Chase Investment Counsel Corporation

January 2025 Market Commentary: Will We See a Threepeat in 2025? With both U.S. and most global equity markets up substantially in 2024, following on the heels of a strong 2023, the key question investors face going into 2025 is “can it happen again?” To some degree logic dictates that after a 54% rise in the S&P 500 in the past two years, some sort of pull-back or a flat year is overdue, especially when market valuations are considered. Not necessarily so! https://hubs.ly/Q031zbYJ0

Managing An Inheritance Amid Grief Whether you’re expecting it or not, an inheritance is usually bittersweet. It can take a long time to work through the grieving process. You will likely miss your loved one for the rest of your life. However, it’s also true that life is for the living and your loved one would want you to use your inheritance to improve your life. https://hubs.ly/Q02YdzHY0

Many successful investors don’t know how to plan their estate or to transfer wealth to their children and/or other beneficiaries. It’s easy to put off estate planning with the promise to get to it later. By taking a few distinct steps, you and your family can be on your way to setting up an estate plan that makes sure that your wealth is distributed according to your wishes. https://hubs.ly/Q02Ydq8m0 #estateplanning #estateplan

As you are getting established in your career, you may experience a mental tug-of-war between focusing on the present or the future.  As you balance short-term and long-term goals there are specific actions you can take that can jumpstart the building of wealth. You may find yourself wondering what steps you can take now so that when you want to buy a house, you’ll be able to finance it at the best possible rate.  You’re wondering how to save for college for your kids or pay off your student loans, or whether it’s the appropriate time to seriously save for retirement. https://hubs.ly/Q02_hThh0

No matter where you are in your career—just starting out, at your peak, or planning for retirement—having a tax strategy is essential. Tax planning needs can vary greatly depending on your life stage, and making the most of these opportunities requires both preparation and expert guidance. Download “Tax Strategies for Various Life Stages” Discover: General Tax Planning Tips Strategies for Career Professionals and Pre-Retirees Strategies for Retirees Learn which tax strategies are most relevant to you, whatever stage of life you’re in. https://hubs.ly/Q02YdyRM0

Maximizing Your Peak Earning Years: Are You Ready? Reaching your peak earning years is exciting, but it also brings new financial responsibilities and choices. How do you balance investing in the present while planning for the future? How can you maximize retirement savings if you’re starting a bit late? And what protections should you have in place in case life throws a curveball? Our latest insights post breaks down practical, high-impact strategies to make the most of these crucial years—without sacrificing your lifestyle today. Take a look to see how you can protect and grow your wealth: https://hubs.ly/Q02YdlWt0 #FinancialPlanning #PeakEarning #WealthManagement #RetirementPlanning

A woman’s financial planning and investment needs are unique and often evolve through different life stages or key life events. While everyone faces financial challenges, women often benefit from a tailored approach to planning and investing. Despite the traditional view that investing is a “man’s world,” studies show women tend to be strong investors with strategies that often yield better results. Download “Financial Planning and Investing for Women” What's Inside: Why Women Excel as Investors Financial Planning for Each Stage of a Woman’s Life How to Start Investing Get insights into building a strong financial future through every stage of life. https://hubs.ly/Q02Ydwc10

Your Financial Peak: 3 Strategies for Your Peak Earning Years Once you reach your peak earning years, it’s crucial to get proactive about wealth building and protection. Here are three areas where a solid strategy can make a major difference: Retirement Catch-Up: Max out those contributions—new limits mean more potential savings. Income Protection: Disability insurance can be a game-changer if an unexpected event keeps you from working. Estate Planning: Secure your legacy with the right estate planning moves. Explore how to maximize and protect your wealth here: https://hubs.ly/Q02Ydkk60 #InvestmentStrategy #WealthBuilding #IncomeProtection #PeakEarningYears

Happy Thanksgiving from all of us at Chase Investment Counsel. We are grateful for you!

Tax preparation involves gathering your income and expenses for the year to complete your tax return or pass it to your accountant. It focuses on the past year’s activities. Tax planning, however, is proactive and strategic, aligning with your investments and financial plan to reduce taxes over both the short and long term. It considers the timing of income, expenses, investment decisions, and retirement contributions. Strategies like tax gain/loss harvesting are key tools that can help maximize your income while minimizing your tax burden. https://hubs.ly/Q02YdlQL0