Roche Surety and Casualty Co., Inc.

"Rock Bottom Rates in Surety Bail" Why Choosing the Cheapest Option Can Cost You More in the Long Run In today's competitive market, it’s tempting to go for the company offering the lowest rates. Constraints often push us to prioritize cost over quality. But while saving a few dollars upfront might feel like a win, it’s worth considering the hidden costs of choosing the cheapest option. Here’s why selecting a surety company based solely on the lowest rates isn’t always the best strategy: 1. You Often Get What You Pay For Low rates often mean corners are being cut somewhere. The quality of service and expertise in our profession can suffer as a result. You may get a support team at the surety level that has no expertise in bail or has never executed a bond themselves. 2. Inexperience Can Lead to Mistakes Companies that offer rock-bottom pricing may be newer to the market or lack the expertise to deliver the best results. While supporting new businesses is great, you don’t want to be their experiment. Mistakes made due to inexperience can lead to not getting your powers of attorney returned on time, forfeitures, judgements and losing large bonds waiting for approval. 3. Poor Customer Service Cheaper companies may not invest in staff training or customer service. Their support teams may not even be licensed surety agents themselves. This can mean longer response times, lack of accountability, and an overall frustrating experience. When issues arise—and they often do—you’ll want a company that prioritizes resolving them, not one that’s unreachable. Have your ever tried to get a transfer bond done with a company who either does not have the coverage or does not call you back? 4. It’s About Value, Not Just Price Instead of focusing solely on cost, consider the value you’re getting. Does the company offer a team that is available every day of the year? Do they have a proven track record? Paying a little more upfront for a company with a solid reputation can save you stress and money in the long run. It could also be the key to your agency surviving the first few years of its existence. 6. Your Time Has Value Cheaper options often require more oversight, follow-ups, or corrections. Your time is valuable and having to micromanage or repeatedly chase down a company for large bond approvals or powers or simple underwriting advice can cost you far more than the initial savings. #rochesurety #teamroche #suretybail

Our team enjoyed a little holiday cheer outside of the office after a long and sometimes challenging 2024! We are looking forward to 2025 and all of its opportunities with new bail agents across the country and continuing to forge our relationships with our existing agents. #teamroche is where you want to be if you are an agency owner. #rochesurety

The founders of Roche Surety and Casualty Co., Inc. CEO Armando Roche and his better half Linda Roche are the leaders of #teamroche. Happy Holidays to everyone and we hope 2025 brings you good health and peace over everything else. #rochesurety #teamroche #suretybail

Change can be daunting, even feeling unattainable at times. For those contemplating a shift in their surety company, we extend an invitation to connect with us. Embrace the chance to engage with one of the few remaining family-owned surety firms nationwide. At our core, we prioritize you and your agency. Reach out today at 800-789-3899 to initiate a partnership with us. Whether you ask for Missy or any of our management team, we're here for you. Join us as we venture into 2025 together. #TEAMROCHE #ROCHESURETY

We are delighted to announce that our colleague, Tim Delikat, Controller at Roche Surety and Casualty Co., Inc., is gearing up for Kindness Day tomorrow, a momentous occasion to be featured by News Channel 8, TBO.com, and the Tampa Tribune. As a stalwart community servant and longtime volunteer with the 1st US Volunteer Cavalry Regiment - Rough Riders, Inc. in Tampa, Tim has earned a reputation for his kindness. With the support of his Roche team members, Tim will take part in Kindness Day tomorrow, collecting Teddy Bears to be distributed throughout the year to pediatric hospital wards and senior centers. Please join us in extending our deepest gratitude to Tim for his outstanding community service.

We were honored to meet Zak Hill, a remarkable middle schooler from Hillsborough County, Florida, who visited our office last month to share his outstanding community service project. Zak's project aimed to make a meaningful difference at the Melech Hospice house in Tampa, and his dedication was truly inspiring. Zak's personal experience with the center, which provided comfort to his family during a difficult time, motivated him to give back. His goal was to provide a comforting space for families to spend time with their loved ones. Our team was deeply moved by Zak's story and enthusiastically supported him in his endeavor. We are excited to see the incredible impact Zak will continue to make in our community and beyond. Thank you, Zak, for allowing us to be a part of your remarkable journey.

Fifty years ago, Armando Roche went to work for an established bail bond office in Tampa, Florida. Shortly thereafter while dabbling in other professions he decided it was time to open his own bail bond office in the highly competitive market of Hillsborough County, Florida. With a $500 gift from his grandmother the journey began. His bail bond agency was operated by him and his wife Linda for many years. Throughout those years the retail bail agency underwrote bail bonds for many well-known surety companies. One day Armando needed a large bond approval, so he called his surety company. No answer, so he left a message. No return call, so he called back. Still no answer and he was told the manager that was supposed to approve his bond went to lunch. After a few more experiences where the service and support he was getting from his surety company negatively affected his bail office he became a Managing General Agency in Florida. He organically began to add bail agents from all over Florida. Not by slashing rates and undercutting, but through relationships and personal meetings with agents and getting to know the needs and wants of agents in different regions. Ten years later he was one of the largest Managing General Agencies in the country and an opportunity to purchase a defunct insurance company was presented to him. In 1997 Roche Surety and Casualty Co., Inc. was born. Three generations of family ownership and operation now exist. Operating in 42 states, with over 1,000 agents appointed to write bail...service and support is still paramount to what this company has stood for. Even though a lot has changed and evolved over the 50 years several things are the same. Roche Surety and Casualty Co., Inc. remains an American owned and family-owned company with an organic approach to growth. Our commitment to preserving and fighting for the right to bail in this country has also not wavered in 50 years as we remain leaders at both the local, state and national levels through our associations. We put our agents first, because we know what it's like to be an agent.

Celebrating wins and each other. We love our agents! Looking forward to meeting with the great bailmagents of Louisiana tomorrow!

Our offices are staffed with everyone that could make it in this morning after the Tampa Bay area, our home, was devastated by Hurricane Helene. Our entire staff is safe and accounted for. Our offices are up and running and those that could not make it in are working remotely as our plans detail. We wanted to thank our team members who made it to the office today after being up all night with an unprecedented storm that hit our beloved City and region. Some without power and they still came in. Some of our staff suffered severe property damage and loss but we recognize that the important part is that everyone is safe and alive. Our community needs your help. Help if you can. Many will need everything to have to start all over again. Tampa and its region suffered through never-before-seen storm surge during both high tides last night. The recovery will be long, but we will do it together. If you know anyone in the region or do business with them. Have grace. Have patience. Most importantly offer your help and kindness where needed. We are stronger together and together we will recover. (All normal operations out of our office are occurring however please expect possible delays in deliveries in the entire Southeast US.)

Team Roche saw the Tampa Bay Rays last night and had a blast! More cowbell, please! Tampa Bay Rays #TeamRoche Tampa Bay Rays