Serve Funding

As we gather around tables across the country this week, we're all focusing in on GIVING THANKS.   We are making a point to express our GRATITUDE for the people and circumstances which remind us of the many blessings filling our lives.   We at Serve Funding want to express our deepest gratitude to the commercial bankers, advisors and business leaders who've chosen to partner with Serve this year.   Your trust in us isn't just business—it's personal, and we're SINCERELY THANKFUL for each relationship we've built.   To our clients, lending partners, and the entire business community: Thank you for allowing us to serve you. Your success stories fuel our mission.   After all, THANKFULNESS is not something we at Serve Funding bring up once a year – it’s LITERALLY one of our CORE VALUES.   From all of us at Serve Funding, Happy Thanksgiving!   #gratitude #corevalues #HeretoServe  

On Veterans Day, we reflect on a profound truth: service comes in many forms, but military service stands apart. They say a Veteran is someone who once handed their country a blank check, payable with their very life. This isn't just a powerful metaphor - it's the reality of military service. Every man and woman who puts on the uniform makes this extraordinary commitment, whether serving four years or thirty, in times of peace or war. What makes this service unique? It's the absolute nature of their commitment. Veterans don't choose their assignments or set their terms. They go where needed, serve who needs them, and sacrifice without question. They put aside careers, leave families behind, and suspend personal dreams for a greater purpose. "Greater love hath no man than this, that a man lay down his life for his friends." (John 15:13) While we call them heroes, many Veterans humbly point to their fallen comrades as the true heroes - those who paid the ultimate price. Yet today, we honor all who served, because each one embodied the same spirit of selfless dedication. At Serve Funding, their example of service inspires our own mission to serve our clients and partners. This Veterans Day, we encourage you to not only thank a Veteran but to follow their example: set aside your own agenda and find a way to serve someone in need. - Michael Kodinsky #VeteransDay #VeteransDay2024 #HereToServe #Sacrifice #ServantLeadership

We at Serve Funding were honored to step in at a critical juncture for a rapidly growing transportation company, helping them navigate a major challenge! A commercial banker in Florida had a client in the trucking industry specializing in OTR transport. Their business was booming, growing over 60% year-over-year to what would become a $50MM revenue year. 🚛 This was largely due to several BIG customers, including the largest online retailer in the world! For the first two years of working with this major customer, the transportation company benefited from favorable net-7 payment terms. But as their partnership grew, the retailer asked them to transition from an affiliated vendor to a direct service provider—an exciting shift that meant greater volumes of business. 📦 However, this new partnership level came with a catch: an immediate change in payment terms from net-7 to net-60. Suddenly, over $2MM in open invoices that were due in days would now be tied up for the next 60+ days. This created an urgent cash flow challenge. 🚧 Their business banker reached out to Serve Funding, having worked with Michael Kodinsky on and off over several years. Within a week, we: · Explored all options, ruling out invoice factoring due to the retailer's systems and timing constraints. · Identified the ideal short-term lender who understood the urgency. · Secured a $2MM bridge loan, funded within just 4 days of the first conversation with our banking partner. · Provided the cash flow they needed to keep operations running smoothly. Thanks to fast collaboration and strategic thinking from all sides, the transportation company is now confidently navigating this exciting new phase of growth without skipping a beat. 🎉 If your business is facing a cash flow challenge, let’s connect. The right partnership can make all the difference. #BusinessFunding #CreativeWorkingCapital #HeretoServe

We just helped another business owner breathe easier. A month ago, this South Georgia-based specialty steel contractor was staring down a financial wall: their 2023 tax returns came back showing a small loss and their bank consequently cut off their line of credit and demanded an end-of-year paydown. Their cash flow couldn’t handle the massive monthly payments. They took the issue to another banker they knew in hopes of getting a different answer however they too could not pull the trigger on credit at this time. However, THIS banker has what we call that #HeretoServe mindset - he took the extra step and reached out beyond himself to help drive a solution home for this business owner - who is not even his client. He called on Serve Funding, and Michael Kodinsky went to work. In the last few weeks, we’ve: - Laid out a 3-phase plan for getting their financing reset in lieu of losing their bank line of credit. - Secured bridge funding which enables the company to pay down the bank balance while reducing their monthly payments by over 80% - phase 1 done; 2 to go. - Positioned them for long-term growth, not just short-term survival. Feeling grateful today for this win - the first step in this client’s pivot process. If you’re a business owner looking for creative solutions, DM us—we’d love to chat about how we can help. PS ♻️ PLEASE REPOST if you value the impact of trusted partnerships in business growth. #CreativeWorkingCapital #BusinessFunding #HereToServe

We’re thrilled to welcome Brandon Lennon as our new Growth Operations Director - Marketing & Client Success. Brandon is a service professional who embraces and lives out the #HeretoServe spirit of genuine servant leadership. He combines that with his talent and track record of building operational efficiencies and optimizing marketing impact. Brandon will focus on streamlining our marketing and client service processes. His work will enable us to reach and serve even more growing business clients while maintaining our commitment to being a boutique, personalized advisory for our clients. Welcome, Brandon! We couldn't be more excited to have you on board. We’re looking forward to what we’ll achieve together! #businessfunding #newhire #creativeworkingcapital

What do we mean by "Creative Working Capital?" We mean SOLVING CASH FLOW CHALLENGES in ways which are the BEST we can deliver, for THIS client, at such a time as THIS. We mean NOT TAKING THE EASY ROUTE, such as convincing clients that expensive money is all they can get .. so we can earn higher fees. That approach is not OK. We mean SERVING YOUR GREATER GOOD, always. It's what we do. It's what we mean by #HeretoServe. More often than not, we serve by providing creative #workingcapital solutions to growing companies. We do it because we love you, our fellow entrepreneurs! #creativeworkingcapital

We are grateful to share that Maria Rivera recently joined the Serve Funding team as Operations Manager to help keep up with our growth. Maria started her career in banking and personal financing before transitioning into business financing. Over the last 14 years she served in multiple business development, customer success and operations roles while becoming a recognized veteran in the industry. Maria shared, “I am thrilled to join a company with true core values. Transparency, Responsibility, Understanding, Service, and Thankfulness all align with my professional and personal beliefs. I am eager to contribute my expertise to providing clients with responsible and transparent financing solutions.” This strategic hire enables us to continue serving our clients and supporting our partners as we fulfill our vision of building a trusted ecosystem of capital and support for entrepreneurs. #businessfunding #workingcapital #HeretoServe

#heretoserve up creative #workingcapital solutions.