Polaris Estate Planning & Elder Law

Let’s break free from the endless "what ifs"! It’s easy to get caught up in hypothetical scenarios when planning your estate, but staying focused on what truly matters is key. Shift your mindset to creating a solid plan that protects your loved ones and reflects your wishes—because time is precious. Your future self (and your family) will thank you!

A trust is a powerful tool to protect your assets, support your loved ones, and ensure your legacy lives on exactly as you envision. With a trust, you can safeguard your family's future while making a lasting impact in line with your values. Let’s create a plan that honors your wishes and provides peace of mind for generations to come!

Navigating nursing home care can be overwhelming, but you’re not alone. Stay informed, communicate with staff, and advocate for your loved one to ensure they get the care they deserve. Need guidance? We’re here to help. ☎️ 636-757-3850

Remember that classic Home Alone moment when Mom realizes she left Kevin behind? As the holidays roll in, let’s take a cue from that unforgettable scene: If you’re traveling this season, make sure your loved ones are protected with an Advance Healthcare Directive. It’s a simple but crucial step to prepare for the unexpected. Oh, and counting all the kids wouldn’t hurt either…😉

Did you know Marilyn Monroe's estate spent 39 years in probate? Even with a valid will, half her estate went to taxes, and her assets eventually landed with someone she never knew—a stranger who made $40 million! This is what happens when estate plans go wrong. Don’t let history repeat itself. Proper planning can protect your assets and ensure your wishes are honored. Let’s make it right from the start!

What’s your favorite holiday tradition that brings your family together every year? Whether it’s baking cookies, decorating the tree, or a special gathering, traditions remind us of what matters most.

Big changes are coming to retirement next year! Here’s what to watch: Benefit Boost: A 2.5% increase means more in your pocket—but keep inflation in mind. New Taxable Maximum: $176,100. Is it time to rethink your IRA contributions? Earnings Test Exemption: Now $23,400—work more without losing benefits! Max Monthly Benefit: Up to $4,018 at full retirement age (even more if you delay). Work Credits: A single credit now requires $1,810. Curious how these updates affect your retirement plans? Let’s talk!

Think estate taxes aren’t an issue for you? Think again—there are still key financial responsibilities to address. Without a properly set-up estate plan, your hard-earned assets might end up in the wrong hands. Plus, your loved ones could face unexpected tax burdens that you never intended. Is your estate plan up-to-date and aligned with your wishes? Now’s the time to ensure your legacy is protected.

Worried about a loved one’s financial situation? While her finances are ultimately her decision, your care and involvement can help ensure she’s protected. Begin the conversation with an open and understanding dialogue. Asking thoughtful questions and truly listening can reveal more than you expect. By leading with care and respect, you can uncover concerns and work together to ensure her well-being and peace of mind.

This Giving Tuesday, let’s explore how your generosity can create a lasting legacy! By incorporating charitable giving into your estate plan, you can continue supporting the causes that matter most to you—whether it’s a beloved charity, a local community organization, or a scholarship fund. Your legacy can make an incredible impact for generations to come. Ready to make your giving go further? Let’s talk about how to include charitable giving in your estate plan. Together, we can turn your generosity into lasting change.