Pattern

𝗔 𝗹𝗶𝘁𝘁𝗹𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻 𝗵𝘂𝗺𝗼𝗿 𝘁𝗼 𝗸𝗶𝗰𝗸 𝗼𝗳𝗳 𝘆𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗲𝗻𝗱... A group of physicians is duck hunting. 🦆 Finally, the first duck of the day flies overhead. The internist takes aim but then says, “That thing looks like a duck, but it could also be a goose, or a quail, or a chicken, or even a…”—but by then, the duck is out of range. A few minutes later, another duck appears overhead, and the radiologist sees it first and says, “That bird is consistent with a duck, but it is also consistent with a pheasant and a raven and a loon. Somebody pass me the binoculars…”—but the duck flies away. Then a third duck flies overhead, and BOOM! The surgeon blows it out of the sky, then turns to the pathologist and says, “Hey Fred, what the heck was that thing I just shot? 😄 #PhysicianHumor #MedicalLife #DoctorJokes #HealthcareHumor #WeekendLaugh

Disability insurance isn’t flashy or fun, but neither are facemasks and gloves—and yet, you wear them without hesitation. Protecting yourself isn’t about looking cool; it’s about being smart. Just like PPE shields you from the risks of your job, disability insurance protects your financial future from the unexpected. Time to suit up—financially. 📽️ Check out this quick video to learn why every physician needs this vital protection. #PhysicianFinance #FinancialProtection #DisabilityInsurance #HealthcareProfessionals #PlanSmart Pattern

💥 Your employer's Disability Insurance SUCKS! Rant initiated... Here’s the hard truth: Employer-provided group disability insurance isn’t designed for physicians. 💡 Why? Because it’s built to cover everyone in the company—admin staff, janitors, and the healthiest or unhealthiest folks alike. Sounds "inclusive," but for doctors, it means: 🔻 It’s NOT tailored to your needs. 🔻 It limits your coverage options. 🔻 It leaves you vulnerable. Here are the top reasons why group coverage sucks for savvy physicians: 1️⃣ Not True Own-Occupation – Think you’re covered for YOUR specific duties? Think again. Most group policies miss the mark. 2️⃣ It’s NOT portable – Leave your job (most docs do in 3 years!), and you lose it. What if your health changes by then? 3️⃣ Taxable benefits – Your payouts are slashed by 30–40%. Thank Uncle Sam for that. 4️⃣ Policy changes without your say – Your employer can tweak or gut the coverage anytime. Yikes. 5️⃣ Broad disability definitions – Makes it easier for insurance companies to deny your claims. 👩⚕️ The Solution? Savvy physicians go private. With private disability insurance from a trusted Big 5 insurer, you get: ✔️ True Own-Occupation coverage ✔️ Tax-free benefits ✔️ Portability – Take it with you! ✔️ Partial and recovery benefits ✔️ Coverage designed for YOU, not the admin team 👉 Don’t settle for group coverage that limits your future. Protect your income. Protect your career. //end rant. Pattern helps doctors and dentists compare and buy disability insurance. #DisabilityInsurance #PhysicianLife #ProtectYourFuture #SmartMoneyMoves

Over the winter break, my son Silas wanted to come to work with me a couple of times—and he had an idea. He asked if he could create a video about disability insurance! I can't say no to that! So, we put together a quick script, and he made it happen. 🎥 In his words, DI is such a simple and important decision that even a 12-year-old gets it. If protecting your income is this straightforward, what’s stopping you? Let’s make sure all your hard work is protected. 💼💪 Check out the video to hear Silas's take! 👇 Pattern helps doctors and dentist protect their incomes! #PhysicianFinance #DisabilityInsurance #FamilyBusiness #IncomeProtection #PlanSmartLiveBetter

Locum Tenens Doctors Need Disability Insurance—Yesterday 🫠 If you’re a locum tenens doctor, you’ve got the freedom to choose when, where, and how you practice medicine. But that independence comes with a catch— you’re completely on your own to protect your income. If illness or injury takes you out of the game, your income stops. Period. Here’s the reality: As a locum, YOU are your business. And if something happens to YOU, there’s no backup plan unless you’ve put one in place. That’s where true own-occupation disability insurance comes in. It’s not just a "nice-to-have"; it’s a lifeline. This type of policy pays you if you can’t work in your medical specialty—even if you’re able to work in another job or specialty. And let’s be honest—most doctors don’t think about this until it’s too late. Don’t let that be you. Protecting your income should be as non-negotiable as carrying malpractice insurance. Freedom that doing locums offers is amazing, but it comes with responsibility. Take care of the business of YOU. After all, your ability to earn an income is your greatest asset—so guard it like it’s your job. Let’s talk if you have questions—this is too important to ignore. Pattern can help you compare your disability options and make the right decision. Link in bio. #LocumTenens #PhysicianLife #DisabilityInsurance #MedicalProfessionals #IncomeProtection Weatherby Healthcare LocumTenens.com VISTA Staffing Medicus Jackson + Coker CompHealth AMN Healthcare Hayes Locums

Doctors, are you getting the ROI you deserve from your career? 25% of doctors at 65 have less than $1M saved for retirement. Don’t let that be you. It’s time to turn your hard-earned income into lasting wealth with a clear plan. 💡 👉 Get clear on your goals. 👉 Automate your savings. 👉 Protect your paycheck. You’ve worked too hard to let your sacrifices go to waste. Make your plan. Take action. Your future self—and your family—will thank you. Pattern helps doctors compare and buy disability and life insurance. Hit the link in the bio for free quotes! #PhysicianFinance #DoctorLife #WealthBuilding #FinancialFreedom #DisabilityInsurance

What if I told you that waiting just five years to invest could cut your retirement savings in half? 😱 Sounds dramatic, right? But for many doctors, that’s the real cost of waiting to invest. Here’s the deal: As a physician, you’re already starting the race 8-10 years behind your non-doctor friends. While they were building careers, saving, and investing, you were grinding through med school and residency. Totally worth it—but now the clock is ticking. ⌛ Here’s why this matters: The time value of money doesn’t care how hard you work. A dollar invested at age 20 can grow 88x by age 65 (assuming reasonable returns). Wait just 10 years, and that same dollar grows to only 23x. By age 40? You’re down to 7.5x. 🚨 Every five years you wait, you’re chopping your future in half. The lesson? Start now. Even if you’re still in training and can only set aside a little, do it. Those dollars you invest today will work harder for you than the ones you throw at the market later. Time is one of the greatest assets you have as a doctor. Don’t let it slip through your fingers. #InvestEarly #FinancialFreedom #DoctorsAndMoney #TimeValueOfMoney #WealthBuilding Pattern doesn't help you invest your money, but it does help you protect your income that funds your investing

⚠️ Mandatory wellness trainings aren’t the cure for physician burnout. ⚠️ Taking real action to address practical life stressors will do far more to reduce stress than generic advice about mindfulness or relaxation techniques. Here’s what I mean: 🎯Securing your finances. 🎯Creating a plan for financial independence through debt elimination and investing. 🎯Ensuring your employment contract doesn’t restrict your career. What do you think? Change my mind. #PhysicianWellness #FinancialFreedom #BurnoutSolutions #CareerIndependence #DoctorsLife #WorkLifeBalance #HealthcareLeadership #MindfulnessVsAction Pattern Michael Johnson Lauren Beltz Frances Mei Hardin, MD Nisha Mehta, MD

Your early career is the perfect time to make smart financial moves, physicians! 💡 Start now to build a foundation for lasting success. 🩺💰 Pattern is an expert at #2 For the bonus tip, hit up Michael Johnson. #PhysicianFinance #SmartMoney