Collier

🌟 Happy New Year from all of us! 🌟 As we step into 2025, we want to remind you that our dedicated team of experts is here to assist with all your benefits, risk management, and general insurance inquiries. Start the new year with confidence—reach out to us anytime for support!

As we bid farewell to 2024, we want to thank all of our clients for the continued support. It’s been an incredible year working with you, and we can’t wait to see what the new year brings! Please note that our office will be closed on Wednesday, January 1, so our team can enjoy the New Year celebrations. We'll be back, refreshed and ready to rock, on Thursday, January 2. If you need anything in the meantime, shoot us an email, and we'll get back to you ASAP. Wishing you a bright and joyful New Year!

Did you know less than half of millennials have life insurance? Many avoid it due to misconceptions about high costs and a complicated process. Let's clear the air: 📉 Lower Costs Now: The earlier you get life insurance, the lower the premiums. You're currently at the youngest you'll ever be, making it the best time for affordable rates. 💰 Financial Security: Without life insurance, your loved ones could face significant financial burdens, including median funeral expenses of $7,000-$8,000, and ongoing financial needs. Life insurance is a smart move for long-term planning and provides peace of mind. Think it's time to explore your options? Let's chat! The process is simpler than you think.

Did you know that one in seven drivers is uninsured, according to a 2023 Insurance Research Council survey? Given how many uninsured drivers are on the road, it’s important for all Americans to know what to do in the event of an accident involving an uninsured driver. With that in mind, we’re sharing an overview today of key steps: 🚓 Call the Police - A police report is essential when filing an insurance claim. 🪪 Exchange Information - Collect any details the other driver can provide, like their address and phone number. 📷 Take Photos - Document the damage to your vehicle as long as it's safe to do so. 📝 Document Everything - Note down everything about the incident, including VIN numbers and license plates. 🤐 Be Mindful of Your Words - Anything you say can be noted in the police report. Avoid admitting fault. 💵 Decline Any Cash Offers - Accepting money on the spot can complicate your ability to pursue further claims. 📩 File a Claim Promptly - Don't delay in starting the claims process. While it might be challenging to recover costs from an uninsured driver, policies, especially those with add-ons like collision coverage and personal injury protection (PIP), are designed to prevent complete loss and cover additional expenses. 🔍 Have questions about your coverage or interested in adding more protection? Don't hesitate to reach out! We're here to help.

In case you’re in need of a little inspiration, we wanted to share this powerful, timeless reminder from Winston Churchill. Feel free to share this post as a helpful reminder to others in your network, and as always, reach out if we can be of assistance. We are here to help your business thrive.

We wanted to take a moment to wish you and your loved ones an early "Merry Christmas!" We don’t know about you, but our team can hardly contain our excitement for all the festive fun! On that note, in anticipation of Santa’s arrival, our office will be closed on Tuesday, December 24, and Wednesday, December 25. We'll be back on Thursday, December 26, ready to close out 2024. Have a wonderful Christmas! 🎁

As the new year approaches, it’s the perfect time to take charge of your physical well-being. With this in mind, we have put together a quick checklist to help you get started: Need help with health benefits or have coverage questions? We’re here for you!

We're #hiring a new Employee Benefits Account Manager in Memphis, Tennessee. Apply today or share this post with your network.

Big changes are coming to Medicare Part D in 2025! Keep swiping to learn how it will benefit enrollees: These changes are designed to reduce your expenses and make navigating the program easier. To understand how these adjustments may affect your health care, schedule a consultation. We can review your current plan and explore whether a change is needed during October annual enrollment.

The holiday season brings increased foot traffic within homes and potential travel away from homes, which increases the risk of damage or loss to belongings. Given this, a comprehensive personal property inventory can be a lifesaver in the unfortunate event of theft or disaster. Swipe for more information on why to create one and how to do so. And as always, if you need assistance with a claim or have questions about new coverage options, do not hesitate to reach out. We are here to help.