LOQUAT Inc.

Join the Loquat team! At #Loquat, we’re shaping the future of #fintech — and we want you to be a part of it! We’re looking for dynamic, driven #professionals to help us take #innovation to the next level. We’re hiring for the following roles: - Business Analyst – Turn data into actionable insights and drive strategic decisions - DevOps Engineer – Build, optimize, and maintain cutting-edge infrastructure - Product Solutions Architect – Create game-changing solutions that deliver impact - Sales Manager - Drive sales strategy, cultivate client relationships, and drive revenue growth in an exciting and fast-evolving fintech landscape Ready to make a difference in fintech? Your next big #opportunity starts here. 👉 Apply today: https://lnkd.in/e_gtyWXe Be part of something #transformative. Let’s redefine the industry — together!

With interest rates on the rise, why are speculators still so active? The ongoing mystery is why #speculation remains rampant in the bull market, even with easy money seemingly over. While exuberance made sense during last decade's near-zero rates, the #FederalReserve raised interest rates from almost zero to nearly 5% in 2022. Yet, after a brief slowdown, speculative activity has surged again across various US asset classes, particularly driven by #AI and #memecoins. Source: https://lnkd.in/eE2d7eXR #Loquat

Feel Good Sunday: The Science of Happiness Dan Gilbert, author of "Stumbling on Happiness," argues against the belief that we’ll be unhappy without getting what we want. Our "psychological immune system" enables us to find genuine happiness even when things go awry. Source: https://lnkd.in/gy-i9XH #Loquat

Curious Saturday: 6 steps to forge stronger digital relationships Networking expert Margaux Miller shares tips for cultivating meaningful relationships online. Focus on quality over quantity, prioritizing genuine and personalized interactions. Discover practical suggestions to enhance your approach, fostering both personal and professional growth. https://lnkd.in/eQUbnMwX #Loquat

The allure of company towns Leading a large firm in a small community often influences #decisionmaking. When corporate choices impact local neighbors, friends, and family, leaders are more incentivized to make thoughtful decisions. Research on hometown #CEOs supports this idea; they tend to have stronger ties to their company's location and greater concern for their #local reputation. Studies indicate that these leaders are less inclined to cut R&D budgets under short-term pressures or take risks like increasing leverage. Whether this reflects long-term thinking or caution depends on one's #perspective. Source: https://lnkd.in/evArnM7P #Loquat #banks #creditunions

Loquat and Plaid partner to bring open banking to credit union and community bank customers Through this strategic #partnership, Loquat seamlessly integrates Plaid’s advanced connectivity infrastructure into its digital banking platform. This integration empowers financial institutions to offer customers secure account linking, access to real-time, permissioned financial data, and streamlined financial management. It also facilitates efficient fund transfers for new account openings, reducing attrition caused by funding delays or failures. Partnership brings seamless financial connectivity integration to Loquat’s business cloud banking platform. More information: https://lnkd.in/eUPgBp_R #Loquat #Plaid #banks

Investment criteria for North American banks There is significant variation among banks in attracting investor interest for profitable growth. Investors have increasingly pressured North American banks to improve their #valuations. Despite efforts to improve returns, valuation discrepancies remain substantial. Achieving a strong return on equity (#ROE) is ineffective if it fails to gain investor #trust. Bank leaders aiming for higher valuations must focus on fostering #confidence in future #growth potential. Source: https://lnkd.in/enzxrRqY #Loquat #banks #creditunions

Understanding the difference: DevOps vs. DevSecOps #DevSecOps builds on #DevOps by incorporating #security testing and #compliance checks while maintaining #agility, especially in regulated industries. It emphasizes integrating security throughout the software development cycle, addressing risk concerns that come with adopting DevOps practices. By involving security teams in collaborative efforts and implementing continuous monitoring, DevSecOps shifts focus on security both early (during development) and later (post-deployment). This proactive approach reduces backtracking during testing phases, leading to faster development cycles, happier developers, safer software, and more satisfied users. Source: https://lnkd.in/ewM3zmBq #Loquat

Fed signals smaller rate cuts in 2025 amid high inflation and trade risks On December 18, 2024, the #FOMC reduced the federal funds rate by 25 basis points to a range of 4.25% to 4.5%, marking its third consecutive cut. However, more focus was on the committee’s updated #monetarypolicy outlook for the next three years: FOMC members now predict only 50 bps in rate cuts for 2025—half of September's estimate—indicating that higher #interestrates may persist longer than previously expected. Source: https://lnkd.in/eEMDBT2R #Loquat #banks #creditunions

Feel good Sunday: Can AI be funny? Can AI be funny, or is humor strictly human? In this engaging talk, cartoonist Bob Mankoff delves into the nature of #comedy, the rise of #AI, and their #intersection. Source: https://lnkd.in/eQb7yAwq #Loquat