Pattern

I had the challenge of being diagnosed with a life-threatening illness at age 43. It could happen to anyone. Young physicians are particularly vulnerable to financial ruin in the first few years of practice. We all need to make sure we have financial tools in place to protect the time and money invested in obtaining a medical degree. Check out this informative interview with insurance expert Dustin Karas. https://lnkd.in/gtUNssnf

Ever feel like you’ve been sold something you didn’t need? When my new doctor said, “𝘐 𝘣𝘰𝘶𝘨𝘩𝘵 𝘦𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘩𝘰𝘰𝘬, 𝘭𝘪𝘯𝘦, 𝘢𝘯𝘥 𝘴𝘪𝘯𝘬𝘦𝘳 𝘪𝘯 𝘳𝘦𝘴𝘪𝘥𝘦𝘯𝘤𝘺—𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘸𝘩𝘰𝘭𝘦 𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦,” I cringed. Here’s the deal: too many early-career doctors fall for the whole life insurance trap. Why? High fees, low returns, and massive penalties for leaving. These policies aren’t chosen—they’re sold. And young doctors? They’re often the first targets. My doctor admitted, “𝘐 𝘱𝘳𝘰𝘣𝘢𝘣𝘭𝘺 𝘨𝘰𝘵 𝘵𝘢𝘬𝘦𝘯.” Sadly, she’s right. What should she have done instead? 𝗧𝗲𝗿𝗺 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲. It’s simple, affordable, and does the one job you need it to: protect your family during your critical earning and debt-paying years. A good rule of thumb? Get 𝟭𝟬–𝟭𝟮 𝘁𝗶𝗺𝗲𝘀 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲. That gives your loved ones a financial cushion they can invest and live on if the worst happens. 👎Whole life? It’s a bad deal. 👍Term life? It’s smart, straightforward, and exactly what you need as an early-career physician. I hate seeing doctors work so hard only to waste money on bad advice. If you’re unsure about your life insurance or just want a second opinion, let’s connect. 𝗬𝗼𝘂 𝗱𝗲𝘀𝗲𝗿𝘃𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀 𝘁𝗵𝗮𝘁 𝗺𝗮𝗸𝗲 𝘀𝗲𝗻𝘀𝗲. Pattern helps doctors compare and buy disability and 𝗧𝗘𝗥𝗠 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲. #PhysicianFinance #FinancialPlanningForDoctors #LifeInsuranceTips #DoctorAdvice #PersonalFinance #EarlyCareerDoctors #InsuranceEducation

𝗧𝗵𝗲 𝗗𝗼𝗰𝘁𝗼𝗿’𝘀 𝗪𝗲𝗮𝗹𝘁𝗵 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗖𝗵𝗲𝗰𝗸𝗹𝗶𝘀𝘁 𝗳𝗼𝗿 𝟮𝟬𝟮𝟱 Are you a busy physician looking to simplify your finances and build wealth without overcomplicating things? This video is for you! Here's what I cover: • 𝗖𝘂𝘁 𝘁𝗵𝗲 𝗱𝗲𝗮𝗱 𝘄𝗲𝗶𝗴𝗵𝘁: Stop letting high-interest debt drain your hard-earned income. • 𝗚𝗼 𝗯𝗶𝗴 𝗼𝗻 𝘀𝗮𝘃𝗶𝗻𝗴: Learn why saving and investing 25% of your income is the game-changer you need. • 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗽𝗮𝘆𝗰𝗵𝗲𝗰𝗸: Don’t gamble with your future—get disability and life insurance. Pattern helps doctors and dentist compare and buy their disability and life insurance. • 𝗕𝘂𝗶𝗹𝗱 𝗮 𝗰𝗿𝗶𝘀𝗶𝘀-𝗽𝗿𝗼𝗼𝗳 𝗳𝘂𝗻𝗱: Be ready for life’s curveballs with an emergency fund. • 𝗖𝗵𝗮𝘀𝗲 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺𝘀: Clear goals = big wins. Let’s make them happen. 💡 Take control of your financial future and build the wealth (and life) you deserve. Watch now and start 2025 on the right path! #PersonalFinance #FinancialPlanning #PhysicianFinance #WealthManagement #FinancialFreedom

🎉 Happy 12th Birthday, Pattern! 🎉 This week, we celebrated 12 incredible years of serving physicians and protecting what matters most to them. Over the years, we've helped more than 30,000 doctors in their journey to compare and secure disability insurance, empowering them to focus on their careers, their families, and their futures. Looking back, I’m in awe of how much we’ve grown—not just as a company, but as a team. Through every challenge, every learning moment, and every triumph, the unwavering commitment of our team has been the heartbeat of everything we do. To our team: I’m so grateful for each of you. God has been so faithful and generous over these 12 years, and it’s humbling to reflect on how far we’ve come. The hardest moments taught us the most, and it’s been an honor to walk through them with people who care so deeply about each other and our purpose. Pattern has profoundly impacted my life, and I’m excited to see what the next 12 years hold. Here’s to our incredible team, our amazing clients, and a bright future. 🥂 Cheers to us—and happy birthday, Pats! 🎂 #PatternLife #12YearsStrong #CelebratingSuccess #PhysiciansFirst #GratefulAndGrowing Terri Wolever, Shane Gerlach, Peter Olson, Alex Ennis, Greg Elsberry, Jamie Dofner, Bryce Curry,

What’s your plan if your paycheck stopped tomorrow? For 1 in 4 professionals, this becomes reality due to a disability. Ensure your financial future is secure—disability insurance matters more than you think. Pattern helps doctors compare and buy disability insurance. #DisabilityAwareness #IncomeProtection #FinancialPlanning #ProtectYourIncome #SmartChoices

𝗔 𝗹𝗶𝘁𝘁𝗹𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻 𝗵𝘂𝗺𝗼𝗿 𝘁𝗼 𝗸𝗶𝗰𝗸 𝗼𝗳𝗳 𝘆𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗲𝗻𝗱... A group of physicians is duck hunting. 🦆 Finally, the first duck of the day flies overhead. The internist takes aim but then says, “That thing looks like a duck, but it could also be a goose, or a quail, or a chicken, or even a…”—but by then, the duck is out of range. A few minutes later, another duck appears overhead, and the radiologist sees it first and says, “That bird is consistent with a duck, but it is also consistent with a pheasant and a raven and a loon. Somebody pass me the binoculars…”—but the duck flies away. Then a third duck flies overhead, and BOOM! The surgeon blows it out of the sky, then turns to the pathologist and says, “Hey Fred, what the heck was that thing I just shot? 😄 #PhysicianHumor #MedicalLife #DoctorJokes #HealthcareHumor #WeekendLaugh