Howe & Rusling Wealth Management

Happiest holidays from your friends at Howe & Rusling! May the season be filled with warmth, love, and happiness for you and yours. Find out how our team's holiday favorites stack up against your own...

Read our latest Insights piece by Vice President and Wealth Manager, Sarah Swan, CFP®, who ruminates on lessons learned from The Snowball by Alice Schroeder, a biography of Warren Buffett, and University of Berkshire Hathaway by Daniel Pecaut, a 30-year first-hand interpretation of the wisdom, strategies, and lessons gleaned from attending decades of Berkshire Hathaway’s annual shareholder meetings.

How Political Change Impacts Markets (and Why It Doesn’t Define Your Portfolio) https://lnkd.in/gpgkMrSf

The outcome of the Federal Reserve’s aggressive inflation-fighting campaign launched in 2022 is coming into sharper view. Inflation has declined from a peak of over 9% in mid-2022 to 2.5%, unemployment has increased by just a small percentage and remains near the low end of its range over the last 50 years, and theU.S. economy has continued to grow. When the Fed began its inflation fight back in 2022, few economists thought such an outcome was possible, but restoration of inflation back to about 2%, low unemployment and continued good economic growth is now very much the consensus forecast. Click below to read our outlook based on the latest economic and financial markets data. https://lnkd.in/gVzm8Bsu

A lot has happened in the last few weeks and the news cycle is as busy as ever. A flurry of news is to be expected in the autumn of a presidential election year, but we have seen plenty of non-campaign-related headlines as well. The Federal Reserve cut interest rates by half a percent just over two weeks ago, though it feels like longer. Concerns of a government shutdown resulting from an impasse over a federal spending bill came and went faster than usual, although we can expect that to be back in the headlines before year end. Hurricane Helene and heavy rains wreaked havoc in Florida, Georgia, the Carolinas, and more... Read our latest Insights by Wealth Manager, Michael J. Carrico, CFP®, CRPC®

We are at the time of the cycle where talk turns to the election. If this update is too long, we have a simple message: regardless of who wins the election, don’t bet against America, we’ll be okay.

Our latest Insights piece by Sarah Swan, CFP® begins: "I recently met with an impressive 90-something-year-old client of mine who's been managing his own investments for most of his life. It’s only recently that he decided it’d be a good idea to give up [some of the] reins and lean on an advisor. I have to commend a decision like that. It cannot be easy to give up ownership over something you are not only good at but that you enjoy." Click the link to read the rest!

Watch our new Street$marts: Understanding Annuities–Different Types, Hidden Fees, and Tax Implications, where Sarah Swan, CFP®, owner and Wealth Manager at Howe and Rusling delves into how annuities work, revealing how they are different and pros and cons to consider before buying one. 

Join us on June 4th to understand how to plan ahead for long-term care expenses and learn what estate planning options you have for protecting your assets from nursing home care costs. We’re looking forward to covering this critical, info-rich topic in our great new office space at the Culver Road Armory. We encourage you to attend with any friends who would benefit from the topic as well.   Long-Term Care Seminar Details: Date: Tuesday, June 4th  Time: 5:30 PM (presentation starts at 6:00 PM) Location: Howe & Rusling’s new office at 165 Culver Rd, Rochester 14620 (The Culver Road Armory)  Please RSVP by emailing events@howeandrusling.com

Money, Meds, & Mortality-Part One: Understanding Medicare Come join us for a deep-dive into understanding medicare, healthcare costs, and the challenges of aging. This in-person event will be held at on Tuesday, May 7 at 5:30pm at Howe & Rusling Wealth Management in the Culver Armory, where experts in the field will share their insights and strategies for navigating these crucial topics. Don't miss out on this opportunity to learn and engage with industry professionals these important issues. Please RSVP–thanks!