Finovate

And that's a wrap on FinovateEurope 2025 🎉 Thank you for all the mind-blowing industry insights, wonderful fintech innovations and bringing the buzz of great things to come! We hope you've enjoyed it as much as we have 🙌 Keep an eye out for our official photo album and highlights coming soon 👀

Merge has a pretty sweet spot (literally 🧁) at FinovateEurope in London this week! Visit us at booth 5 to meet the team and discuss how we can help add hundreds of integrations to your product with our leading Unified API. Catch you by the cupcakes 👋🏻

We’ve recorded some interviews throughout FinovateEurope giving you a close up dive into insights you may have missed! Keep a look out for them appearing over the coming weeks and hear again from fantastic speakers 🙌 #Finovate #fintech

We've heard a lot about AI over the last few days! As we're round out FinovateEurope, let us know your main goals!

Why do financial institutions need more than ever to build strategic partnerships? Aliya Shibli, Dominik Schütz, Ami Iceman Haueter and Kevin Mountford are discussing how FIs can embrace the fintech ecosystem to drive cost savings, increase efficiency and maximise product distribution. They’re also delving into what composable banking means to banks and fintechs, the challenges around fintech acquisitions, whether big tech are essential partners or existential threats and more! #Finovate #fintech #financialinstitutions #strategicpartnerships #bankingpartnerships

“We talk a lot of the people in the banks being dinosaurs and … that’s not true anymore,” - Thea Loch. Andrew Vorster, Thea, Yuriy Gavrilin, Darlene Newman and Matthijs van Voorst are discussing how banks monetise their tech estates and operating models to become fit for the digital future. They’re exploring how to move from being transaction to experience led, aging banking tech, the value potential in the cloud and more! “Do you have the right culture of innovation?” - Matthijs #Finovate #fintech #bankingmoderisation #bankingtech #bankinginnovation

“There is no AI without PI,” - Joaquim Nogueira, Celonis. From a recent survey of business leaders, Celonis discover that 81% say Al will be used to directly improve business processes in the next 12 months. However! 89% say it's crucial that Al has the context of how their business runs to be effectively deployed. Joaquim is sharing how to become the adaptive bank and how to thrive on change with process intelligence💡 #Finovate #fintech #AI #processintelligence

David Barton-Grimley, Wincie Wong, Aurélie L’Hostis and Chris Lovett are running interactive discussions over lunch! Explore global fintech trends, fintech’s gender diversity problem, GenAI or customer experience with experts and untapped knowledge from peers 👏 #Finovate #fintech #fintechttends #CX #genAI

BaaS powered embedded lending is on the rise and is moving beyond buy now, pay later 💡 Philippa Ushio, Ishtiaq Ahmed, Joris Hensen, Olaf ten Duis and Ram Devanarayanan are discussing how financial institutions can capture the opportunity. They’re exploring the rise of integrating lending solutions directly into a brand’s customer journey, how AI is supporting lenders with risk assessment, credit scoring and CX, if BNPL is a great product of debt trap, how regulators are approaching embedded lending and more! #Finovate #fintech #buynowpaylater #BNPL #embeddedlending

“PSD3 … is trying to increase transparency for consumers,” - Tom Zink, IDC Financial Insights. Tom’s delving into what financial services providers need to know about DORA, FiDA, elDAS and DMA 💡 He’s also covering how regulators are cracking down on risk management! #Finovate #fintech #riskmanagement #financeregulations