Spark Financial Advisors

Contrary to popular belief, being wealthy doesn’t automatically equal success. Success means different things to different people—maybe it’s the feeling of financial security or maybe it's passing down your wealth to the future generations. It may be as simple as spending time with family and friends. At Spark, we focus on value-driven planning so you can achieve your version of success. What does that look like for you in 2025?

2024 was a year of growth and transformation for all of us at Spark! We welcomed two incredible new team members, spent the summer redesigning our office space, and helped so many of you take big steps toward your financial goals. Thank you for trusting us to be part of your story. Here’s to making 2025 even brighter—filled with intentional planning, meaningful progress, and financial confidence.

Important Update‼️ The Financial Crimes Enforcement Network (FinCEN) has extended the deadline for most reporting companies to file Beneficial Ownership Information (BOI) reports! The new deadline is January 13th, 2025. This new update comes after a federal court of appeals lifted an injunction on December 23, which had temporarily halted the new law. For more details on the requirements and who needs to file, check out our latest blog post: https://lnkd.in/eH2VMGGT https://lnkd.in/e7NkanMs

This holiday season, we’re reminded why we do what we do. At Spark Financial Advisors, it’s never been just about financial plans or investing—it’s about helping you live out your values, support the people you love, and build a life full of meaningful moments. We hope your holiday season is filled with love, laughter, and all the little things that make this time of year special. Thank you for trusting us to be part of your journey.

✨ Happy Holidays from the team at Spark Financial Advisors! Here are some of the ways we celebrate the holidays with our families. We hope you create cherished memories with your friends and families over the next few weeks. 💙 🎄 ✡️

Are you leaving money on the table as 2024 wraps up? Now’s the time to tie up loose ends and set yourself up for success in 2025. Have you maximized your retirement contributions, reviewed your spending, or planned your charitable giving? Small steps now can make a big difference later!

Here’s a game-changer for those gearing up for retirement: Starting in 2025, savers aged 60–63 can contribute up to $11,250 extra to their 401(k)—$3,750 more than the current catch-up contribution of $7,500. Don’t let this increased limit go to waste! The super catch-up is the perfect way to give your retirement savings a last-minute boost, but it’s important to know how to fit it into your overall strategy. A little planning now can go a long way later—reach out and let’s get started!

Financial confidence is power, and we’re here to help you claim it. You’ve put in the work to get where you are. Now it’s time to ensure your finances support the life you’ve built!

Exciting news! Emily Hernandez is officially a Certified Financial Planner® Professional! We are very proud of her hard work and so grateful she's on our team!

You’re already crushing it. Now, it's time to create a plan to build the future you desire. Let’s work together to ensure your financial success continues to evolve with your life. You’ve done the hard work—now let’s make managing your wealth as effortless as possible!