SWBC Mortgage Corporation

Black Friday, which falls the day after Thanksgiving, is considered the unofficial start of the holiday shopping season in the U.S. The term “Black Friday” originated in Philadelphia in the 1960s, where police used it to describe the heavy traffic and crowds that filled the city the day after Thanksgiving. Today, it's known for incredible sales and discounts, with retailers often seeing their profits shift from "in the red" to "in the black" as they start turning a profit for the year! #swbcmortgage #happiestwayhome #MortgageFactsFriday

Have mortgage questions? We’ve got answers! 🏠✨ Whether you're just getting started or ready to take the next step, our local loan officers across the country are here to help you every step of the way https://bit.ly/4g8Yx53 Let’s chat and find the right mortgage solution for you. Your journey to homeownership starts here! 🙌 #FirstTimeHomebuyer #MortgageQuestions #SWBCMortgage #LocalLoanOfficers #HappiestWayHome

What are Closing Costs? 🔍 Closing costs are the fees and expenses you pay when finalizing your home purchase, like application fees, title insurance, and appraisal costs. These typically range from 2-5% of your loan amount. It's important to budget for them so there are no surprises at closing! Need a breakdown of these costs? We’re here to help make the process smooth and clear! Find a local Loan Officer near you to learn more https://bit.ly/3VvJwT5 #swbcmortgage #happiestwayhome #HomebuyerTips #Mortgage101

Thinking about buying a higher-priced home? You might want to explore a jumbo home loan! 🏡 A jumbo loan is a type of mortgage for properties that exceed the standard loan limits set by Fannie Mae and Freddie Mac. If your dream home is priced higher than these limits, a jumbo loan can help make it yours! Because these loans are larger, they often come with slightly stricter requirements, like a higher credit score and a bigger down payment. But don’t worry—I’m here to help you navigate the process and find the best options for you! Ready to turn your dream home into a reality? Find a local Loan Officer near you to learn more https://bit.ly/3Z2AKN7 #JumboLoan #HomeBuying #MortgageFactsFriday #swbcmortgage #happiestwayhome

It might be time to consider the benefits of owning your own home! 🏠✨ Here’s why buying could be better: ✔️ Build equity instead of paying your landlord ✔️ Enjoy stability—no more surprise rent hikes ✔️ Personalize your space, your way ✔️ Potential tax benefits Ready to take the first step? SWBC Mortgage is here to help you turn your homeownership dreams into reality. 🔗 https://bit.ly/4eBWmWy #FirstTimeHomebuyer #OwnYourHome #SWBCMortgage #HappiestWayHome

What is Private Mortgage Insurance (PMI)? 🛡️ PMI protects the lender if you can’t make your mortgage payments. It’s usually required if your down payment is less than 20%. The good news? Once you’ve built enough equity in your home, you can cancel PMI and save on your monthly payment! Have questions about PMI? Find a local Loan Officer near you to learn more https://bit.ly/3YXhLDw #swbcmortgage #happiestwayhome #HomebuyerTips #Mortgage101

When buying a home, don’t forget about closing costs! These are fees paid at the end of the homebuying process, typically ranging from 2% to 5% of the home’s purchase price. They cover important services like appraisals, title insurance, and loan origination. Planning ahead for closing costs can help avoid surprises on closing day! Find a local Loan Officer near you to learn more https://bit.ly/4hM96fP #mortgagefactsfriday #swbcmortgage #happiestwayhome

Looking for a fresh start in your mortgage career? At SWBC Mortgage, we focus on your growth, providing unparalleled support and the resources you need to succeed. It’s time to experience the difference in how a mortgage company should support its Loan Officers. 🎯 Ready to learn more? 🔗 We’re hiring! www.swbcmortgage.com/grow #SWBCMortgage #ExperienceTheDifference #GrowWithUs

There's nothing like the feeling of home. Your own space, your style, your memories. If you're dreaming of a place to call yours, SWBC Mortgage is here to help you take that first step. Let’s make your homeownership dreams come true, together. Your first home is waiting—get pre-approved to get started 🙌 🔗 https://bit.ly/48Q8ylg #Homeownership #SWBCMortgage #FeelsLikeHome #HappiestWayHome

What is a Loan Term? 📆 The loan term is the amount of time you have to pay off your mortgage—usually 15, 20, or 30 years. A shorter term means higher monthly payments but less interest over time, while a longer term gives you smaller payments but more interest overall. Need help finding the right term for you? We’re here to help! Find a local Loan Officer near you to learn more https://bit.ly/3AKfmUE #swbcmortgage #happiestwayhome #HomebuyerTips #Mortgage101