Carleton, Inc.

As the new Administration's recent efforts to limit or dismantle the Consumer Financial Protection Bureau (CFPB) grow, many in the lending industry are wondering what effect this could have on lending policies.   Here's What You Need to Know: https://bit.ly/40Y5CiL   #ThoughtLeadership #Blog #CFPB #TILA #Finance #Regulations #Compliance #RegulatoryCompliance

We're excited to announce our newest strategic partnership with Algebrik AI, a cloud-native, AI-powered Loan Origination Platform. This initiative merges the latest advancements in artificial intelligence with a Loan Origination System (LOS) and incorporates regulatory-compliant payment calculations, poised to transform the consumer lending industry!   Matt Ruszkowski, President & COO of Carleton, Inc. stated, “Our partnership with Algebrik highlights the importance of accurate and compliant payment calculations in today's financial landscape. Together, we're empowering lenders with tools to increase efficiency and build trust from borrowers, thereby enhancing the lending journey.”   This collaboration ensures compliance across 1,000+ calculation methods, including credit insurance, disability, and GAP coverage, while adapting to lender-specific rules. Integrating Carleton's APIs within Algebrik's cloud and AI-native architecture allows lenders to introduce new products with minimal effort and seamlessly scale their offerings regardless of size.   Read Full Announcement: https://bwnews.pr/42JH7IK   #Partnership #Compliance #ArtificialIntelligence #AI #FinTech #LOS #LoanOriginationSystem #ConsumerLending

Our annual review of compliance alerts is now available! Check out our recap of all the state and federal changes effective in 2024 and which regulatory changes to keep an eye on in 2025.   View Annual Compliance Alert Review: https://bit.ly/3PXnSnd   #ComplianceAlerts #RegulatoryCompliance #CFPB #FTC #CarletonCompliance

ONE WEEK AWAY! We're only a few days away from two of the most exciting automotive conferences to kick off in New Orleans. The 2025 #NADASHOW and the American Financial Services Association Vehicle Finance Conference showcase all the essential solutions, industry knowledge, and networking opportunities needed to keep your organization and platform ahead of the competition.   The Carleton team is anxious to get down there and we're looking forward to connecting with all the great minds of the auto industry. President, Matt Ruszkowski, General Counsel & VP of Compliance, Sarah Way Milovich, and VP of Software Services, Deborah Grounds will be attending. Let us know if you'd like to meet up!   #AFSA #AFSA2025 #NADASHOW #Automotive #AutoFinance #CarletonCalcs #CarletonDocs #CarletonCompliance

We just released our latest compliance alert recap of the legislative updates from across the country. These particular changes impact Indiana, Pennsylvania, and New York. View December Compliance Alerts: https://bit.ly/4gO6XQ0   #ComplianceAlerts #RegulatoryCompliance #CFPB #Indiana #Pennsylvania #NewYork #CarletonCompliance 

This holiday season, our team was honored to once again partner with the Family & Children's Center, Inc., bringing joy to families by delivering presents to children across St. Joseph County.    This great organization serves 1,000+ children and families locally through their early childhood and parent education and support programs. Their mission is to build strong families and healthy children.   Learn more about the Family & Children's Center: https://bit.ly/4gJuAZr   We deeply appreciate the generosity of each team member in purchasing gifts for these children, as their involvement reinforces Carleton's core values.   Here's Tonya Hardisty, Director of Client Success, and one of her "little" elves helping deliver the gifts to the Family & Children's Center.   #CommunityInvolvement #CarletonCares #HappyHolidays 

At Carleton's holiday party, our very own Joseph P. Discenza surprised everyone by writing a Carleton holiday song (the night before the party) and then serenaded the team with his great voice! His song is to the tune of "Winter Wonderland" and is titled "A Valid APR". Enjoy! 🎄❄️🎵🎹   #HolidayParty2024 #CompanyCulture #ConsumerLending #APR #ChristmasCarols #WinterWonderland #HolidayMusic

Over the weekend, the Carleton family gathered to unwind and have some fun at our annual holiday party on the University of Notre Dame campus. It was an evening filled with joy, laughing, singing Christmas carols, and honoring Samuel Heckard and Donald Renfro for celebrating their 10-year work anniversary in 2024 as well as Joseph P. Discenza celebrating his 30-year anniversary!    We are truly proud of each team member for their continued hard work and dedication towards our clients. We wish you all a happy, healthy, and successful 2025!   #CompanyCulture #CompanyChristmasParty #WorkHolidayFun #HolidayParty2024 #EmployeeAppreciation #WorkAnniversary

The Carleton team had a full day yesterday with our annual company-wide strategic planning meeting. It was very productive as we reviewed how 2024 went, had multiple breakout sessions, recognized areas where we can improve as a company, and ultimately strategized how we can continue to enhance the customer experience for the consumer lending industry. Needless to say, we're very excited for what's in store for 2025!    #Strategy #TeamBuilding #CompanyCulture #PlanningForSuccess #Collaboration #ConsumerLending #DigitalSolutions #PaymentCalculations #RegulatoryCompliance #GrowthSPORT