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Pattern

Pattern

Financial Services

Omaha, Nebraska 1,243 followers

Simplifying Disability and Life Insurance for Busy Doctors

About us

At Pattern, we specialize in helping physicians protect what matters most—their income, practice, and family. As a trusted partner, we've guided thousands of doctors nationwide to secure true own-occupation disability insurance and term life insurance with confidence and ease. We simplify the insurance process so you can focus on your patients, not paperwork. Our tailored approach ensures you get the right coverage for your unique needs, backed by transparency, education, and a deep understanding of the challenges doctors face. Your time is valuable, and your protection should be straightforward. Let Pattern make it simple.

Industry
Financial Services
Company size
11-50 employees
Headquarters
Omaha, Nebraska
Type
Partnership
Founded
2013
Specialties
Physician Specialty-Specific Disability Insurance and Term Life Insurance for Physicians

Locations

  • Primary

    11808 Miracle Hills Dr

    Suite 200

    Omaha, Nebraska 68154, US

    Get directions

Employees at Pattern

Updates

  • 🚨 𝗗𝗼𝗰𝘁𝗼𝗿𝘀—𝘁𝗵𝗶𝘀 𝗶𝘀 𝗮 𝗺𝘂𝘀𝘁-𝘄𝗮𝘁𝗰𝗵! 🚨 Most physicians wait too long to get disability insurance—and end up paying way more or getting denied coverage. In this video, Dustin breaks down exactly why 𝗿𝗲𝘀𝗶𝗱𝗲𝗻𝘁𝘀 𝗮𝗻𝗱 𝗳𝗲𝗹𝗹𝗼𝘄𝘀 should act 𝗡𝗢𝗪 to protect their future income. At Pattern, we make this process 𝘀𝗶𝗺𝗽𝗹𝗲—helping physicians compare top policies so they can lock in the 𝗯𝗲𝘀𝘁 coverage before it’s too late. 📲 Watch the video and then click the link on our page to see your options today! #PhysicianFinance #Doctors #DisabilityInsurance #Residents #FinancialFreedom #DoctorMoney

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    🔴 𝗗𝗼𝗰𝘁𝗼𝗿𝘀: 𝗪𝗵𝗮𝘁’𝘀 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻 𝗶𝗳 𝘆𝗼𝘂 𝘀𝘂𝗱𝗱𝗲𝗻𝗹𝘆 𝗰𝗮𝗻’𝘁 𝘄𝗼𝗿𝗸? Your 𝘪𝘯𝘤𝘰𝘮𝘦 is your greatest financial asset—but most physicians wait too long to protect it. Don’t make that mistake. In this video, I break down the 3 biggest reasons why residents and fellows need to lock in disability insurance NOW. 🚀 👇 Watch now and take action before it’s too late! #PhysicianFinance #Doctors #DisabilityInsurance #MedicalResidency #FinancialFreedom #DoctorLife

  • As a physician, your ability to work is your greatest financial asset. But what happens if an injury or illness forces you to stop? That’s why we talk so much about true own-occupation disability insurance—it’s the only kind that truly protects doctors from losing their income when they can’t work in their specialty. Check out this quick video from Dustin Karas for a no-fluff breakdown of what really qualifies for long-term disability. It’s an important watch for any doctor looking to secure their financial future! #PhysicianFinance #DoctorMoney #DisabilityInsurance #OwnOccupation #FinancialPlanning #PhysicianLife

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    Doctors, your hands, brain, and stamina 𝘢𝘳𝘦 your paycheck. But what happens if an injury or illness takes you out of work? Not all disabilities are catastrophic, but they can still wreck your career. In this video, I break down exactly what counts as a long-term disability—and why 𝗼𝘄𝗻-𝗼𝗰𝗰𝘂𝗽𝗮𝘁𝗶𝗼𝗻 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 is the only safety net that truly protects you. Watch now and make sure your coverage is up to the task! #PhysicianFinance #DisabilityInsurance #DoctorMoney #OwnOccupation #PhysicianLife #FinancialWellness

  • 🔎 𝗗𝗼𝗰𝘁𝗼𝗿𝘀, 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝘂𝘁𝘂𝗿𝗲 𝗱𝗲𝗽𝗲𝗻𝗱𝘀 𝗼𝗻 𝘄𝗵𝗼 𝘆𝗼𝘂 𝗹𝗶𝘀𝘁𝗲𝗻 𝘁𝗼. 𝟭 𝗶𝗻 𝟰 𝗽𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗿𝗲𝘁𝗶𝗿𝗲 𝘄𝗶𝘁𝗵 𝗹𝗲𝘀𝘀 𝘁𝗵𝗮𝗻 $𝟭𝗠. That’s not because of low pay—it’s because too many doctors take money advice from people who 𝘭𝘰𝘰𝘬 successful but are drowning in debt. At Pattern, we help physicians protect their income and build real financial security. Because true wealth isn’t about looking rich—it’s about being financially free. 🚀 Watch this video, then check out how Pattern simplifies disability and life insurance for doctors 👉 Link in bio. #PhysicianFinance #DoctorMoney #WealthForDoctors #FinancialSuccess #PhysicianLife #SmartMoneyMoves

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    🚨 𝟭 𝗶𝗻 𝟰 𝗱𝗼𝗰𝘁𝗼𝗿𝘀 𝗿𝗲𝗮𝗰𝗵 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝗮 𝗻𝗲𝘁 𝘄𝗼𝗿𝘁𝗵 𝘂𝗻𝗱𝗲𝗿 $𝟭𝗠. That shouldn't happen. The problem? Too many physicians take money advice from colleagues who look rich but are drowning in debt. 𝗗𝗼𝗻’𝘁 𝗹𝗲𝘁 𝗹𝗶𝗳𝗲𝘀𝘁𝘆𝗹𝗲 𝗰𝗿𝗲𝗲𝗽 𝘀𝘁𝗲𝗮𝗹 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝘂𝘁𝘂𝗿𝗲. Instead, get advice from people who actually win with money. 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗿𝗲𝗮𝗹 𝘄𝗲𝗮𝗹𝘁𝗵 𝗼𝗿 𝗷𝘂𝘀𝘁 𝘁𝗵𝗲 𝗶𝗹𝗹𝘂𝘀𝗶𝗼𝗻 𝗼𝗳 𝗶𝘁? 📢 Watch now & take control of your finances. #PhysicianFinance #DoctorMoney #WealthBuilding #FinancialFreedom #MedicalCareer #MoneyMindset

  • 🚨 Doctors, don’t let an unexpected underwriting decision catch you off guard! 🚨 At Pattern, we’ve helped thousands of physicians navigate the complex world of life and disability insurance. The key? 𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗵𝗼𝘄 𝗶𝗻𝘀𝘂𝗿𝗲𝗿𝘀 𝘁𝗵𝗶𝗻𝗸. They don’t see your health the way you do—they see risk. That’s why working with an expert matters. We help doctors find the right coverage—so you can focus on your career with confidence. Watch this video and reach out if you have questions! ⬇️ #PatternLife #PhysicianFinance #Doctors #InsuranceForDoctors #DisabilityInsurance #FinancialProtection

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    🚨 Doctors, insurance companies don’t think like you do. 🚨 You see a minor diagnosis. 𝗧𝗵𝗲𝘆 𝘀𝗲𝗲 𝗿𝗶𝘀𝗸. That’s why so many physicians are blindsided when their life or disability insurance offer isn’t as clean as they expected. 𝗜𝘁’𝘀 𝗻𝗼𝘁 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹—𝗶𝘁’𝘀 𝗷𝘂𝘀𝘁 𝗺𝗮𝘁𝗵. But you don’t have to figure it out alone. Here’s how to avoid the biggest mistakes and get the best coverage possible. 👇 #PhysicianFinance #DisabilityInsurance #Doctors #FinancialPlanning #InsuranceForDoctors #WealthProtection

  • Most doctors underestimate how much life insurance they actually need. 🚨 Your employer’s policy? Probably not enough. In this video, Dustin Karas breaks down a simple way to calculate the right amount—so you can make sure your family is covered. At Pattern, we help physicians compare top life insurance options, making it easy to get the coverage you actually need. 📲 Need help finding the best policy? We make it simple. #PhysicianFinance #LifeInsurance #DoctorsMoney #FinancialPlanning #PatternProtects #WealthProtection

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    How much life insurance do you actually need? 🤷♂️ If you’re a doctor, the answer is probably more than you think. Most employer policies barely scratch the surface, leaving families underinsured when they need it most. Watch this breakdown of how to actually calculate the right amount—without all the financial jargon. Pattern specialized in helping doctors get the right amount of life and disablity insurance coverage. #DoctorFinance #LifeInsurance #PhysicianMoney #WealthProtection #DoctorsOfFacebook #SmartMoneyMoves

  • Doctors, financial independence isn’t just about retirement—it’s about having options. At Pattern, we help physicians protect their income, so they can build wealth without worrying about worst-case scenarios. This video from Dustin Karas breaks down why owning your time should be a priority for every doctor. What’s your strategy for financial freedom? Let’s hear it! #PhysicianFinance #IncomeProtection #FinancialIndependence #Doctors #WealthBuilding #PatternLife

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    Physicians, financial independence isn’t about being rich—it’s about having options. The option to work less, step away, or call the shots. The earlier you start, the sooner you own your time. In this video, I break down why early financial independence is a game-changer for doctors and how to build it without drowning in financial jargon. #PhysicianFinance #FinancialIndependence #DoctorLife #MoneyMatters #WealthBuilding #EarlyRetirement

  • 💡 Future You Will Thank You 💡 As you transition from Match Day to residency, securing disability insurance isn’t just a box to check—it’s a critical step in protecting your future income. That’s why we’re excited to see Doc2Doc highlighting Pattern's Greg Elsberry on the importance of getting covered early! ✅ Lock in lower rates while you're still in training ✅ Protect against career-ending conditions (musculoskeletal, mental health, cardiovascular, and more) ✅ True own-occupation coverage—so you receive full benefits if you can’t practice your specialty ✅ Timing matters—secure coverage before residency ramps up At Pattern, we make this process simple so you can focus on your training. Ready to protect your income? #PhysicianFinance #DisabilityInsurance #ResidentLife #MatchDay #FutureProof

    View organization page for Doc2Doc

    1,301 followers

    Protect Your Future Income. As you transition from Match Day to residency, securing disability insurance is essential. Pattern Insurance simplifies the process, helping you find the right coverage to safeguard your income if injury or illness prevents you from practicing. 🔹 Lock in lower rates early with training discounts 🔹 Comprehensive coverage for musculoskeletal, mental health, or cardiovascular conditions 🔹 True-own occupation ensures full benefits if you can’t perform your specialty 🔹 Timing is critical – secure coverage before residency intensifies 🔹 Expert guidance from Pattern Insurance to find the best policy for your specialty Your earning potential is one of your greatest assets—protect it now. 🔗 Learn more: https://hubs.ly/Q038CTln0 #PhysicianFinance #DisabilityInsurance #FinancialPlanning #ResidentLife #MedicalCareer #ProtectYourFuture #PatternInsurance

  • 🏆 Doctors, where can you make the most money? Our very own Dustin Karas breaks down the top 10 highest-paying states for physicians! Some of these might be expected, but #1 was a shocker to us. No matter where you practice, your income is your most valuable asset. That’s why at Pattern, we help doctors protect their financial future with the right disability insurance. 📌 Watch the video and see if your state made the cut! #PhysicianFinance #DoctorMoney #DisabilityInsurance #PhysicianSuccess #DoctorWealth #PatternProtects

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    💰 Doctors, where can you earn the most? These are the top 10 highest-paying states for physicians in 2024—and some of them might shock you! Whether you’re choosing where to practice or just curious about where your salary stacks up, this is a must-watch. Check it out and let me know—are you surprised by #1? 👀 📌 Data: 2024 Medscape Physician Compensation Report #PhysicianSalaries #DoctorLife #MedicalCareer #PhysicianFinance #DoctorMoney #HealthcareIndustry

  • 💡 Smart money moves for doctors! We love breaking down complex financial decisions into simple, actionable steps. The earlier you start investing, the easier the journey. If you’re a doc wanting to build a strong financial foundation, we’re here to help. Let’s make smart money moves together! 🔥 #DoctorsWealth #FinancialPlanning #PhysicianSuccess #PatternLife #MoneyMatters #CompoundGrowth

    View profile for Dustin Karas

    💰 Helping Docs Win with Money 👨⚕️ CEO @Pattern | Protecting Doctors' Wealth 📩 DM me ‘MONEY’ for my best tips 🙏 Jesus-follower | Husband & Dad x 4

    💸 Want $5M by 65? Here’s the monthly price tag. Doctors, let’s talk 𝗰𝗼𝗺𝗽𝗼𝘂𝗻𝗱 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁—because time is either your best friend or your worst enemy. Start investing at 25? $791/month gets you to $5M. 😯 Wait until 45? Now it’s $6,584/month. 😰 Procrastinate until 55? You’re looking at $24,409 PER MONTH. 🤯 This is the 𝗰𝗼𝘀𝘁 𝗼𝗳 𝘄𝗮𝗶𝘁𝗶𝗻𝗴. The later you start, the more your money has to sprint to catch up. Yes, training delays your income—but once those attending paychecks roll in, you’ve got a decision:  1. Start investing early and let time do the heavy lifting, or  2. Play financial catch-up later with massive monthly contributions. 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆?  Start now.  Pay yourself first. Automate investing.    The goal isn’t just to retire—it’s to have options. 🔥 Like this? Hit Follow—I break down personal finance for doctors without the fluff.

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