Century Management Financial Advisors

More than one-third of pre-retirees feel they are not on track to meet their retirement savings goals—or don’t have a clear goal at all. For many retirees, Social Security alone isn’t enough, making personal savings and investments essential for supplementing retirement income. It’s natural to have questions like: • Will I outlive my money? • When can I afford to retire? • Will I have enough to cover a long-term care event? • How can I generate retirement income in a tax-efficient way? The good news is that with the right guidance, you can take control of your financial future and create a roadmap to retirement with confidence. As a CFP®, an Accredited Investment Fiduciary (AIF®), and a Wealth Management Advisor with more than 30 years of experience, I can help you navigate these challenges and develop a customized plan tailored to your goals and priorities. It’s never too early—or too late—to start planning. When you're ready, I’m here to help. Let’s talk about how we can create a plan that gives you the financial peace of mind you deserve. 512-636-2026 #RetirementPlanning #WealthManagement #FinancialPeace #CenturyManagement #ScottVanDenBerg #FinancialConfidence

Are you seeking a tailored approach to wealth planning designed to help you achieve your financial goals with clarity and confidence? At Century Management, we guide you through a comprehensive process that starts with understanding your objectives, time horizon, and risk tolerance. From there, we create a customized plan that aligns with your short- and long-term goals. This includes selecting an investment strategy tailored to your needs and collaborating with outside experts to develop integrated strategies for tax planning, asset protection, and more. We maintain ongoing communication to ensure your plan evolves as your life and priorities change. Our ultimate goal is to give you peace of mind, knowing your financial future is in capable hands. As a fee-only financial advisor, I’m here to provide expert guidance and empower you to make informed decisions about your wealth. Contact us today to schedule a consultation and take the first step toward financial clarity and confidence. #WealthPlanning #RetirementPlanning #BusinessTransitions #TaxStrategies #SuccessionPlanning #FinancialFreedom #CenturyManagement #AustinFinancialAdvisor #AssetProtection #SmallBusinessOwners #HighlyCompensatedProfessionals

February 17 is National Random Acts of Kindness Day—a great reminder of the power of generosity and the positive impact it can have on others. For those with charitable giving goals, kindness can also align with smart financial planning strategies. At Century Management, we often help clients integrate charitable giving into their financial plans in a way that reflects their values while also maximizing tax efficiency. Here are a few strategies to consider: • Donor-Advised Funds (DAFs): These accounts allow you to make a charitable contribution, receive an immediate tax deduction, and distribute the funds to charities over time. • Qualified Charitable Distributions (QCDs): If you’re over age 70½, you can direct a distribution from your IRA to a qualified charity, satisfying part or all of your Required Minimum Distribution (RMD) while potentially reducing your taxable income. • Appreciated Assets: Donating appreciated stock or other assets can provide a double benefit—allowing you to avoid capital gains taxes while claiming a charitable deduction for the full market value of the asset. Charitable giving is not just about tax benefits; it’s about making an impact on the causes that matter most to you. This Random Acts of Kindness Day, consider how you can support your favorite charitable organizations in a way that aligns with your financial plan. If you’re interested in learning how to incorporate charitable giving into your wealth strategy, let’s connect. Together, we can create a plan that supports both your financial goals and your desire to give back. Disclosures: This is for informational purposes only and should not be considered tax or legal advice. Please consult with a qualified tax or legal professional regarding your specific situation. #CharitableGiving #TaxPlanning #RandomActsOfKindness #WealthManagement #CenturyManagement #FinancialPlanning

Love isn’t just about emotions—it’s about building a future together. Couples who openly discuss money, align financial goals, and support each other’s values create stronger, more secure relationships. Regular “money dates,” shared goals, and a plan for spending, saving, and investing can transform finances from a stress point into a foundation for long-term success. Want to feel confident about your financial future as a couple? It starts with open communication and the right strategy. #WealthBuilding #FinancialSuccess #MoneyAndMarriage #FinancialPlanning #InvestWisely #RetirementReady #ScottVanDenBerg #CentMan #CenturyManagement

Money fights are one of the top reasons relationships struggle. Avoiding financial discussions leads to misunderstandings, resentment, and stress that can build over time. Without clear goals, couples may find themselves pulling in different directions—jeopardizing both their finances and their future together. Ignoring money won’t make the problem go away. Taking control, setting shared goals, and seeking expert guidance can help couples turn financial tension into financial security. Are you and your partner on the same page about money? If not, it’s time to start the conversation. #MoneyMatters #FinancialStress #PlanForTheFuture #SmartInvesting #WealthManagement #RetirementPlanning #ScottVanDenBerg #CentMan #CenturyManagement

Scott Van Den Berg was quoted in the Kiplinger Personal Finance Newsletter with his Thanksgiving thoughts. https://lnkd.in/dx9pxZ2r

As we gather with friends and family this Thanksgiving, it’s important to remember the value of gratitude. Whether it’s the love of those around us, the opportunities we’ve had, or the lessons we’ve learned along the way, we all have something to be thankful for. Gratitude reminds us of what truly matters and encourages us to reflect on how we can give back to those in need. Wishing you and your loved ones a Happy Thanksgiving filled with joy, reflection, and appreciation for all life’s blessings. #HappyThanksgiving #Gratitude #FamilyFirst #ThankfulForLife #CenturyManagement #ScottVanDenBerg

The market is constantly shifting, and life changes can unexpectedly impact your financial plan. That’s why it’s essential to regularly update your financial strategy to ensure it still aligns with your goals. Whether it’s optimizing your tax strategies, adjusting your portfolio, or preparing for upcoming life transitions, proactive planning can make all the difference. If you haven’t reviewed your financial plan recently, now is the time to do it. Together, we can help ensure you’re not just reacting to changes but thriving in a way that supports your long-term success. #ProactivePlanning #StayAhead #WealthManagement #SecureYourFuture #CenturyManagement #ScottVanDenBerg

November is National Family Caregiver Month, and we're honoring the resilience of caregivers everywhere. If you're stepping into this role or already there, our recent article provides essential strategies to help navigate the financial and emotional aspects of caregiving, especially if it involves early retirement.  Here are 10 key takeaways from our webinar and article to guide your journey: 1. Understand Your Care Options: From home care to senior living facilities, knowing what's available helps prevent crisis-mode decisions. 2. Create an Income Plan: Early retirement can strain finances; consult a professional to bridge potential income gaps. 3. Build a Support Network: Regular family meetings and professional support can ease the emotional toll and keep everyone aligned. 4. Document Everything: Legal documents, power of attorney, and emergency contacts should be in order to ensure quick action when needed. 5. Consider Long-Term Care Insurance: Medicare has limits; long-term care insurance may cover home care, assisted living, and more. 6. Be Aware of Medicaid Requirements: Each state has residency requirements, and Medicaid acceptance varies by facility. 7. Acknowledge Family Dynamics: Caregiving can strain relationships—prepare for mediation if necessary. 8. Recognize Signs of Burnout: Caregivers often sacrifice their own health; listen to your body and seek help when needed. 9. Think Proactively, Not Reactive: Crisis planning can be costly and disruptive—start discussions now. 10. Stay Informed: Join webinars, support groups, or online communities to stay connected and educated. Caregiving is a journey that benefits from a proactive approach. To read more, click here for our full article https://lnkd.in/dQCnBvHy We at Century Management Financial Advisors are here to support you. #NationalFamilyCaregiversMonth #CaregiverSupport #FinancialPlanning #RetirementStrategies #FamilyCaregiving #LongTermCare #CenturyManagement #FinancialWellbeing #FamilyFinance