FinRegLab

We're hiring for two (2) positions at FinRegLab: Operations and Development Manager and Senior Research Analyst position. This is an excellent opportunity for someone who is passionate, disciplined, and motivated to help our mission-driven organization. The Operations and Development role will help manage development, grant, finance, administration, and technology. The role of the Senior Research Analyst is to help organize, lead, and execute significant components of FinRegLab's market research and policy analyses. Reach out if you're curious to learn more and want to make a difference in a growing organization. See the full job description at https://lnkd.in/gMCnG9Ru #hiring hashtag #jobopening hashtag #joinourteam

With the nation facing a growing affordable housing crisis, manufactured homes remain a critical source of high-quality, cost-effective housing. However, millions of Americans who lease their home sites face significant challenges securing “home-only” loans, as many lenders only offer mortgage loans that are tied to both the home and the land. Our new report, 𝘔𝘰𝘥𝘦𝘳𝘯𝘪𝘻𝘪𝘯𝘨 𝘔𝘢𝘯𝘶𝘧𝘢𝘤𝘵𝘶𝘳𝘦𝘥 𝘏𝘰𝘮𝘦 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨: 𝘋𝘢𝘵𝘢, 𝘈𝘶𝘵𝘰𝘮𝘢𝘵𝘪𝘰𝘯 & 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘐𝘮𝘱𝘳𝘰𝘷𝘦𝘮𝘦𝘯𝘵𝘴 𝘵𝘰 𝘚𝘤𝘢𝘭𝘦 𝘈𝘧𝘧𝘰𝘳𝘥𝘢𝘣𝘭𝘦 𝘏𝘰𝘮𝘦 𝘖𝘸𝘯𝘦𝘳𝘴𝘩𝘪𝘱, identifies key barriers to reviving a federal insurance program that could expand lender participation in this vital market, including: • Outdated, manual underwriting processes • Inconsistent rules across federal programs • Limited access to recent loan performance data Automating underwriting systems, harmonizing requirements, and increasing data availability to prospective lenders and investors could transform the market, enabling more Americans to access affordable financing and achieve homeownership. This research was produced with the support of The Pew Charitable Trusts. Explore the entire report now. #AffordableHousing #ManufacturedHomes #HomeOwnership #FinRegLab

In this week of thanks, I have to share a personal note of gratitude for the 300 people who gathered in Washington, DC last week for our first FinRegLab AI Symposium -- and all of you who are with us on the journey to harness the benefits of AI for financial inclusion and economic wellbeing. We are beyond pleased about our inaugural event, from our phenomenal speakers to our dedicated sponsors and the enthusiastic engagement of this incredible community. Videos and summaries are coming soon, but in the meantime, thank you from all of us at FinRegLab. Have a safe and happy holiday. #AI #Finance #FinReg

Now Announcing: Sam Altman, Co-Founder and CEO, OpenAI, will join the FinRegLab AI Symposium! Our sold-out, inaugural Symposium (https://lnkd.in/gEGwzNZW) is happening this week – and we couldn’t be more thrilled with our speakers, attendees, and the level of interest we’ve received. Are you missing this year’s event? Don’t worry, we have some ways to stay engaged:  - Sign up for the AI Symposium List (https://zc.vg/7J8dA) - Follow FinRegLab on LinkedIn (https://lnkd.in/gF5yneqA) - Join this year’s waitlist (email events@finreglab.org) Your best bet is to join our Symposium List. We’ll send you post-event highlights, videos of the sessions, news stories, and a post-event report with key takeaways. We’ll also put your name on the list for for next year’s event. Media may still email elizabeth.vivirito@finreglab.org with requests.

📣 It’s almost here: the inaugural FinRegLab AI Symposium. We could not be more proud of the line up, the critical questions, our speakers, sponsors, and team! On November 21, we will be hosting over two dozen tremendous thinkers, 9 sponsoring organizations, 275+ attendees from government, technology, financial services, advocacy, philanthropy, and more. We’ll be tackling some of the moment’s most urgent questions around AI and technology use in financial services, considering topics like data use and privacy, agentive AI, automation and worker prosperity, large language models, and policy choices to build the future we deserve. Each conversation will be led by renowned leaders who will be discussing forward-looking priorities to improve consumer financial well-being and build economic opportunity. View the agenda and speakers and sign up for the post-event report: https://lnkd.in/g22Gun2x While we are currently at capacity, if you are still interested in attending, you may sign up for the waitlist by emailing events@finreglab.org.

We are thankful to the dozens of subject matter experts who contributed their expertise to last week’s Innovations for Identity Proofing and Transaction Monitoring: Advancing Financial Inclusion Through Data & Technology paper by participating in interviews and joining our recent convening with The Aspen Institute Financial Security Program! Your insights and support have been invaluable in highlighting gaps and innovations in identity proofing and transaction monitoring. Together, we are paving the way for a more inclusive financial system that helps millions of consumers access essential financial services while empowering institutions to better detect and protect against bad actors. Special thanks to Susana Barragán, Laura MacCleery, Linda Jeng, Ivo Jeník, Amit Sharma, Nick Bourke, and David Ehrich. Additionally, thank you again to The Aspen Institute’s Financial Security Program, particularly Ida Rademacher, Kate Griffin, and Erin Borġ (Thiemann); and Kelvin Chen, Gustav Witthöft, Juan Zarate, Beju Shah, Jason Kratovil, Andrew Regenscheid, Carla Leticia Sanchez-Adams, and Visa in connection with the convening. https://lnkd.in/gWtnbZ7V

Just released! Our new report highlights the potential for artificial intelligence and other innovations to combat the rise of fraud since the pandemic and increase financial access among historically underserved consumers. "Innovations for Identity Proofing & Transaction Monitoring: Advancing Financial Inclusion Through Data & Technology" highlights gaps in traditional systems that both make it more difficult for consumers to access financial services and for financial institutions to stop bad actors. It also discusses emerging developments in data and technology for verifying and authenticating customer identities, monitoring transactions, and combating fraudulent activities. As we navigate these advancements, public engagement is essential to ensure that we reduce risks for vulnerable consumers and smaller financial institutions. Read the full report to learn how we can close existing gaps and foster a safer financial landscape for all! https://lnkd.in/gWtnbZ7V #FinancialInclusion #DataInnovation #AI #ArtificialIntelligence #FraudPrevention #Fintech #ConsumerProtection

AI in financial services will soon become ubiquitous. What will it mean for everyday people – and the macroeconomy? In an opening conversation at the FinRegLab Symposium on November 21, Gillian Tett, Columnist and Member of the Editorial Board, Financial Times, will interview Lawrence H. Summers, Charles W. Eliot University Professor at Harvard University and former U.S. Secretary of the Treasury. They will explore what near- and far-term applications could mean for the U.S. economy, and which segments of society are most likely to benefit. If we are to harness AI, machine learning, and large language models to dramatically improve consumer well-being, increase economic opportunity, and reward innovation – what do we need to know now? View the full agenda here >> https://lnkd.in/gihRCnUD Register Today via the link on your email, or send us a note at events@finreglab.org.

Deputy Director Kelly Thompson Cochran is moderating a panel at #OFN40 in Los Angeles this morning. Join us for "Unlocking the Potential of Technology to Improve Business Support Services," featuring insights from Patrick Davis of Community Reinvestment Fund, USA, Titi Ikhile of Working Solutions CDFI, and Nicole G. Jansma of Accessity. Join us for an actionable conversation about the opportunities, challenges, and key data and technology adoption considerations in advising small businesses. We'll explore intersections with FinRegLab's new report on data and technology for underwriting and how leveraging tech tools can strengthen client relationships, scale technical assistance programs, and drive sustainable impact.

Good news! We've extended the "early bird" discount for an extra week to allow more participants to receive the best rates for our AI Symposium on Nov. 21. But do sign up soon -- we expect the event to reach capacity. More details, speakers, and agenda coming soon at --> https://lnkd.in/gEGwzNZW