Arimma

Do banks truly know their customers? 🤔 Banks sit on mountains of #data: transactions, #payments, app behavior, social media comments, and more. But how often do they use this data to craft meaningful, personalized experiences? 🧐 Take Spotify as an example. Their #platform doesn’t just offer playlists; it creates a deeply personal experience by analyzing past listening habits, #contextualdata (time, location, mood), and even predicting needs—serving you the perfect playlist for your Monday workout or a chill evening at home. Now, compare that to #banking apps, where the “one-size-fits-all” approach is still too common. Banks often collect the right data but fail to connect the dots. Silos within teams lead to a fragmented understanding of the #customerjourney. Frustrations, like app crashes, confusing processes, or mismatched products, go unnoticed because insights are isolated. It’s not about gathering more data but about integration. Imagine a bank app that not only tracks your spending but offers budgeting tips before you overspend, or suggests investment options based on your life stage. That’s personalization in action. When banks prioritize breaking silos and empowering #product teams to own the end-to-end customer journey, magic happens. Customers feel seen, heard, and understood.

2025 digital banking trends

🌟 Reflecting on 2024: Building Momentum for an Exciting 2025! 🌍 As the year draws to a close, we at Arimma take a moment to reflect on an incredible 2024—a year of engagement, innovation, and growth. It has been a journey of laying strong foundations to launch something truly transformative for African agriculture and beyond. This year, we: ✅ Engaged with investors who share our vision of sustainable finance and agriculture. ✅ Collaborated with regulators to ensure compliance and readiness to scale across key markets. ✅ Worked tirelessly behind the scenes to build a blend of decarbonized banking and robust agro-solutions tailored for farmers, small businesses, and students. As we step into 2025, we are filled with excitement for the road ahead. This is the season where Arimma unleashes its potential, delivering smart, sustainable, and scalable solutions that empower Africa’s farmers while driving climate action. Our mission remains clear: to enable financial inclusion, champion decarbonized farming, and foster resilience in communities across the continent. To everyone who has supported us on this journey—thank you! The best is yet to come. 🌱 #Arimma #SustainableBanking #DecarbonizedFarming #AfricaRising #InnovationForImpact #2025Vision

Arimma needs to disclose its sustainability commitment as part of its ESG (Environmental, Social, and Governance) strategy to demonstrate transparency, accountability, and alignment with global efforts to combat climate change. As a climate neobank, Arimma's core mission revolves around environmental sustainability. Disclosing its commitment ensures stakeholders, investors, and customers understand the company's role in advancing climate adaptation and sustainable finance. It also builds trust, attracts responsible investment, and strengthens its reputation as a leader in climate-focused banking.

How Arimma will Empower Farmers and combat climate change in Africa In the face of escalating climate challenges, Africa's farmers stand on the front lines, grappling with unpredictable weather patterns, water scarcity, and soil degradation. These challenges not only threaten their livelihoods but also the food security of entire communities. To address these pressing issues, Arimma, an AI-powered climate neobank, is stepping up with innovative solutions designed to empower farmers with essential climate data, financial services, and comprehensive support in combating climate change. Empowering Farmers with Climate Data Knowledge is power, and for farmers, timely and accurate climate data can make the difference between a bountiful harvest and a failed crop. Arimma leverages advanced AI and satellite technology to provide farmers with real-time climate information and forecasts. This includes: Weather Predictions: Detailed and localized weather forecasts help farmers plan their activities, from planting to harvesting, minimizing losses due to unexpected weather events. Soil Health Monitoring: Data on soil moisture and quality allows farmers to optimize irrigation and fertilization practices, enhancing soil fertility and crop yields. Pest and Disease Alerts: Early warnings about potential pest infestations or disease outbreaks enable farmers to take preventive measures, safeguarding their crops. Financial Services Tailored for Farmers Access to financial services is crucial for farmers to invest in modern agricultural practices and technologies. Arimma's financial offerings are designed to meet the unique needs of farmers: Affordable Credit: Through partnerships with lenders and insurers, Arimma provides farmers with affordable credit options to purchase seeds, equipment, and other essentials. Credit Building: Farmers can build their credit profiles by demonstrating consistent financial behavior, opening doors to better financial opportunities in the future. Insurance Products: Innovative insurance solutions protect farmers from the financial impact of crop failures due to extreme weather events, ensuring their resilience and sustainability. Combatting Climate Change Carbon Credit Programs: Farmers participating in sustainable practices can earn carbon credits, which are sold to companies aiming to offset their emissions. This provides an additional revenue stream for farmers while contributing to global carbon reduction efforts. Community Engagement: Arimma fosters community-based initiatives that encourage collective action against climate change. By working together, farmers can share knowledge, resources, and support, creating a more resilient agricultural sector. A Vision for the Future As Arimma prepares to launch in South Africa in Q4 2024 and in Kenya in 2025, the neobank is committed to working closely with farmers, businesses, and governments to create a robust ecosystem that champions climate adaptation and mitigation.