The Financial Specialists, Inc.

Ready to make 2025 a year of financial progress? Everyone is at a different stage in life, so tailor your goals to your needs this year, whether it's tackling debt, setting up a smart savings plan, exploring low-cost investment options, or preparing for a secure retirement. Contact us today to create a plan that helps you achieve your financial goals!

Still paying off last year’s holiday debt? 28% of credit card users haven’t cleared their balances from last year’s gifts. If you're feeling the strain, consider options like a balance transfer to save on interest, consolidating debt with a lower-interest loan, or paying down high-interest balances first: https://cnb.cx/3ZF9pAP If you need help getting back on track, contact us today to reassess your plan together!

Digital tools like apps and robo-advisors are great for budgeting and tracking expenses, but they can’t replace the personal touch of a financial planner!🤖💼 A professional takes the time to understand your unique goals, values, and dreams, helping you create a tailored financial plan that adapts as life changes. Whether you’re starting out, planning for retirement, or navigating life’s big transitions, contact us for help creating and maintaining your financial plan!

Start planning for retirement in 2025! Consider steps like auditing your lifestyle to set realistic goals, paying yourself first by investing regularly, building a ‘trial retirement’ fund, and more. Read the full article for more details and contact us today to begin planning your retirement for this year!

Retirement changes are coming this month!🚨 The SECURE Act 2.0 brings big updates that can help you save for retirement. Some key changes include increased 401(k) catch-up contribution amounts, employer matching now allowed to Roth accounts (remember, this increases your income for the year, meaning you'll pay taxes on the match now, but not later), and Roth contributions allowed in more types of plans, including SEP IRAs and SIMPLE IRAs. Contact us today to discuss how these updates could impact your retirement plan!

January is recognized as Financial Wellness Month, a time to focus on your financial health and reflect on areas where you can improve. Whether it's saving for the future, planning for retirement, or building a solid financial foundation, we’re here to help you create a plan towards success. Contact us today to get started!

✨Cheers to 2025!✨ New year, new resolutions! Here’s to a year of growth, confidence, and big opportunities ahead!🥳

It’s that time of year again—the time when many people set ambitious goals but struggle to follow through on achieving them. As you reflect on your financial health, it’s important to remember that everyone is in a different place financially. Tailoring your resolutions to fit your unique situation can make a significant difference. Here are five steps that can help you set and achieve your financial goals, along with suggestions and strategies for short-term, mid-term, and long-term goals to help keep you on track.

Happy Thanksgiving!🍁🦃 We give thanks for all of you and your unwavering support! May your day be filled with laughter, delicious food, and cherished memories.🤎

Are you among the many Americans reconsidering your retirement plans due to rising costs? You're not alone! A recent survey shows that over 80% of people are contemplating delaying retirement for financial reasons, and nearly two-thirds find the idea of retiring more frightening than death or divorce. Don’t let fear dictate your future—call us today to discuss your retirement plan and explore options that can help you feel secure for the years ahead!