Roza Finance Group Pty Ltd

🚜 Does your business need to buy equipment? 🚜⁣ ⁣ If so, great news! The $20,000 instant asset write-off is in the process of being extended until 30 June 2025.*⁣ ⁣ This means a small business could immediately deduct the full cost of eligible assets valued under $20,000 when they start using them for business purposes between now and 30 June 2025.⁣ ⁣ Better yet, the $20,000 threshold applies on a per asset basis, so small businesses can instantly write off multiple assets. 👍⁣ ⁣ Lawn mowers, coffee machines, IT hardware, office and shop furniture, air conditioners, and forklifts are just some examples of assets you could purchase for your business.⁣ ⁣ Plenty of small businesses are taking advantage of the deadline extension. Several of Australia’s biggest banks report increases of up to 15% for lending for new equipment.⁣ ⁣ If you need help purchasing the asset with business-friendly finance, get in touch today to discuss your options. 👇⁣ ⁣ To find out more, DM us or contact Loui on: ☎️ – 0402 052 407 💻 – loui@rozafinance.com.au #rozafinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans ⁣ * This extension is not officially law yet. But the Bill is before parliament and information is on the ATO website.

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. 🏘

💪 Landing a home loan if you’re self-employed 💪⁣ ⁣ Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣ ⁣ So it helps to be prepared when applying for a home loan:⁣ ⁣ ✅ Have evidence you’ve held an ABN for a year or two⁣ ✅ Gather proof of income like your latest business activity statements and tax returns⁣ ✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣ ✅ Grow savings to show you can handle home loan repayments.⁣ ⁣ If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣ ⁣ Talk to us for home loan help when you’re your own boss. 👇⁣ ⁣ To find out more, DM us or contact Loui on: ☎️ – 0402 052 407 💻 – loui@rozafinance.com.au #rozafinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans

🙌 Why Aussies return to their broker - again and again 🙌⁣ ⁣ Close to 9 out of 10 Australians say they trust their mortgage broker, according to Agile Market Intelligence research.⁣ ⁣ In fact, borrowers are almost twice as likely to ‘completely trust’ their broker compared to lenders that home buyers deal with directly.⁣ ⁣ Here's what we could help you with during your next home purchase:⁣ ⁣ ✅ Understanding your borrowing power⁣ ✅ Providing you with valuable support and guidance⁣ ✅ Streamline the finance process⁣ ✅ Understanding affordability, savings and deposit options, and⁣ ✅ Settling on your property.⁣ ⁣ Contact us today for help buying your first, second or third home. 👇⁣ ⁣ To find out more, DM us or contact Loui on: ☎️ – 0402 052 407 💻 – loui@rozafinance.com.au #rozafinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans

How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025. 🙌

🎉 Happy New Year! 🎉⁣⁣ ⁣⁣⁣⁣ Whatever your goals, plans, or resolutions for 2025, we’re here to support and cheer you on as you smash them! 🙌⁣⁣⁣ ⁣⁣⁣ If there’s anything we can do to help you out along the way, don’t hesitate to reach out. 😃⁣⁣ ⁣⁣⁣ Here’s to an amazing 2025!⁣⁣⁣⁣ ⁣⁣⁣⁣ From the team @ Roza Finance

🤔 What’s your New Year’s resolution for 2025? 🤔⁣⁣ ⁣⁣ Here are some financial resolution ideas to help get you started:⁣⁣ ⁣ ✅ Contact us for a home loan health check⁣⁣ ❌ Cut back on unnecessary expenses⁣ 💰 Build up a savings fund to perhaps invest in property, shares or ETFs⁣ 💳 Tackle any lingering credit card debt⁣ ⁣⁣ Whatever you decide, we're wishing you a successful, prosperous, and enjoyable 2025! 🥳⁣⁣⁣⁣ ⁣⁣⁣ To find out more, DM us or contact Loui on: ☎️ – 0402 052 407 💻 – loui@rozafinance.com.au #rozafinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker #victoriafinance #victorialoans

🎅🏽 Ho, ho, ho! Merry Christmas! 🎅🏽 ⁣ ⁣ Wishing you and your loved ones a wonderful day full of joy, love, and laughter. May this holiday season bring you warmth and happiness! 🎄✨⁣ ⁣⁣ From the team @ Roza Finance

With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024. 🎄

🎄Season's greetings and happy holidays! ⛱⁣ ⁣ Thank you for all your support throughout 2024! Wishing you a wonderful Christmas and New Years holiday break 🙌⁣⁣ ⁣⁣ We hope we helped make your mortgage and finances a little easier to stay on top of throughout the year! 😁⁣⁣ ⁣ Here's hoping for a few rate cuts in 2025! 😅⁣⁣ ⁣⁣⁣ From the team @ Roza Finance