Oregon Consumer Justice

"We applaud the CPFB for standing up once again to protect consumers by finalizing its common-sense rule to cap banking overdraft fees," said Jagjit Nagra, Executive Director at Oregon Consumer Justice. "This change will put an end to excessive overdraft charges and restore money to Oregon households. It also takes an important step toward making banking more transparent and fair, especially for Black, Latino, and low-income families who are among the hardest hit by these junk fees." #OCJ #OregonConsumerJustice #CFPB #ProtectConsumers #OverdraftFees

Our team joined Oregon consumer attorneys at the Consumer Rights Litigation Conference in Orlando for valuable learning and networking. 🤝 Hosted by the National Consumer Law Center and NACA - Neighborhood Assistance Corporation of America, the event allowed us to connect with advocates across the country and strengthen our efforts to protect and expand consumer rights. We also celebrated Hope Del Carlo, Consumer Attorney at Elemental Law, for her incredible work in foreclosure defense, keeping hundreds of Oregonians in their homes. Her dedication to consumer justice inspires us all! #OCJ #OregonConsumerJustice #CRLC2024 #ConsumerRights

At the Energy Policy Conference in Portland, our Policy team members Hanna Osman and Angela Donley explored the critical intersection of utility planning, customer affordability, and climate protections. Thank you to Oregon Citizens' Utility Board for convening the event! Engaging with experts and advocates in the energy policy space supports our efforts to build a more equitable and sustainable future for all Oregonians. 🌍 #OCJ #OregonConsumerJustice #EnergyPolicy #ClimateProtection #CustomerAffordability #SustainableFuture #PortlandEvents

We've made great strides in Oregon to advance the rights and inclusion of people with disabilities, but our work is far from done. OCJ continues to fight for better protection of consumers living with disabilities, including those facing unjust hurdles in fixing and maintaining mobility devices like electric wheelchairs. Oregon's Right to Repair law should include electric wheelchairs and complex rehabilitation technology so consumers aren't locked into waiting on a manufacturer's costly repair service. Learn more about our work advocating for the rights of Oregonians: https://lnkd.in/etbmpqgU #OCJ #OregonConsumerJustice #IDPD #DisabilityRights #Inclusion #RightToRepair #AccessibilityForAll

Our comic book launch party is this Friday, December 6! 🎉 Who says learning about consumer rights can't be fun? We'll have food, drinks, and activities for the whole family between 5 and 8 PM. Stop by and grab your copy of "Dealing with Debt Collection"! RSVP today: https://bit.ly/48XS7Dq

December is Universal Human Rights Month 🌎 At OCJ, we're taking this opportunity to reflect on the fundamental rights that should be accessible to everyone—regardless of their race, gender, nationality, or ability. These include access to consumer rights and the freedom to live a life of dignity and abundance. Learn about our work advancing consumer protections at ocj.org. #OCJ #OregonConsumerJustice #UniversalHumanRightsMonth #HumanRights #Equality #Justice #Oregon

🌪️ National Tax Security Awareness Week: Stay Alert for Charity Scams! 🌪️ As we close out National Tax Security Awareness Week, it's essential to be cautious of charity scams that often arise after disasters. Scammers may take advantage of people's generosity, pretending to be legitimate charities to solicit donations. Here's how to protect yourself: 🎗️ Verify Charities - Before donating, use the IRS's tools to check if a charity is registered and legitimate. 📞 Beware of Pressure Tactics - Scammers may rush you into donating. Take your time to research before giving. 🔍 Look for Red Flags - Be cautious of charities that don't provide clear information about their mission and how funds will be used. For more tips on verifying charities and avoiding scams, check out the IRS article: https://cio.ist/sgb #OCJ #OregonConsumerJustice #TaxSecurity #CharityScams #ScamAwareness #GiveSmart #IRS #StayInformed

🎁 National Tax Security Awareness Week: Beware of Gift Card Scams! 🎁 As we continue National Tax Security Awareness Week, it's important to remind everyone that gift cards should never be used to make tax payments. Scammers often exploit this tactic, tricking individuals into purchasing gift cards as a way to settle tax debts. Here are some key points to remember: 🚫 The IRS Will Never Request Payment in Gift Cards - If someone claims you owe taxes and asks for gift cards, it's a scam! 💼 Legitimate Tax Payments - Always use approved payment methods, like direct bank transfers or checks, when paying taxes. 📞 Report Suspicious Calls - If you receive a call demanding payment in gift cards, report it to the IRS immediately. For more details, check out the IRS article: https://cio.ist/knk #OCJ #OregonConsumerJustice #TaxSecurity #GiftCardScams #ScamAwareness #ProtectYourself #IRS #StayInformed

🔍 National Tax Security Awareness Week: Stay Informed About the "Dirty Dozen" Tax Scams! 🔍 It's crucial to be aware of the latest scams targeting taxpayers. The IRS has a "Dirty Dozen" list, highlighting the most prevalent tax fraud schemes to help you protect your financial information. Here are a few to watch out for: 🎣 Phishing Scams - Beware of emails or texts pretending to be from the IRS asking for personal information. 🎗️ Fake Charities - Scammers often create fraudulent charities to exploit taxpayers during tax season. 👻 Ghost Preparers - Untrustworthy tax preparers can disappear with taxpayer cash and personal information. Learn more about how to protect your tax information: https://cio.ist/zcv #OCJ #OregonConsumerJustice #TaxSecurity #DirtyDozen #ScamAwareness #ProtectYourself #IRS #StayInformed

🏠 Oregon's 2025 Rent Increase Cap: What You Need to Know 🏠 Heads up, renters! The Oregon rent increase limit for 2025 has been set, capping annual rent hikes at 10%. This protection is a result of the combined efforts of OCJ, Stable Homes for Oregon Families, Fair Shot for All, and other advocates whose actions helped pass SB, a rent control law, in 2023. Here's what you should know: 🏡 Landlords can't raise rent beyond the 9.9% limit in 2025. 🔍 Check your lease terms and stay aware of any rent adjustments. 💬 If you face unjust rent hikes, you can report violations or seek legal assistance. This article provides additional detail: https://cio.ist/s4c #OCJ #OregonConsumerJustice #RentIncrease #TenantRights #OregonRenters #HousingProtection #StableHomes #FairShotForAll