Scale Bank

Scale Bank welcomes Jon Markfort, CPA, MBA to the team as the SVP & Chief Financial Officer. He will be instrumental in optimizing the balance sheet and profitability, managing investment portfolios, and executing strategic plans. Jon was born and raised in the Twin Cities metro area. He enjoys traveling with his wife and two daughters. They spend many evenings and weekends at the soccer field or basketball courts. Read More about Jon's background and his role at Scale Bank: https://bit.ly/40lFoX9 #ScaleBank #BusinessBanking #NewHire #DoMore #ScaleYourBusiness

Many business owners we have spoken with have shared the same concern: today's market is unpredictable. Rising tariffs and supply chain disruptions have made equipment purchases more challenging, which creates uncertainty about future plans. While we can't predict the future, we can prevent further delays in equipment finance purchases in 2025. With a CAPEX line of credit, you can have pre-approved financing, allowing you to act fast when equipment becomes available. Book a time with Taylor Lagieski so you can move forward confidently. https://lnkd.in/gsTAXwtr #equipmentfinancing #equipment #equipmentleasing #businessbank #businessgrowth #ScaleYourBusiness

Reduce the risk of potential check and ACH fraud with our Positive Pay system, a business best practice. What is Positive Pay? Positive Pay is an automated service that helps detect fraud by matching the company’s issued check information with the check presented for payment. The information on the presented check must match what is contained in a file sent by the client to the bank. If there is no match, the check is flagged, and the client is notified. Book a Time with Christopher Funk and protect your company: https://lnkd.in/gj3KSbxG #positivepay #fraudprevention #fraudprotection #fraud #businessbanking #cybersecurity

Protect Your Business from Check & ACH Fraud with Positive Pay! Check fraud costs businesses over $20 BILLION every year! Scammers are getting smarter, but so are we. What is Positive Pay? An automated fraud detection tool that matches issued check details with those presented for payment. If something doesn’t match, you’re alerted immediately! Why use Positive Pay? • Stops fraudulent checks before they clear • Keeps your company funds secure • Gives you peace of mind in an era of rising scams Make fraud prevention a business best practice with Positive Pay. Stay ahead of the fraudsters—because your money matters! Learn More: https://bit.ly/3QvsUHU #FraudPrevention #PositivePay #SecureYourBusiness #ACHFraud #CheckFraud

Brian Huddleston had a fantastic time at Texas Mortgage Bankers Association's Southern Secondary in Houston, TX! Engaging with industry experts and gaining fresh perspectives on the mortgage market provided valuable insights. Key Takeaways: • Regulatory Uncertainty – Future CFPB oversight and policy impacts under new administration are unclear. • Profitability Stabilizing – Lender losses are narrowing or turning profitable after cost and headcount reductions. • Non-QM Expansion – Non-QM products are gaining traction, with larger investors supporting more access for lenders. • Market Headwinds Persist – High home prices, rising consumer debt delinquencies, and inflation continue to affect affordability. • Rental Market Shifts – Rising taxes and insurance costs are driving rental property owners to sell. Scale Bank is here to help you navigate the evolving landscape. Contact us today—let’s work together to succeed in this market! https://bit.ly/3CHXcEi #MortgageBanking #MortgageIndustry #MortgagewarehouseFunding #ScaleYourBusiness

Drew Miskella and Susan Johnson had a fantastic time at Mortgage Bankers Association's IMB25 in Austin, TX! Connecting with industry leaders and gaining insights into the evolving market was invaluable. Key Takeaways: • Profitability Over Production – Cost control is crucial. Companies must focus on expenses, understand loan profitability, and prioritize recapturing existing customers rather than chasing volume. • Market Headwinds Persist – High rates, limited inventory, and rising costs (insurance & taxes) continue to challenge affordability and demand adaptability. • Preparing for Uncertainty – With a recent presidential election, potential regulatory and policy shifts could impact lending. Staying proactive is key. Even though this is still a challenging market, Scale Bank can help! Contact us today, and let’s work together through these challenging times. https://bit.ly/3Es7p89 #MortgageBanking #Leadership #HousingMarket #IMB25 #MortgageWarehouse

Congratulations to Drew Miskella for earning the MN Mortgage Association's Industry Representative of the Year Award for 2024. "I am honored to be recognized as the Industry Rep of the Year. The MMA is an exceptional organization that excels in providing networking opportunities, educational resources, and industry support for mortgage professionals." - Drew Miskella Drew is a board member of the MMA, Treasurer, and involved in the Programming and Membership committees. We are proud of his hard work and dedication to the mortgage industry.

Scale Bank: Supporting Your Commercial Real Estate Success At Scale Bank, we’re committed to empowering property owners in multi-family housing and industrial real estate. Here’s how we stand out: • Focused Expertise: Specializing in Minnesota metro and suburbs, we offer insights into local market trends. • Flexible Loans: Customizable financing with competitive rates and reasonable capital requirements. • Proactive Support: Guidance on loan repricing, maturity, and property acquisitions in today’s dynamic market. Let’s navigate the evolving real estate landscape together. Read more about our commitment to tailored solutions and marketing-leading support: https://bit.ly/3Ct18si #RealEstateFinance #CommercialLending #ScaleBank #BusinessBank #CommercialRealEstate #CRE

Ann Franklin, SBA Business Development Officer at Scale Bank, was recently invited by Brian J. Adamek, CFP® of E-Wealth Partners, to be featured on his podcast, where Ann discussed using the SBA program to buy a business. You can listen to it here: https://lnkd.in/gyyhPM72 #SBA #SBALoans #SmallBusiness #SBAProgram

We’re thrilled to be heading to Austin for the Mortgage Bankers Association's #IMB25! If you’ll be attending and are interested in partnering with a dependable and stable mortgage warehouse bank, or simply want to exchange insights on the evolving market, be sure to connect with Drew Miskella or Susan Johnson.