: Deduct up to $1.16 million on eligible equipment and vehicles in 2024. • Bonus Depreciation: Write off an additional 80% on purchases above the Section 179 cap. • Financing Advantage: Deduct the full purchase price—even if you only made a down payment! These strategies help you keep more of your hard-earned income while investing in critical tools for growth. With year-end approaching, this video could be the tax-saving guide your business needs. Watch now and make the most of your investments!

Deadlines Approach! Year-End Financial Planning for 2024 Feeling the pressure to wrap up your finances before year-end? In this week’s video, Brad shares 6 key strategies to help maximize tax savings, make the most of retirement contributions, and start 2025 in a strong financial position. From maximizing contributions to Roth conversions to spending down FSAs and tax-loss harvesting, these year-end moves can help protect your wealth and give you peace of mind going into tax season. Don’t let overlooked opportunities cost you—watch now to get prepared! Are you a business owner or preparing for retirement? Check out our free Retirement Readiness Webinar for expert guidance to help you organize your plans for the future. Link in comments 👇

Are taxes putting your retirement at risk? Let’s face it, nobody wants their retirement savings eaten up by taxes—especially with U.S. debt soaring past $35 trillion and climbing. So, what can you do to protect your hard-earned money? In this video, Brian breaks down how to work toward a 0% tax bracket in retirement. It’s not just about saving more—it’s about keeping what you’ve already earned. Learn how strategies like Roth IRA conversions and tax-efficient plans can safeguard your nest egg against future tax hikes. 👉 Watch now to take control of your financial future before it’s too late! #TaxPlanning #KeepMoreSaveMore #RetirementReady #ProtectYourNestEgg #ZeroTax #FinancialFreedom #RothIRA #RetirementPlanning #Money #Savings #Taxes

Are you worried about the taxes you'll owe on your retirement savings? 🤔 In this week's video, Brian breaks down essential tax strategies that can help you keep more of your hard-earned savings. We explore the conversations you need to have about your financial future and planning accordingly. With tax brackets currently at some of the lowest levels in U.S. history, now is the time to consider tax-efficient moves. Watch now to learn how to navigate these challenges and secure your retirement! #TaxPlanning #RetirementSavings #FinancialSecurity #Money #Saving #Taxes #ActionFinancialStrategies #MoneyTalk #TaxStrategies #Investments  #QCD #RothConversation #RothIRA #Debt #FinancialPlanning

Feeling the anxiety of stock market selloffs and wondering whether to stay invested or withdraw? You're not alone! This week's video tackles the burning question: should you time the market or stay the course? 🏦📉 Listen for insightful strategies and actionable takeaways to help you navigate the ups and downs of the stock market. Learn how to turn market downturns into opportunities for long-term growth and build a resilient financial future. 🔗 Watch the full video now to gain confidence in your investment strategy! #StockMarket #InvestmentStrategy #FinancialPlanning #MarketSelloffs #Money #Saving #ActionFinancialStrategies #Investing #MarketVolatility

Don’t Outlive Your Savings: Strategies to Help Ensure You Never Run Out of Money... This week’s video tackles the pressing issue pre-retirees face: securing a stable income in retirement. Here’s a quick look at the takeaways you'll get: • The Impact of National Debt: How it affects your retirement savings. • Healthcare Costs: Preparing for rising expenses. • Strategic Roth Conversions: Save on taxes and grow your wealth tax-free. • Actionable Tips: Plan today for a worry-free retirement tomorrow. Watch now to learn how to protect and grow your retirement savings. 📈🔗 #RetirementPlanning #FinancialSecurity #RothIRA #TaxSavings #SmartInvesting #TaxPlanning #Saving #RetirementIncome #FinancialPlanning #FinancialDecisionsMadeSimple

Money issues can really stress out a relationship, but guess what? They don't have to! In this week's video, Brian shares six actionable takeaways to help you and your partner navigate financial discussions and plan effectively for a secure retirement. Discover how open communication, setting joint financial goals, and leveraging each other's strengths can transform your financial journey together. Let's explore how smart planning can turn financial challenges into opportunities for growth and cooperation. 🔗 Watch the full video now to get the six essential tips for building a strong and secure financial future together! #FinancialPlanning #Marriage #RetirementSavings #TaxPlanning #ActionFinancialStrategies #MoneyTalk #FinancialDecisionsMadeSimpl

In this week’s video, Brad tackles the common dilemma many homeowners face: should you focus on eliminating your mortgage debt or take advantage of potential investment returns? He'll walk you through specific scenarios, offering valuable insights and actionable takeaways to help you make the best decision for your financial future. Discover how open conversations about your goals and risk tolerance can lead to a more secure and prosperous retirement. 🔗 Watch the full video now to get Brad's advice on helping you make smart financial decisions when it comes to prioritizing paying off your mortgage vs. investing! #FinancialPlanning #MortgageAdvice #Investing #RetirementGoals #ActionFinancialStrategies #DebtManagement #Mortgage