Giddaa

Happy Boxing Day from all of us at Giddaa! 🎁 This season, we’re reminded that the best gifts aren’t material—they’re the dreams we help make real. For us, it’s not just about houses; it’s about helping you build a home, a legacy, and a place where memories are made. We’re honored to walk this journey of homeownership with you and can’t wait to do even more in the year ahead. Here’s to turning dreams into reality, one home at a time. ❤️ #BoxingDay #Giddaa #HomeOwnership

Merry Christmas from all of us at Giddaa! 🎄 This season is all about joy, love, and the warmth of being with those who matter most. As we reflect on the year, we’re especially grateful for your trust and partnership. Wishing you and your loved ones a holiday filled with happiness, peace, and everything that makes a house feel like home. Here’s to an even brighter New Year ahead! #MerryChristmas #Giddaa #HomeOwnership

IF YOU CAN PAY RENT, YOU CAN OWN A HOME – THAT'S THE SIMPLE TRUTH Renting at ₦2M/year? In 5 years, you’ll waste ₦14.8M, thanks to Nigeria’s absurd rent hikes (20%, 50%, even 80% increases). That money is gone. Forever. With a mortgage at ₦2M/year? In 5 years, you’d have paid ₦10M, and gained equity as the house appreciates. Renting isn’t financially smart, plain and simple. You gain nothing. No security, no stability, and definitely no ownership. Why are you choosing to stay stuck when there are better options? Stop believing the lies about mortgages, here’s the truth 1. Mortgages don’t rise. Rent does. 2. Mortgages build equity. Rent builds your landlords bank balance. 3. Mortgages mean ownership. Rent keeps you a tenant for life. Still scared? Confused? Here’s where Giddaa comes in. We’ll hold your hand through the entire process: • We explain everything – from NHF loans to flexible payment plans to mortgages. • We calculate your eligibility based on your income and show you homes you can actually afford. • We handle your application – from start to finish. No stress. • We follow up for you – every step of the way, until you get your home. You don’t need to be rich. You don’t need to be an expert. You just need to stop making excuses. Call 09067763959 now. Giddaa will make sure you never throw another naira away on rent again.

🎁 People dey give better gifts this year, but landlord say him own na rent increase! 😭 🏠 Omo, Detty December don cancel... next year, we no go dey do landlord again. Mortgage loading! 🚀 #NoMoreRentStress #LandlordMatterDonEnd #MortgageGoals #GiddaaWay #HomeSweetHome

Who Told You Owning a Home Is Only for “Big Men”? Let’s get straight to it: Who planted this ridiculous idea in your head? That you have to be old, with a fat salary, and a big title before you can own a home? That kind of thinking has been holding Nigerians back for decades. Do you believe homeownership is only for the privileged? It’s NOT. Mortgages exist for one reason: to make owning a home possible for ANYONE with a steady income. For centuries, people in developed countries have been buying homes through mortgages. Meanwhile, some of us are still stuck in this “only rich men buy houses” mindset. Wake up! The younger you are, the better your chances of owning a home. Why? Because you have more years to repay your mortgage. More years = smaller monthly payments. It’s open Knowledge, but somehow, we ignore it. At Giddaa, we’re here to end this falsehood. We’re here to tell you that you CAN own a home—whether you’re 25, 35, or 45. It’s not about your title or salary size. It’s about making smart choices and leveraging the systems that exist to help you. Ready to Prove People Wrong? 1️⃣ Call us. 2️⃣ Send a WhatsApp message to 09067763959. 3️⃣ Visit www.giddaa.com to get started. No excuses. No delays. No outdated beliefs. If you’re serious about owning a home, the time to act is NOW. Let’s do this.

Why I Stopped Renting and Started Owning – And Why You Should Too By Kunle Adebayo Let’s talk about something we don’t always discuss openly: homeownership. If you’re like me, you probably fall into the category of young professionals living in Lagos, Abuja, or Port Harcourt, renting a nice apartment, and working hard to afford your lifestyle. For the longest time, I believed renting was just the way to go. It felt flexible, less risky, and honestly, it was easier to manage. But let me tell you why I changed my mind – and why you might want to consider doing the same. When I first moved to Lagos, I felt accomplished renting a serviced apartment in Lekki. It cost me about ₦3.5 million per year, but it came with all the perks – security, power, and proximity to work. Life was good. Or so I thought. One day, a friend asked me, “Kunle, how much have you spent on rent in the past five years?” I did the math. ₦3.5 million per year for five years. That’s ₦17.5 million. Gone. Forever. No assets to show for it. It hit me like a ton of bricks. Renting was convenient, yes, but it was also draining money I could have invested into something long-term, like a home of my own. If you’re hesitant about owning a home, I get it. I’ve been there. For most of us, the thought of homeownership brings up fears: 1️⃣ “What if I lose my job and can’t keep up with payments?” 2️⃣ “Mortgages in Nigeria are just too complicated.” 3️⃣ “What if the developer disappears with my money?” 4️⃣ “Isn’t long-term debt risky?” These fears are real, but the truth is, there are ways to manage them. You just need the right information and tools to make smarter decisions. What I Learned About Financing Options Like most people, I didn’t know much about financing a home until I did some digging. The key is finding a system that fits your income and goals. For me, the NHF loan worked because it offered a long tenor (up to 30 years) and didn’t strain my finances. Is Long-Term Debt Really That Scary? One of my biggest fears was taking on long-term debt. Culturally, we’ve been taught that debt is bad. But here’s the thing: not all debt is created equal. A mortgage is an investment, not a liability. Instead of throwing money at rent, your monthly payments go toward something you’ll eventually own. Think about it like this: If you’re already paying ₦3.5 million a year in rent, that’s essentially a house payment. The difference is, with a mortgage, you’re paying into your future, not someone else’s. Final Thoughts I get it – buying a home is a big decision. But if you’re already spending millions on rent every year, maybe it’s time to rethink your strategy. You don’t have to figure it all out today but start asking yourself the hard questions. Let’s talk about it. If you have questions or concerns, drop them in the comments. Kunle Adebayo A Fellow Renter-Turned-Homeowner

Why GIDDAA is Redefining Homeownership in Nigeria For many Nigerians, owning a home feels like an impossible dream. It’s a belief deeply rooted in our culture: only the rich and wealthy can afford houses. People imagine they need millions in the bank, years of savings, or even miracles to buy a property. At GIDDAA, we’re here to change that. We’re not just a real estate company—we’re a tech-driven solution designed to make homeownership accessible to everyone. Our mission is to bridge the gap between the common man and the 1%, showing Nigerians that owning a home is not about privilege; it’s about opportunity. Here’s what makes GIDDAA different: - We don’t just sell houses. We guide you on how to own them. From breaking down complex terms to offering clear steps, we make the process simple. - Flexible Payment Plans: Whether through structured payments, NHF options, or mortgage solutions, we offer paths to ownership that fit your income and lifestyle - Technology First: Our tech-driven approach means we connect you to the best options faster and more efficiently than traditional methods. Our goal is to help Nigerians break free from the belief that homeownership is out of reach. It’s not about your status or bank account—it’s about using the right tools, plans, and strategies. At GIDDAA, we believe homeownership is for everyone. Let us help you make it a reality. Ready to start? Click on the link - giddaa.com

Debunking Mortgage Myths in Nigeria: How Giddaa and NHF Make Homeownership Possible In Nigeria, many believe mortgages don’t work due to misconceptions about affordability, high-interest rates, and limited property options. But the truth is, with the right tools, programs, and partners like Giddaa, homeownership is achievable. What’s a Mortgage? A mortgage lets you buy a property and pay in installments over several years instead of upfront. It’s a structured and affordable pathway to owning your dream home. Key Players: NHF and FMBN The National Housing Fund (NHF) and Federal Mortgage Bank of Nigeria (FMBN) play vital roles in making mortgages accessible to Nigerians: 1. National Housing Fund (NHF) - Designed for Nigerian workers, the NHF allows contributors to access affordable housing loans at interest rates as low as 6%. - Contributions are deducted monthly, helping individuals build savings toward homeownership. 2. Federal Mortgage Bank of Nigeria (FMBN): - Oversees the NHF scheme, providing low-interest loans for buying, building, or renovating homes. - Offers long repayment periods of up to 30 years, making mortgages more manageable. Through NHF and FMBN, middle-income earners can achieve homeownership without the usual financial strain. The Rent-to-Own Solution For those who don’t qualify for traditional mortgages, Rent-to-Own offers an alternative. This model lets you rent a property while contributing toward its purchase. A portion of your rent goes into the down payment, letting you live in and invest in your future home at the same time. How Giddaa is Changing the Game Giddaa, a leading proptech company, is simplifying homeownership by: - Providing Access: Helping clients navigate NHF loans and Rent-to-Own options. - Flexible Financing: Tailoring solutions to fit individual budgets. - Educational Support: Guiding clients through the mortgage process to ensure informed decisions. Conclusion With the support of NHF, FMBN, and Giddaa’s innovative solutions, owning a home in Nigeria is no longer out of reach. Mortgages and Rent-to-Own models are transforming lives, offering Nigerians a chance to achieve the dream of homeownership. What are your thoughts on Rent-to-Own and NHF loans? Let’s discuss

Breaking the Rent Cycle: Making Homeownership Possible with Giddaa Housing For many Nigerians, renting feels like an unending cycle. Year after year, families work tirelessly to pay rent—hard-earned money gone, with no lasting benefit. We’ve heard countless stories from people who grew up watching their parents navigate the stress of paying rent. Conversations about overdue payments, tight budgets, and uncertainty are far too familiar for many households. Fast forward to adulthood, and the same story repeats itself. Renting, budgeting, and barely saving. For most, owning a home feels like a distant dream—something reserved for the wealthy or simply unattainable. At Giddaa Housing, we’re here to change that. Making Homeownership Achievable We believe that owning a home shouldn’t require millions in upfront payments, endless stress, or waiting until retirement. That’s why Giddaa Housing is redefining what it means to buy property in Nigeria, making it realistic, accessible, and affordable. Here’s how we do it: - Flexible payment plans to fit your budget. - A user-friendly platform where you can track your property purchase and progress. - Trusted partnerships with banks to make financing seamless and stress-free. Whether you’re a civil servant, entrepreneur, or Nigerian living abroad, there’s a path to homeownership with Giddaa Housing. Start Your Journey Today We’ve helped countless Nigerians take the first step toward owning a home, breaking free from the rent cycle, and building a brighter future. If you’ve ever thought owning a home was impossible, it’s time to think again. Visit giddaa.com today to learn how Giddaa Housing can help you achieve your dream of owning a home in Nigeria.

How Giddaa Housing is Making Homeownership in Nigeria Easy and Achievable For many Nigerians, owning a home feels like an impossible dream. Year after year, rent is paid, but the idea of having a space that truly belongs to you seems far off. The rising cost of living and housing in major cities only makes this dream feel even more distant. But what if I told you that homeownership is not just a faraway dream—it can be a reality? The truth is, with the right resources and guidance, owning your own home is more achievable than you might think. That’s where Giddaa Housing comes in. Flexible Payment Plans & NHF Schemes One of the biggest barriers to homeownership in Nigeria is the upfront cost, but what if you didn’t have to pay everything at once? Through flexible mortgage payment plans and the National Housing Fund (NHF) scheme, Giddaa Housing helps you break down that financial barrier. Instead of overwhelming lump sums, you can pay for your home in manageable, long-term installments that fit your budget. Making the Process Simple Navigating the world of mortgages, especially in Nigeria, can feel like a maze. With so many options, requirements, and paperwork, it’s easy to feel lost. Giddaa Housing simplifies this process for you. From explaining the NHF to helping you choose the right plan, they provide clear guidance every step of the way. This means you don’t have to be a financial expert to start the journey toward owning your own home. A Home You Can Call Your Own The dream of owning a home is about more than just bricks and mortar. It’s about creating a space where you and your loved ones can grow, make memories, and feel safe. With Giddaa Housing, this dream becomes a reality—without the stress and confusion that often come with the process. It’s Achievable, and It’s Waiting for You Homeownership in Nigeria doesn’t have to be a pipe dream. With the right support, flexible payment options, and a bit of planning, it’s something you can achieve. Giddaa Housing is here to make that process easy, understandable, and accessible for all Nigerians. If you’ve ever thought about owning your own home, now is the time to take the first step. Let’s make your dream of homeownership a reality. It’s closer than you think.