NFP Insurance Solutions

Welcome to the team, Todd! We're excited to have you on board.

We are excited to announce the acquisition of Forvis Insurance Agency, a strategic step that strengthens our mission to provide tailored insurance solutions for ultra-high-net-worth individuals, families, and businesses. With over 30 years of collaboration, this transition solidifies a shared commitment to providing innovative strategies designed to meet the evolving needs of clients. As part of this transition, we’re thrilled to welcome Todd Loving to our team as a Managing Director. Todd’s expertise and long-standing client relationships will play a key role in ensuring a seamless integration and continued excellence in service. We look forward to building on Forvis Insurance Agency's legacy by helping clients grow and preserve their wealth. Read more here: https://lnkd.in/gD6fmk6q

On January 5, 2025, the Social Security Fairness Act was signed into law, bringing significant changes that impact millions of public employees, retirees, and their families. This new legislation eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO)—provisions that previously reduced Social Security benefits for many hardworking individuals like teachers, police officers, and firefighters. Our latest article breaks down the key updates and what they mean for those affected: https://lnkd.in/gDAiMU3h Whether you’re directly impacted or simply interested in how this law shapes retirement benefits, this is a must-read.

Looking for a smarter way to save for retirement while reducing your tax burden? A cash balance plan could be the solution you’ve been searching for. ✔️ Higher Contribution Limits: Save significantly more than traditional plans like 401(k)s. ✔️ Tax Advantages: Lower your tax liability today while growing your wealth tax-deferred. ✔️ Predictable Income: Enjoy a stable, reliable retirement income. ✔️ Portability: Take your funds with you when you transition to your next chapter. Want to know more? Read the full article for all the details on how cash balance plans can elevate your financial strategy. https://lnkd.in/gNiyP7UH

As we kick off the new year, it’s a great time to review your financial plan—especially your life insurance and estate strategies. For high-net-worth families, life insurance plays a critical role in protecting your wealth and ensuring a seamless transfer to future generations. Key tips for 2025: ✔ Assemble Your Team: Work with an estate attorney, life insurance professional, and financial advisor to create a comprehensive plan. ✔ Update Key Documents: A will, trust, and power of attorney are essential for a strong estate plan. ✔ Leverage Life Insurance: Tools like irrevocable life insurance trusts (ILITs) can protect assets from taxes and provide liquidity for your heirs. ✔ Communicate Your Plan: Share your intentions with beneficiaries to avoid future conflicts. Life insurance isn’t just a safety net—it’s a strategic tool for wealth preservation. Start the year by securing your legacy. https://lnkd.in/dBEZGsVN

For high-income earners and business owners, cash balance plans offer a significant opportunity to save for retirement while maximizing tax benefits. Managing Director Larry Lubin and Case Design Specialist Kevin Bewley, CLU® recently sat down to discuss how these plans stand out. Unlike a 401(k), which has a contribution limit of about $70,000 annually, cash balance plans fall under defined benefit rules and allow contributions of $300,000 to $400,000 or more, depending on individual circumstances. These larger contributions grow tax-deferred, creating the potential for substantial retirement savings over time. Learn more about how cash balance plans work and their advantages in our full article! https://lnkd.in/gNiyP7UH

As we close out 2024, we’re proud to reflect on a year filled with growth, collaboration, and meaningful accomplishments. From industry recognitions to new partnerships and client successes, this year has been a testament to the power of working together. Read our 2024 Year in Review here: https://lnkd.in/gZwhkPci What’s Inside Our Year in Review: • Milestones and achievements • Industry insights and expert perspectives • Exciting plans for the year ahead We’re grateful for our clients, partners, and colleagues who made this year so impactful. We look forward to creating more success stories together in 2025!

Happy New Year from NFP Insurance Solutions! We’re excited about the opportunities ahead and look forward to continued success and shared growth. Wishing you a happy, healthy, and prosperous 2025!

Happy holidays! Wishing you a season filled with joy, peace, and special moments with loved ones. Thank you for being part of our journey this year.

As the year winds down, now is the perfect time to explore tax-efficient retirement strategies like cash balance plans. These plans offer higher contribution limits, tax advantages, and predictable retirement income — ideal for high-income earners and business owners looking to reduce taxable income before year-end. Read the full article to learn more about how a cash balance plan could benefit your financial strategy: https://lnkd.in/gNiyP7UH