The Clearing House

For our last #WeekendReads of 2024, we’re taking a trip down memory lane to reflect on the key milestones we achieved together this year. Read below to learn more about our record-breaking year at The Clearing House ⬇️ 1. RTP’s First Billion Dollar Day Highlights a Bang-Up Year https://lnkd.in/gqEp5KBp / PaymentsJournal 2. RTP Network Sees Record Transaction Growth in 2024 https://lnkd.in/e6-4GQqV / ABA Banking Journal 3. The Clearing House: CHIPS Saved Users $4.9 Billion in 2023 https://lnkd.in/e448ciR4 / PYMNTS 4. RTP Limit to Rise to $10M for 2025 https://lnkd.in/eEYCH4en / Payments Dive 5. Chips Migrates to ISO 20022 Message Format https://lnkd.in/ehTrVD7d / Finextra

Stay ahead of the curve with this week’s essential #payments stories in our #WeekendReads ⬇️ 1. Mid-Tier Banks Are Ramping Up to Support Real-Time Payments https://lnkd.in/e2T9VFRj / PaymentsJournal 2. Nacha CEO Talks 2025 Trends https://lnkd.in/euXZ99_M / Yahoo Finance 3. Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments https://lnkd.in/ebZQMD4v / PYMNTS 4. 12 Ways Instant Payments Delivers Value Across the Financial Ecosystem https://lnkd.in/euJzbmz3 / PYMNTS 5. Is 2025 the Year Payments Go Fully Instant? https://lnkd.in/ewDGjRA4 / IBS Intelligence

‘Twas the final pays of RTP®. We at The Clearing House hope you’ve enjoyed learning more about how instant payments became the star of the holiday season. As we all check the final items off our lists this year, read about the new ways in which real-time payments maximizes cash flow and brings frictionless payment experiences to businesses and their customers. Make sure to check out the other pays of RTP® here: https://lnkd.in/eAD7caUR and https://lnkd.in/ejzRWTEv #12PaysofRTP #instantpayments #RTP #realtimepayments #payments

12 Pays of RTP® from The Clearing House continues to tell the story of instant payments – this holiday season’s gift that keeps on giving. Fa-la-la-la-long over the next two days to learn how instant payments maximizes cash flow and brings frictionless payment experiences to both consumers and businesses alike. #12PaysofRTP #instantpayments #RTP #realtimepayments #payments

This holiday season, instant payments is the gift that will keep on giving. Fa-la-la-la-long as The Clearing House brings you the 12 Pays of RTP® over the next three days and learn how instant payments maximizes cash flow and brings frictionless payment experiences to both consumers and businesses alike. #12PaysofRTP #instantpayments #RTP #realtimepayments #payments

From $25,000 in 2017 to $10 million in 2024, The Clearing House has raised the ceiling of the transaction limit for the RTP® Network due to an explosion of activity and new use cases, as businesses look to take advantage of the benefits of #instantpayments, such as 24/7 availability, and immediate confirmation. Watch our SVP of RTP Product Development Jim Colassano's PYMNTS interview for more: https://lnkd.in/dX6MQNW6 #InstantPayments

Find the #payments stories you should know this week in the latest #WeekendReads ⬇️ 1. Tesla Pushes Real-Time Payments Adoption into the Fast Lane https://lnkd.in/dcbDk4TN / American Banker 2. The Clearing House Looks to New Commercial Use Cases to Drive Real-Time Payments Growth https://lnkd.in/dX6MQNW6 / PYMNTS 3. Update: Real-Time Payments Reach New Milestones Across the US and Beyond https://lnkd.in/eVzuwT9k / PYMNTS 4. AI is Transforming Fraud Prevention in Digital Payments. Here's How. https://lnkd.in/dZBa3kDU / Business Insider 5. Payments Choice Will Help Surging Retail Startups Thrive, Not Just Survive https://lnkd.in/dhXxevKH / PYMNTS

The Clearing House Chief Product Officer Margaret M Weichert sat down with Peter Tapling, APRP, Managing Director at PTap Advisory, LLC, at #Money2020 to delve into the transformative world of #InstantPayments. Key takeaways: 1. As the payments system evolves, new technologies are helping to create seamless financial transactions. 2. Instant payments are helping solve real-world problems. 3. Customer experiences are being shaped by instant payments. 🎧 https://lnkd.in/em6Fh5SN

Your go-to #payments news is here—Don’t miss this week’s #WeekendReads ⬇️ 1. Businesses Soon Will Be Able to Pay $10 Million Bills Instantly https://lnkd.in/e8kcg9YG / Bloomberg 2. The Clearing House’s RTP clears $500B https://lnkd.in/egSxkWY9 / Bank Automation News 3. Chips celebrates Black Friday by smashing payments record https://lnkd.in/e7rfvenF / Finextra 4. FedNow racks up nearly $246M in annual expenses https://lnkd.in/g2b7VdJu / Payments Dive 5. B2B Payments Enter a New Era of Innovation and Transformation https://lnkd.in/eMyWz9fz / PYMNTS

ABNB Federal Credit Union Partners With Alacriti To Provide Instant Payment Solutions ABNB FCU members can send and receive payments instantly! "With #instantpayments, our members now have the power and the control to move their money securely 24/7, whether they’re paying a bill, transferring money to a friend, or cashing out from an investment account. This is a game-changer for convenience and financial management,” said Cassandra Tucker of ABNB FCU. https://lnkd.in/gPcTzk8k #RTP #CreditUnion #realtimepayments