Government Employee Wealth Advisors

Retirees often struggle to shift from saving to spending, especially when unexpected events lead to early retirement: https://bit.ly/4hBoVG3 Many find it hard to embrace their financial security and navigate safe spending rates. This can prompt them to seek guidance from financial advisors or focus on income-generating investments. If you’re facing this transition, let’s discuss your plan—our team is here to help!

Wishing a Happy Hanukkah to all those who celebrate! May your nights be bright with love, laughter, and cherished traditions.🕎✨

Merry Christmas to those who celebrate!🎄 May this special day bring you peace, joy, and faith. Wishing you all a holiday filled with love, surrounded by family and friends.

It’s that time of year again—the time when many people set ambitious goals but struggle to follow through on achieving them. As you reflect on your financial health, it’s important to remember that everyone is in a different place financially. Tailoring your resolutions to fit your unique situation can make a significant difference. Here are five steps that can help you set and achieve your financial goals, along with suggestions and strategies for short-term, mid-term, and long-term goals to help keep you on track.

Big changes are coming to Social Security in 2025: https://bit.ly/4hyiW58 Benefits will rise by 2.5%, offering some relief for retirees. The taxable maximum will increase, and the earnings test exemption will rise, allowing for higher earnings without losing benefits. Plus, the maximum benefit at full retirement age will see a significant boost. Let’s talk about how these updates can impact your retirement plan!

As you approach retirement this year, consider how to transition smoothly, especially if savings are tight: https://yhoo.it/4hrCKXF Review your expenses, assess housing options, and maximize retirement contributions. If you’re still working, think about extending your career or going part-time to maintain income. It’s a great time to reassess your strategy! Let’s discuss your plans and explore how we can help make your retirement goals a reality.

Today is Universal Health Coverage Day!🌎🩺 As you build your financial plan, having the right health insurance is a key consideration. We’re here to help you understand how your coverage can support your retirement goals. Let’s talk about how it all fits together—call us today!

As the year ends, it’s the perfect time to connect with your financial advisor! With December 31 marking the end of the tax year, consider these five questions to guide your conversation: https://yhoo.it/4f8D4Jp Are there opportunities to accelerate or defer income? Can I minimize my capital gains tax liability for the year? Have I maxed out my tax-advantaged accounts this year? How can I prepare for upcoming life events? What should we have done differently this year? Make sure to explore all your options before the new year! Schedule a time to meet and discuss your financial plan.

Feeling financial anxiety as the holiday season approaches? With travel and gift expenses tempting your budget, stay mindful with these four finance tips: Identify Your Triggers: Understand what leads to unhealthy spending. Have a Plan: Create a spending and saving plan for peace of mind. Keep Track: Set monthly goals and celebrate your progress! Address Missteps: Don’t dwell on mistakes; focus on moving forward. For personalized guidance and help with your financial plan, especially with holiday spending in mind, give us a call!🎁

🚨 Reminder: Medicare Open Enrollment ends soon on December 7th! 🚨 Don’t miss your chance to explore your options and make sure you’re enrolled in the best plan for your needs. If you have questions, give us a call!