Focused Wealth Management

I hope this message finds you well and that you are enjoying the holiday season. Looking back on the past year in the markets, our team is incredibly proud of our portfolio performance and the investment guidance we have once again provided. The cornerstone of our firm's success has always been our people – not only our exceptional staff but also our remarkable clients. Your stories, passions, businesses, and contributions to our community inspire us every time we have the honor of connecting with you. I want to highlight that the most rewarding aspect of my job is the relationships we share with each of you. Just this past Monday, amid a busy day at the firm, I had the joy of reconnecting with a client I hadn’t seen in a while, and that moment truly brightened my day. This feeling encapsulates how we cherish every relationship we've nurtured over the past 30 years. You all make our work immensely fulfilling, and I genuinely thank you for your connections and for being cherished clients of our firm As we look forward to the new year, I want to take a moment to wish you and your families a year filled with joy, good health, and prosperity. May 2025 bring new opportunities, growth, and continued success! Best Regards, Philip J. DeAngelo

Welcome to 2 Question Tuesday. Philip J. DeAngelo, Michael Passante, CFP®, CPWA®, and Lawrence Carrel discuss the U.S. dollar’s 7% rise 2024 being the best year it’s had since 2015, and whether this is good for consumers and investors. Then they talk about how even as the Federal Reserve has been cutting interest rates, the yield on the 10-year U.S. Treasury bond has been rising and what effect this will have on the markets. #FinancialPlanning #Investing #Economy #USDollar #TreasuryYields #MarketTrends #WealthManagement #AskTheExperts #FocusedWealth #2QuestionTuesday #FinancialAdvice #MarketInsights #ConsumerFinance #InterestRates #InvestmentTips https://lnkd.in/ga2cJcUY

The rise of AI comes with a critical need for more energy. With population growth and AI expansion driving demand, utilities could be well-positioned for long-term growth. #Investments #AI #Utilities #EnergySector #2QuestionTuesday #FocusedWealthManagement

It’s incredible how quickly the holiday season approached this year! We want to take a moment to wish you and your loved ones a very Merry Christmas and Happy Hanukkah, along with a joyful and healthy new year. May you cherish time spent with those you hold dear and fully enjoy this special time of year. As we look forward to the upcoming year, we sincerely wish you prosperity and fulfillment in 2025. May it bring you exciting opportunities, financial growth, and above all, good health. Our dedication to providing you with high-quality service and guidance for your investments remains steadfast. We would also like to express our thanks for choosing us as your trusted partner. Your confidence in our expertise means a lot to us, and we eagerly look forward to continuing our successful journey together in the year ahead. Warmest wishes for a Merry Christmas, Happy Hanukkah, and a happy and healthy 2025!

Welcome to 2 Question Tuesday. Philip J. DeAngelo, Michael Passante, CFP®, CPWA®, and Lawrence Carrel discuss the high valuations for the Magnificent 7 mega-cap tech stocks and whether now is the time to start moving into small-and mid-cap stocks. Then they talk about how electricity demand is expected to grow five times faster than we thought it would just two years ago, according to power consulting firm Grid Strategies, and whether investors should increase their allocations in utilities. #2QuestionTuesday #Magnificent7 #StockValuations #MegaCapTech #SmallCapStocks #MidCapStocks #UtilitiesSector #EnergyAllocations #ElectricityDemand #InvestmentStrategies #MarketInsights #FocusedWealthManagement #FinancialPlanning #InvestSmart #WealthManagement #StockMarket https://lnkd.in/gp5nsa8K

The IRS has increased the annual gift tax exemption limit to $19,000 per individual for 2025. This allows more flexibility in gifting without affecting the estate tax exemption. #TaxPlanning #EstatePlanning #GiftTax #2QuestionTuesday #FocusedWealthManagement

Tax efficiency plays an important role in retirement planning. Focused Wealth Management offers tailored strategies designed to help manage taxes on your retirement income. Schedule a consultation today to learn more. https://lnkd.in/g8cbcfTG

It’s beginning to look a lot like Christmas and Hanukkah at Focused Wealth Management! Some of our beautiful holiday decorations here at 11 Balmville #HappyHolidays #FocusedWealthManagement #11Balmville

Welcome to 2 Question Tuesday. Philip J. DeAngelo, Michael Passante, CFP®, CPWA®, and Lawrence Carrel talk about last week’s sell-off in the bond market, which pushed the yield on the 10-year U.S. Treasury bond to 4.4%, and what this means for the Fed meetings next week and next month. They then discuss the details of the increase in estate and gift tax exemptions for 2025. #BondMarket #FedMeeting #InterestRates #TreasuryYields #EstatePlanning #GiftTax #WealthManagement #FinancialPlanning #MarketUpdate #Investing #2QuestionTuesday #FocusedWealthManagement https://lnkd.in/gdEiW5_e

As SEC safeguards evolve, expect more everyday investors to embrace digital assets. With Bitcoin ETFs leading the way, a more inclusive crypto landscape may be on the horizon. #CryptoAdoption #RegulatoryReform #DigitalAssets #2QuestionTuesday #FocusedWealthManagement