American Integrity Insurance Company

Golf cart insurance and regular maintenance go hand in hand to protect your ride and ensure it’s always ready to roll. Together, they provide peace of mind so you can enjoy your golf cart without worry. 👉Why Golf Cart Insurance Matters: • Liability Protection: Covers damage or injury to others if you’re at fault. • Collision Coverage: Pays for repairs to your cart after an accident, whether on or off the course. • “Other than” Collision Coverage: This covers your golf cart from losses due to fire, flood, theft, or vandalism. We offer several deductible options. 👉Maintenance Tips to Keep Your Cart Rolling: • Check Tire Pressure • Clean the Batteries (and consider storing lithium batteries in a fireproof bag) • Inspect Bolts and Fasteners • Schedule Routine Service ⛳️Contact an American Integrity agent today for a quote on our tee-rific coverage! #AmericanIntegrity #GolfCartLife #StayCovered #GolfCartInsurance #GolfCartMaintenance

A Charlotte County contractor, Joel Reed, was arrested for misapplication of construction funds after taking nearly $200,000 from a homeowner and failing to complete any home repairs. The homeowner, Barbara Walsh, who had suffered damage to her property due to Hurricane Ian, contracted Reed's company, Freedom Builders of SWFL, hoping to rebuild her family home. Despite signing a contract for over $400,000, little progress was made, leaving the house in a state of disrepair. It was discovered that Reed transferred the funds to his personal account after receiving them, and he also falsely claimed to be a veteran. Bryan Oglesby with the Better Business Bureau calls Reed a storm chaser. "They're unlicensed contractors. They're knocking on your door, and they're here to tell you a story. Then, usually they never come back and even do the job. If they do it, it's not a good job, and you can never find them to fix any problems," he explained. To avoid a similar situation, it is critical to thoroughly check the credentials and background of any contractor before entering into an agreement. If you are starting a home renovation project, contact the department of business and professional regulation (DBPR) to make sure your contractor is licensed and in good standing. https://lnkd.in/e3KAKWJ6

We're #hiring a new Business Intelligence Developer in Greater Tampa Bay Area. Apply today or share this post with your network.

Third-Party Litigation Funding, which involves investors providing funding for lawsuits with the expectation of financial returns, is on the rise in the past few years. It has become a significant concern for companies and insurers, due to the escalating costs associated with settlements and jury verdicts. This trend has made it increasingly challenging for insurers to manage their underwriting portfolios, potentially resulting in higher premiums for customers. Legal system reforms, including the implementation of disclosure requirements for third-party funders, are being proposed to tackle the issues arising from this growing threat. By combining proactive risk management practices and legal system reforms, insurance costs can be kept in check while ensuring protection for individuals who have been harmed by corporations. https://lnkd.in/eWbr8nZq

As a Southern homeowner, starting the year with a clear understanding of your insurance coverage is key to protecting what matters most. From unpredictable weather to life’s changes, ensuring your policy is up-to-date provides peace of mind and security for 2025. At American Integrity, we’re committed to helping you safeguard your home and loved ones. Contact your knowledgeable American Integrity agent today to review your policy. Let’s make this year your most prepared yet!

Frivolous lawsuits have far-reaching consequences that impact not only the direct parties involved, but also affect the lives of all individuals in Florida. By driving up the costs of fundamental necessities like food, cars, healthcare, and insurance, this misuse of lawsuits creates a ripple effect that can trigger job losses, inflation, and financial strain. The burden of these unnecessary legal battles disproportionately weighs on Floridians, particularly impacting retirees and working families within marginalized communities. However, the positive outcomes of tort reform enacted in 2022 and 2023 are becoming increasingly evident. The decline in frivolous lawsuits has led to more market stabilization, and in some cases, even resulted in premium reductions for some policyholders. This shift not only benefits individual consumers but also contributes to the overall economic stability and well-being of the broader Florida community. By addressing the root causes of frivolous lawsuits and fortifying legal frameworks to deter their proliferation, Florida stands to safeguard the financial interests of its residents and reinforce a more equitable and sustainable economic landscape for the future. https://lnkd.in/eh8h-Zvv

🌟We are #hiring! 2025 is the year of growth, personally, professionally, and even as an organization! We're excited to see the new innovation and exciting accomplishments that come out of this year. What's your #NewYearsResolution? Find a job that values you? Join a team that has an awesome culture? You can find all that right here 👉 https://lnkd.in/eVei7WCt

The surge in "nuclear verdicts," (jury awards of $10 million or more) is resulting in a hidden “tort tax” for consumers. These mammoth payouts are not only driving up costs for industries like trucking and retail but also impacting the prices of goods and services, putting a strain on finances and risking business operations. Some business owners are pushing for more transparency in litigation funding and reforms within the legal system to tackle the challenges brought by these hefty verdicts. They're urging for transparency in funding to ensure that everyone involved in a case, including potential jurors, knows who's financing the legal battle. Industries like trucking are feeling the squeeze as insurance costs skyrocket due to these large verdicts. Without reform, there's a real risk of insurance becoming unaffordable, adding more financial stress on businesses. This could spell trouble for business survival and financial stability, especially when companies are already facing tight margins and financial pressures. Ignoring these challenges could have significant financial consequences on Florida businesses and consumers alike. https://lnkd.in/e6e5j8tX

Happy 5th Anniversary, John Walsh! John came onboard in 2020 as our VP of Innovation and Data to lead our Data Insights & Reporting and Special Projects teams. We're grateful to have him on our team and we can't wait to see what 2025 holds for us! Congratulations on 5 years, John!