FNC Bank

📢 𝐓𝐞𝐚𝐜𝐡𝐢𝐧𝐠 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐭𝐨 𝐭𝐡𝐞 𝐍𝐞𝐱𝐭 𝐆𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧 📢 On February 20th, FNC Bank proudly hosted our 3rd Annual FNC Bank Reality Fair at St. Croix Falls High School, welcoming Junior students from both Osceola and St. Croix Falls High Schools. This interactive event gave students a hands-on experience of managing real-world finances. From opening a bank account and balancing budgets to making decisions about loans, housing, and vehicle ownership, students got a glimpse into the responsibilities that come with adult financial life. We couldn’t have made this event a success without the incredible support of volunteers from over 20 local businesses and nonprofits, who guided students through various life stations. A huge shoutout to all of our volunteers, including representatives from: St Croix Falls School District, Osceola School District, Stein Insurance, The Open Cupboard, Krumm Exteriors, Valley Sweets, The Grove Childcare Center, Kage Innovation, Osceola Medical Center, the City of St Croix Falls, The RiverGroup Financial Advisors, SF Insurance, Dick’s Fresh Market, Mighty Ducts, Connectology, Mental Health Task Force of Polk County, Taylors Falls Scenic Boat Tours, Polk County Abstract, Primerica - Ruth Satler, Unique Boutique, WJE Company and Juneberry Café, FNC Bank, along with Debbie Lundgren and Seth Willard. The fair also wouldn’t have been possible without the collaboration of Osceola and St. Croix Falls High Schools. They provided the venue, transportation, and most importantly, their commitment to the importance of financial literacy. At FNC Bank, we’re dedicated to helping build a stronger financial foundation for our community’s youth, and we’re grateful for everyone who helped make this year’s Reality Fair unforgettable #fncbank

Today, we are delighted to celebrate Aaron Mork's 5-year work anniversary! Aaron joined FNC Bank five years ago as a VP Commercial Lender at our Dresser branch, where he utilizes his extensive banking expertise to help local business owners grow and expand their companies. His dedication to our Dresser office is fueled by his deep connection to the community and its customers. Aaron takes pride in knowing clients by name and values the daily interactions with them. In addition to his professional accomplishments, Aaron is passionate about educating young people in financial literacy. He participates in classroom presentations at the local middle school and organizes an annual personal finance Reality Fair for high school juniors. His dedication to fostering financial knowledge in the community is truly commendable. We are honored to celebrate this milestone with Aaron and deeply appreciate his contributions to our bank and community.

Today, we celebrated the retirement of Kris Denucci, Personal Banker in New Richmond, with a selection of fresh fruit, delicious muffins, and donuts. Kris has dedicated several years of service to FNC Bank, making a big impact in the lives of our customers and her coworkers. Customers always appreciated her warm demeanor and the genuine care she brought to every interaction. Her colleagues admired her for being a supportive teammate, always ready to lend a hand or share a smile. Kris’s kindness has left a lasting impression on everyone she worked with, making her retirement bittersweet for all of us at FNC Bank. Kris values being part of a bank with a rich history and reflects fondly on the 100-year bank celebration as well as other staff events full of laughter and memories. As she embarks on this new chapter of her life, she looks forward to spending more time with her parents, tending to her garden, and completing various projects around her home. Kris is also excited about upcoming vacations planned in addition to more traveling in the future. We express our gratitude for Kris's service and dedication. While we'll miss her greatly, we're really happy for her as she heads off on this new journey.

💸 Did you receive a raise after the first of the year? Don’t fall victim to the lifestyle creep! A promotion or pay raise is something to celebrate—congratulations! 🎉 But before you’re tempted to upgrade your lifestyle with extravagant spending, large purchases or investments, be sure you’re keeping your financial goals in focus. Here are 4 smart steps to make the most of your increased income: • Remember Your Goals: Revisit your financial priorities, whether it’s saving for a home, paying off debt, or building your emergency fund, be sure your allotting extra income to help make these dreams a reality. • Modify Your Budget: Adjust your budget to align with your new income while leaving room for savings and other financial priorities. • Avoid Immediate Lifestyle Changes: Hold off on big lifestyle changes—take some time to evaluate if they’re really worth it before jumping in. • Automate Your Payments and Savings: Review your debt and savings goals and implement or adjust automated payments and deposits to avoid temptation in spending the extra available cash. By staying mindful of your financial goals and making intentional choices with your increased income, you can set yourself up for long-term success and enjoy the true rewards of your hard-earned raise. Learn more at https://lnkd.in/g44dP5zB #fncbank

🌹𝐇𝐚𝐩𝐩𝐲 𝐕𝐚𝐥𝐞𝐧𝐭𝐢𝐧𝐞’𝐬 𝐃𝐚𝐲!🌹 Today, we want to take a moment to express our heartfelt gratitude—to you, our incredible customers, our dedicated employees, and the amazing community that supports us every step of the way. It’s your loyalty, hard work, and connection that inspire us to keep growing and striving for excellence. Whether it’s the partnerships we’ve built, the moments we’ve shared, or the support we’ve received, our success wouldn’t be possible without all of you. Here’s to celebrating love, kindness, and community—not just today but every day. ❤️ #fncbank

In observance of President’s Day, FNC Bank will be closed on Monday, February 17, 2025. As a reminder, online banking and mobile banking services are available with 24/7 access. #fncbank

Congratulations to our business customer, 𝟒𝟓𝐭𝐡 𝐏𝐚𝐫𝐚𝐥𝐥𝐞𝐥 𝐄𝐯𝐞𝐧𝐭 𝐂𝐞𝐧𝐭𝐞𝐫, for receiving the 𝐍𝐞𝐰 𝐑𝐢𝐜𝐡𝐦𝐨𝐧𝐝 𝐂𝐡𝐚𝐦𝐛𝐞𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐘𝐞𝐚𝐫 𝐀𝐰𝐚𝐫𝐝 recently during the annual Chamber Gala. We're thrilled to see owner Paul Werni and the entire 45th Parallel team being recognized for their dedication, innovation, and positive impact on the New Richmond community. It's a well-deserved honor for a business committed to excellence. 👏 Paul Werni approached our bank in June 2006 looking to finance a portion of the construction for a new vodka distillery. Despite not having a background in the industry, he discovered a passion for it. Paul chose the name 45th Parallel due to its proximity to the 45th parallel, just south of New Richmond. Since 2006, Paul has expanded his distillery three times to meet increasing demand as well as added a new event center/restaurant for hosting large events. For further information regarding the business, please visit their website at https://lnkd.in/gJ-e8bjJ Congratulations to Paul and the 45th Parallel team!!! Please join us in celebrating their achievement! 𝑃ℎ𝑜𝑡𝑜: 𝑃𝑎𝑢𝑙 𝑊𝑒𝑟𝑛𝑖 𝑤𝑖𝑡ℎ ℎ𝑖𝑠 45𝑡ℎ 𝑃𝑎𝑟𝑎𝑙𝑙𝑒𝑙 𝑡𝑒𝑎𝑚 𝑎𝑛𝑑 𝐹𝑁𝐶 𝐵𝑎𝑛𝑘 𝐶𝑜𝑚𝑚𝑒𝑟𝑐𝑖𝑎𝑙 𝐿𝑒𝑛𝑑𝑒𝑟 𝐽𝑜𝑒 𝐺𝑟𝑒𝑒𝑛

𝐀 𝐥𝐢𝐭𝐭𝐥𝐞 𝐦𝐨𝐭𝐢𝐯𝐚𝐭𝐢𝐨𝐧 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐲𝐨𝐮𝐫 𝐰𝐞𝐞𝐤.

𝐀 𝐥𝐢𝐭𝐭𝐥𝐞 𝐦𝐨𝐭𝐢𝐯𝐚𝐭𝐢𝐨𝐧 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐲𝐨𝐮𝐫 𝐰𝐞𝐞𝐤.

🎉 Today is 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐅𝐮𝐧 𝐚𝐭 𝐖𝐨𝐫𝐤 𝐃𝐚𝐲! 🎉 Work doesn’t have to be all deadlines and to-do lists—take a little time today to add some fun to your workday. Whether it’s a grabbing a quick sweet treat, coordinating a mini desk decorating contest, or simply sharing a laugh with colleagues, a little joy can go a long way in building connections and boosting creativity. What are YOU doing today to bring some fun into work? Share your moments in the comments below! 👇 #fncbank