CunninghamLegal

As we age, the likelihood of needing long-term care increases, and the cost can be substantial. Your likelihood of needing long-term care is influenced by several factors, including your life expectancy, health history, and the availability of a spouse or family member who could assist with care. To learn more about long-term care insurance visit: https://hubs.la/Q02--Gnl0

In this no-nonsense guide, attorney James L. Cunningham, Jr. shows how to avoid the top-ten mistakes that could damage your financial succession, family, heirs, and legacy. Click here to get the book: https://hubs.la/Q02--NwH0

Life insurance can play a vital role in financial planning for couples. It ensures that your loved ones are financially secure in the event of an unexpected loss, covering expenses such as mortgage payments, daily living costs, or even future goals like college tuition. Life insurance can also help preserve assets, manage debts, and provide a foundation for long-term financial stability. Learn more about this by visiting: https://hubs.la/Q02--J8y0

What is your tax plan missing? At CunninghamLegal, we specialize in smart tax strategies and estate planning to protect your wealth and help you secure your future. Find out what you might be missing. Get started here today: https://hubs.la/Q02--cf00

Older estate plans may include an outdated variant of the “AB Trust” structure. This older version of a structure was designed to minimize estate taxes by splitting assets into two Trusts upon the first spouse’s death. The “A” Trust is the surviving spouse’s half of the assets that are for the surviving spouse, and the “B” Trust is the deceased spouse’s half of the assets, typically held for the benefit of the surviving spouse. While this structure made sense when the estate tax “exemption” or ability to leave a certain amount of assets free of death taxes was much lower, it can now lead to unnecessary capital gains taxes. If you want to learn more about the AB Trust issue, find out more here: https://hubs.la/Q02--7k-0

Julie, thank you for taking the time to leave a 5-star review! We're happy to hear that you found our team kind, caring, and professional and enjoy our webinars! Thank you for trusting CunninghamLegal.

A Certified Financial PlannerTM (CFP) is a professional who can help you manage finances through a comprehensive approach. This approach covers investments, retirement planning, tax strategies, and more. CFPs often collaborate closely with trust and estate lawyers to ensure your financial and legal plans work seamlessly together, and we can connect you with one if you need it. This can help you structure assets efficiently, minimize taxes, and plan for the smooth transfer of wealth. To find out more click here: https://hubs.la/Q02-QcJz0

Does remarriage affect social security? Getting remarried before the age of sixty can impact Social Security benefits you may have been receiving based on your deceased spouse’s earnings. Specifically, if you remarry before age sixty, you may lose those benefits, which can be a major financial blow. If you are a widow or widower and you remarry after age sixty, you may still be eligible for benefits based on your deceased spouse’s Social Security record, but it’s essential to understand the rules and how they apply to your situation. Find out more here: https://bit.ly/41oPLMc

Keep more of what you earn! At CunninghamLegal, we specialize in smart tax strategies and estate planning to protect your wealth and secure your future. Let’s make your hard work count! Get started here today: https://bit.ly/3ZGILsJ

Estate planning lawyers or attorneys help you create an estate plan that is legally sound, reflects your wishes, and is optimized for tax efficiency. Estate planning laws change frequently, and what worked ten years ago may no longer be the best approach today. Regular reviews with an estate planning attorney can help you stay current with the latest laws and regulations. Find out more at: https://bit.ly/4irljXw