Ideas By Mike, LLC

Are you unsure about how to ensure a steady income during your retirement? Annuities might be the solution you've been looking for. But you might be asking a question to yourself, 𝐈𝐬 𝐚𝐧 𝐀𝐧𝐧𝐮𝐢𝐭𝐢𝐞𝐬 𝐑𝐢𝐠𝐡𝐭 𝐟𝐨𝐫 𝐘𝐨𝐮? Here's an article that will give you an idea why annuities could be a game-changer for your retirement planning. #RetirementPlanning #Annuities #FinancialFreedom #GuaranteedIncome #TaxDeferred #RetirementGoals #FinancialPlanning

For DIY investors, managing part of your portfolio can be a rewarding experience—but it’s important to avoid common pitfalls. In this week’s installment of Ideas by Mike™, Steve Osterink explains how staying hands-on with a portion of your assets can work well, as long as you’re mindful of risks like unintended portfolio overlaps or concentrated holdings. Check it out as he highlights why financial planning should remain a professional effort due to its many complexities: https://bit.ly/3COxbm7 #IdeasbyMike™ #FinancialPlanning #DIYInvesting #PortfolioManagement #RiskMitigation #WealthStrategy #InvestmentInsights

Your investments should be a reflection of your financial goals, not just market trends. Steve Osterink shares how purpose-driven investment planning could help investors build a roadmap for long-term success, here: https://bit.ly/48ZLrEF (From behavioral insights to innovative tools like Koyfin and FRED, this episode delivers practical strategies for making smarter financial decisions!) #IdeasbyMike™ #FinancialPlanning #BehavioralFinance #PurposeDrivenInvesting #PortfolioManagement #WealthStrategy #InvestmentTools

What’s the difference between independent firms and big business? In this week’s episode of Ideas by Mike™, Steve Osterink explains how independence allows his team to prioritize client needs without the constraints of big-business ownership. From creating unique strategies to fee-waived charitable solutions, Steve’s firm focuses on doing what’s right—even when it’s not about the bottom line. For more on independence and how it allows businesses to prioritize what truly matters, click here today: https://bit.ly/3COxbm7 #IdeasbyMike™ #FinancialPlanning #IndependentBusiness #CharitableGiving #ClientFirst #WealthManagement #DonorAdvisedFunds #InnovativeFinance

Did you ever have an idea what's the real costs of your long-term care? 💡 70% of adults 65+ will need long-term care. Are you prepared? To know the answer, there are some myths that could leave your financial plans vulnerable. Swipe through 👉 to uncover the 3 biggest myths and how they might impact your future. Read our blog: https://smpl.is/9wlrr 👉 Follow us for expert tips and strategies to secure your retirement. #LongTermCarePlanning #RetirementPlanning #IdeasByMike

Are your investments moving you closer to your financial goals—or just keeping up with the market? In this week’s release of Ideas by Mike™, Steve Osterink explains how purpose-driven investment planning helps connect your portfolio to a bigger financial strategy. Stream it today and hear tips on building a solid foundation, addressing emotional pitfalls, and using tools like Koyfin and FRED to make smarter choices: https://spoti.fi/3V1NK4k #IdeasbyMike™ #FinancialPlanning #SmartFinance #BehavioralInsights #PurposeDrivenInvesting #WealthStrategy #InvestmentTools

Are You Prepared for the Health Costs of Tomorrow? Take the HALO Assessment to Find Out! Health and wealth are more connected than you might think. The unexpected nature of health risks can have a huge impact on your financial future—are you ready for it? Imagine knowing exactly how much your healthcare might cost in the years to come, and how to plan for those expenses while ensuring you can still live your best life in retirement. With HALO, you can: ✅ Plan for active, healthy years in retirement ✅ Estimate future healthcare costs ✅ Discover how much daily care may cost in the long run Want to see the full picture? Take the HALO Assessment now and get a personalized report that helps you understand the impact of health on your wealth. 👉 Start the HALO Assessment today: https://smpl.is/9wg7g #HealthAndWealth #RetirementPlanning #Ideasbymike

Behind every successful investor is a story of inspiration. In this week’s episode of Ideas by Mike™, Steve Osterink shares how his dad, a mentor and financial planner, sparked his passion for investing. From lessons about mutual funds and market movements at 16 years old to understanding the importance of guiding clients through complex financial decisions, Steve’s story highlights the power of mentorship in shaping a career: https://bit.ly/3COxbm7 #IdeasbyMike™ #FinancialPlanning #Mentorship #WealthManagement #LegacyLeadership #InvestmentInsights #PersonalFinance

💰 Black Friday Tip Alert! 💰 This Black Friday, make smart choices—not just with your shopping, but with your finances too! At IdeasbyMike, we’ve shared an exclusive tip on our YouTube channel to help you navigate the season without breaking your budget. 🎥 Watch it here: https://smpl.is/9wg57 👉 Visit us at https://smpl.is/9wg58 or send us a message to learn more. #BlackFridayTips #SavingVsSpending #IdeasbyMike

Did you know that biases like recency and hindsight could be influencing your investment decisions? Check out this interview of Ideas by Mike™ as Steve Osterink discusses how emotional factors often guide investment choices—and why education is the antidote: https://bit.ly/3COxbm7 (He shares how breaking through the industry’s jargon and addressing behavioral biases could help investors make smarter decisions with confidence!) #IdeasbyMike™ #FinancialPlanning #InvestorEducation #BehavioralFinance #InvestmentInsights #SmartInvesting #WealthStrategy