Allied Insurance Managers, Inc.

📊 Business owners: Year-end questions to consider: 💭 How has your business model evolved this year? 💭 What new technologies have you adopted? 💭 Have you expanded to new locations? 💭 Are you offering new products or services? 💭 Has your client base significantly changed? Start the new year confident that your business protection matches your growth! #BusinessPlanning #YearEndReview #SmallBusiness

📦 Protect your holiday deliveries with these smart tips: - Track packages actively - Request signature confirmation - Install doorbell cameras - Use secure delivery locations - Schedule deliveries when you're home - Join neighborhood watch groups Bonus tip: Consider using Amazon lockers or your office for high-value items! What's your strategy for securing holiday deliveries? #DeliverySafety #HolidayTips #PackageTheftPrevention

❄️ Winter driving isn't just about snow tires! Essential winter car prep checklist: 🚗 Test your battery - cold weather drains power 🚗 Check tire pressure weekly 🚗 Replace worn windshield wipers 🚗 Keep washer fluid full 🚗 Pack an emergency kit with blanket and warm clothes, flashlight and batteries, first aid supplies, snacks and water, ice scraper and brush What's in your winter emergency car kit? #WinterDriving #RoadSafety #WinterPrep

🎄 Decking the halls? Keep safety first! Holiday decorating checklist: ✨ Check all light strings for damage ✨ Avoid overloading circuits ✨ Keep trees away from heat sources ✨ Secure outdoor decorations properly ✨ Keep extension cords away from snow/water ✨ Use proper outdoor-rated equipment Share your favorite holiday decoration safety tip below! #HolidaySafety #ChristmasDecorations #SeasonalTips

🎯 Business owners: Key questions for 2025 planning: 📋 Has your cyber risk exposure changed this year? 📋 Have you added or reduced staff? 📋 Has your property value or inventory level shifted? 📋 Could your business survive a 3-month disruption? 📋 Have you added or upgraded vehicles? Schedule a review with your agent to discuss these crucial areas. #BusinessPlanning #2025Planning #RiskManagement

❄️ Is your home truly ready for winter's challenges? Essential winter prep checklist: - Check attic insulation and ventilation - Clean gutters and downspouts - Seal drafts around windows and doors - Test smoke/carbon monoxide detectors - Service heating systems and chimneys - Protect outdoor faucets and pipes What winter prep tasks are on your list? #WinterSafety #HomePrep #WinterReady

Happy Thanksgiving! 🦃 As you prep for the big feast, remember: kitchen safety is key to avoiding holiday insurance claims. Two major risks to watch out for: Turkey fryer fires: These can cause severe damage. Always fry outdoors, away from structures. Unattended cooking: Most kitchen fires start when cooking is left unattended. Stay in the kitchen, especially when frying or grilling. A kitchen fire could ruin more than just dinner - it could lead to a hefty insurance claim. From all of us at Allied Insurance Managers, have a safe and happy Thanksgiving! #ThanksgivingSafety #KitchenSafety #HolidayTips

Our team at Allied Insurance Managers came together this year and donated a variety of unperishable goods for the Neighborhood House Food Pantry in Rochester! 😄♥️ #AlliedInsuranceManagers #FoodPantry #NeighborhoodHouse #HolidaySeason Angela Bernhardt Shealy Robinson

Did you know your insurance decisions can impact your tax situation? Here are two key points to consider: Premium deductions: Most business insurance premiums are tax-deductible. Have you accounted for all your policies? Risk management investments: Upgrades to improve safety (like fire suppression systems) may qualify for tax incentives. Remember, proper documentation is crucial for any insurance-related tax deductions. Need help understanding how your insurance choices affect your bottom line? Let's review your coverage before the year ends! #BusinessTaxPlanning #InsuranceTips #YearEndReview

Attention business owners with outdoor workers: Winter brings unique risks to your team. ❄️👷♂️ Protecting your employees isn't just the right thing to do - it's a must for your workers' comp insurance. Here are two key areas to focus on: Proper gear: Ensure workers have insulated, waterproof clothing and footwear with good traction. Warm-up breaks: Regular indoor breaks prevent hypothermia and boost productivity. Remember, a safe workforce means fewer claims and potentially lower insurance premiums. Need help reviewing your workers' comp policy for winter risks? Let's chat! #WorkplaceSafety #WorkersComp #WinterBusiness