First Rate, Inc

We love hearing from our clients! A huge thank you to Alternative Bridging Corporation for sharing their experience with us. Your words inspire us to keep delivering excellence every day. Our commitment to understanding client needs, providing seamless support, and being available around the clock is at the heart of everything we do. We’re proud to be your trusted partner! #ClientFeedback #Testimonial #CustomerSatisfaction #DeliveringExcellence #FirstRateVantage #GlobalSupport #PrivateEquity #VentureCapital #RealEstatePrivateEquity #FirstRate https://lnkd.in/gBbnzUVH

“If you want your active process to succeed, you must be smart about it—and you must be disciplined.”   Active investing isn’t just about chasing returns—it’s about managing the emotions that come with them. In Part Three of our Managing Regret Risk series, we apply regret analytics to the active investment process to help clients make better decisions and stick with their team of funds.   Key Takeaways: - How “regret triggers” help quantify emotional responses to gains and losses in active funds. - Why focusing on the team of funds—not individual performance—is critical for success. - How active regret analysis can increase confidence in portfolio performance, even during downturns.   Discover how managing regret enhances both returns and resilience. https://lnkd.in/g7rjjmJk   #WealthTech #Fintech #WealthManagement #RegretRisk #InvestmentStrategy #SustainableInvesting #ClientReporting #InvestmentPerformance #RiskManagement #PortfolioManagement #FinancialPlanning #WealthStewardship Alex Serman, CIPM Stephen Campisi, CFA

“By understanding and quantifying a client’s unique tolerance for regret, we create investment strategies they are more likely to sustain—even through turbulent markets. It’s not just about risk; it’s about resilience.”   Regret isn’t just an emotion—it’s a critical factor in investment decisions. In Part Two of our Managing Regret Risk series, we explore how understanding each client’s unique “regret tolerance” can lead to better portfolio outcomes. Key takeaways include: - Why traditional risk measures miss the mark by not accounting for emotion-driven decisions. - How “regret penalties” adjust returns to reflect the emotional impact of missed opportunities and losses. - The importance of sustainable strategies that balance clients’ emotional and financial needs.   Discover how a regret-aware approach can revolutionize portfolio management. https://lnkd.in/gtZAqHqk   #WealthTech #Fintech #WealthManagement #RegretRisk #InvestmentStrategy #SustainableInvesting #ClientReporting #InvestmentPerformance #RiskManagement #PortfolioManagement #FinancialPlanning #WealthStewardship Alex Serman, CIPM Stephen Campisi, CFA

"It's a crazy town, full of neon dreams, Everybody plays, everybody sings, Hollywood with a touch of twang..." An incredible week at #TheHunt2024 in the heart of Nashville! From catching up with clients and partners to meeting fresh faces, the energy was unbeatable. And now that I’ve visited I can finally weigh in… Broadway > Austin’s 6th Street. During the conference, Nick Rod and I had the privilege of speaking on “AI in Wealth Management,” diving into its transformative role and sharing actionable insights from First Rate’s real-world implementations. Here are a few takeaways that struck a chord with the audience: - AI is a top priority: In a recent poll of 100 wealth management executives, nearly 75% cited AI as a key initiative for enhancing decision-making and operational efficiencies by 2026. - AI as an assistant, not a replacement: AI’s true value lies in automating repetitive tasks, allowing teams to focus on what matters most—personal engagement and strategic thinking. - Customization is key: AI is not a one-size-fits-all solution. Firms must own their journey by configuring workflows, reimagining processes, and developing use cases that align with their unique vision and goals. At First Rate, we’re proud to balance being on the cutting edge of AI innovation while guiding our clients through practical, actionable steps to embark on this technological evolution. From zero to one, we’re here to help you take the leap. Thank you, Cheetah for hosting an unforgettable week with some of the best people in the business. Here’s to building dreams in this crazy town! 🎸 Nick Rod Janise Hiatt Soto Grayson Greer Emily Traxler Rachel Guy Nayan Madhamshettiwar Ameet Patel Raja Pareek First Rate, Inc

The looming impediment to success is exiting and re-entering the strategy because the client found the regret of unexpected short-term gains and losses intolerable. Our regret process provides a way to identify, quantify, and control these emotion-provoking conditions, increasing clients' likelihood of success.”   Investing isn’t only about numbers—it’s about managing emotions, especially when regret plays a role. First Rate’s latest series dives into “regret risk” and the behavioral biases that drive investors to make costly, emotionally-driven decisions. Key insights include:   The powerful role regret plays in influencing buy and sell decisions. How diversified portfolios can help reduce emotional “whipsaws” from extreme market swings. Why managing regret may be the key to clients’ long-term success.   The right technology partner can help wealth managers empower their clients to invest with clarity, stability, and resilience. Click below to read the full article. [Link to article in comments]   #WealthManagement #WealthTech #InvestmentStrategy #RegretRisk #BehavioralFinance #PortfolioManagement #InvestmentPerformance #InvestmentInsights #MarketTrends #RiskManagement #Fintech #WealthStewardship Alex Serman, CIPM Stephen Campisi, CFA

🔍 Discover How Agentic AI is Transforming Wealth Management! #AgenticAI is making a revolutionary impact in #WealthManagement by: ✅ Automating data aggregation and compliance ✅ Improving client satisfaction with personalized insights ✅ Saving time and cut costs, allowing advisors to focus on high-value tasks Whether you’re looking to streamline reporting, boost client engagement, or scale your operations, drop a comment below to let us know how your firm is interested in or currently incorporating agentic AI technology! #WealthManagement #AIinFinance #AgenticAI #WealthTech #Fintech #ClientEngagement #DataAutomation #ClientReporting #InvestmentPerformance #DigitalTransformation #MachineLearning #NaturalLanguageGeneration

"With a goals-based approach, advisors can help clients achieve the retirement they envision—drawing on their hard-earned savings to enjoy life’s milestones without the worry of outliving their resources.”   Retirement planning should be about empowering clients to live the lives they’ve worked hard to create. Traditional advice often prioritizes preserving portfolio value indefinitely, but what if your clients' real goal is to enjoy their retirement years?   Our latest article explores a goals-based approach that helps advisors align withdrawals with each client’s unique life stages: - Enjoy: Higher withdrawals early in retirement to support clients’ active years. - Maintain: Steady spending to sustain quality of life. - Care: Enhanced support for later-life needs.   Advisors will benefit their clients by creating plans that go beyond the typical 4% rule, ensuring clients can live confidently—without fear of outliving their assets. Read more about how our tools support a truly client-centered retirement strategy. [LINK TO ARTICLE IN THE COMMENTS!] #RetirementSpending #RetirementGoals #GoalsBasedReporting #GoalsBasedInvesting #WealthTech #WealthStewardship #RetirementPlanning #FinancialWellBeing #InvestmentPerformance #ClientFocusedInvesting #WealthManagement #FinancialAdvisor Alex Serman, CIPM Stephen Campisi, CFA

✨ Happy Diwali from the First Rate Family! ✨ We wish you a Diwali filled with joy, prosperity, and new beginnings. Diwali reminds us of the importance of kindness, unity, and resilience, which create lasting impacts in our lives. May this Diwali bring light, hope, and success to you and yours! #HappyDiwali #FestivalofLights #LGSE #FirstRateLiving

🚀 New Episode of Whiskey&WealthTech! 🚀 Alex Serman, CIPM chats with Bart Vanhaeren, CEO and co-founder of InvestSuite share insight into how a dynamic partnership creates tools to empower and enhance the client experience. From robo-advisory platforms to hybrid investment solutions, Bart reveals how First Rate, Inc and InvestSuite are transforming the wealth management industry with cutting-edge tech and a focus on human-centered design. Don't miss this insightful conversation on bridging innovation with personal touch in financial services. 🍸 WATCH ON YOUTUBE | https://lnkd.in/g6C_Yysy LISTEN ON Amazon | https://lnkd.in/g7FVndEv Spotify | https://lnkd.in/gxCSbmrw Apple | https://lnkd.in/gXzMpcza #WealthTech #WealthManagement #WhiskeyandWealthTech #Podcast #ClientReporting #PerformanceReporting #InvestmentPerformance #WealthStewardship

🎉 Shoutout to Nishimwe Maria-Goreth! 🎉 We are incredibly proud to celebrate Nishimwe's well-deserved recognition as a finalist for the US FinTech Awards's Rising Star of the Year and being named to the Greater Arlington Chamber of Commerce's #40UnderForty Class of 2024! 🌟 Nishimwe's leadership, innovation, and dedication continue to make an impact both in the fintech world and within the Arlington community. These prestigious honors highlight her commitment to driving change, pushing boundaries, and setting new standards of excellence in everything she does. Join us in congratulating Nishimwe on these major achievements! 👏🎉 #Fintech #Leadership #40Under40 #USFintechAwards #Innovation #RisingStar #Congratulations #ArlingtonChamberOfCommerce #FintechLeaders #40UnderForty