Peoples & Co. Private Wealth Stewardship

As we celebrate the birth of our Savior, Jesus Christ, we are reminded of the true meaning of this season: love, hope, and the joy of giving. 🎄 “For unto us a child is born, unto us a son is given; and the government shall be upon his shoulder: and his name shall be called Wonderful, Counselor, The Mighty God, The Everlasting Father, The Prince of Peace.” – Isaiah 9:6 This Christmas, may your hearts be filled with peace, your homes with love, and your lives with blessings!

As Teddy Roosevelt once observed, "Old age is like everything else. To make a success of it, you've got to start young." The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them for the unique challenges that come with aging. As we age, the potential for cognitive decline increases, ranging from simple forgetfulness to dementia. Long-term illness can sap time and energy from tending to your #financial affairs in retirement. Even a decline in vision may make it harder to manage your financial affairs. Fortunately, you can look ahead to help protect yourself and your family against the financial consequences of deteriorating health, and in many cases, insurance may play an important role. Let's examine some of the ways you can employ insurance to help protect your financial health ➡️ https://lnkd.in/eVfZ6knD

In the third quarter, earnings growth surpassed expectations, but high valuations remind us to temper future hopes. Unwrap the full story in Commonwealth senior investment research analyst Rob Swanke’s most recent blog post: https://bit.ly/3VF80ZU #marketinsights

A retiree’s #portfolio should reflect the lifestyle choices he or she makes in #retirement. Does yours? https://lnkd.in/dn9KzArt

The question everyone has: Will Social Security be around for you? For most Americans, #SocialSecurity has represented nothing more than some unavoidable payroll deduction with the positively cryptic initials of "FICA" and "OASDI" (Federal Insurance Contributions Act and Old Age, Survivors and Disability Insurance). It hinted at a future that seemed both intangible and far away. Yet, some Americans now sit on the cusp of drawing on the promise that was made with those payments. Read this → https://lnkd.in/ej3g_bk2

It's #FAQFriday, and we're here to tackle your most pressing financial questions! 💬 Q: "How does debt affect my credit score and borrowing ability?" A: High levels of debt, especially credit card debt, can lower your credit score. This can make it harder to get new loans or might result in higher interest rates. Lenders see high debt as a sign that you might struggle to make payments. Want some help figuring out how to manage your debt? Click here 👉🏽 https://lnkd.in/dXattns7

Making the transition from the workforce to retirement can be demanding. As financial professionals, Peoples & co. understands the challenges that may lie ahead and present this special report to answer some of your most pressing retirement questions. Swipe below for 6️⃣ retirement questions government employees should be asking & click here to get in touch → https://lnkd.in/dXattns7

We are thrilled to welcome Brian Gicking to the Peoples & Co. team as Director of Administration! 👏🏽 Brian is a lifelong resident of Allentown. After graduating from Allentown Central Catholic High School, Brian attended and graduated from Penn State University with a Bachelor of Science in Management. He started his financial career as a stockbroker at a firm on Wall Street in New York City. When an opportunity arose, Brian returned to the Lehigh Valley where he continued his passion for finance for the last 20 years. Brian brings his 23 years of experience he maintains his Series 7, 24, 55, 57TO, 63, and 65 licenses. He and his wife Sharon of 20 years reside in Allentown with their daughter Aubrey. In addition to spending time with Sharon and Aubrey; Brian also enjoys golfing, competitive clay bird shooting, and racing and working on his small car collection. His ideal number of cars is just one more.

#SocialSecurity is a critical component of the retirement financial strategy for many Americans, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source. 1️⃣ When to Start? 2️⃣ Should I Continue to Work? 3️⃣ How Can I Maximize My Benefit? Find out here → https://lnkd.in/enQdGapv

Have a strategy for discussing healthcare with your parents. #AgingParents https://lnkd.in/gyHeti6e